Last update: Oct 2026

Cost of Living Comparison Between Chattanooga, TN and Montevideo

For one person, living is cheaper in Montevideo: $1,784 a month against $2,611 in Chattanooga, TN, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Chattanooga, TN
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Chattanooga, TN Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Chattanooga, TN

🇺🇸 United States

$2,611

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Monthly Cost of Living

How much you'll spend in Chattanooga, TN and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chattanooga, TN and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,611 per month in Chattanooga, TN vs $1,784 in Montevideo, rent included.

Chattanooga, TN $2,611
Montevideo $1,784

A couple spends around $3,850 per month in Chattanooga, TN vs $2,756 in Montevideo, rent included.

Chattanooga, TN $3,850
Montevideo $2,756

A family of three spends $5,089 per month in Chattanooga, TN vs $3,728 in Montevideo, rent included.

Chattanooga, TN $5,089
Montevideo $3,728

Chattanooga, TN costs about 46% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Chattanooga, TN and Montevideo sit above the global median – Chattanooga, TN by 93%, Montevideo by 32%.

Meal at Budget Restaurant

$19.63 $19.63

$14.82 UYU 595

32.46%

Three-Course Dinner for Two, Mid-Range

$99.2 $99.2

$69.7 UYU 2,797

42.37%

Fast Food Meal (McDonalds, etc)

$11.15 $11.15

$14.68 UYU 589

-24.05%

Cappuccino

$5.35 $5.35

$4.65 UYU 186

15.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 $2.34

$2.74 UYU 110

-14.60%

Water (0.33 liter bottle)

$2.08 $2.08

$2.07 UYU 82.9

0.48%

Local Beer (0.5 liter draught)

$6.14 $6.14

$4.79 UYU 192

28.18%

Imported Beer (0.33 liter bottle)

$7.49 $7.49

$3.63 UYU 146

106.34%

Milk (1 liter)

$1.12 $1.12

$1.39 UYU 55.8

-19.42%

White Bread (500g)

$3.60 $3.60

$2.89 UYU 116

24.57%

Rice (white) (1kg)

$3.98 $3.98

$1.70 UYU 68.1

134.12%

Eggs

$4.19 $4.19

$4.62 UYU 185

-9.31%

Local Cheese (1kg)

$14.24 $14.24

$14.22 UYU 571

0.14%

Chicken Fillets (1kg)

$14.91 $14.91

$11.62 UYU 466

28.31%

Beef Round Steak (1kg)

$13.45 $13.45

$12.23 UYU 491

9.98%

Apples (1kg)

$6.41 $6.41

$2.77 UYU 111

131.41%

Banana (1kg)

$1.66 $1.66

$2.85 UYU 114

-41.75%

Oranges (1kg)

$4.24 $4.24

$1.81 UYU 72.5

134.25%

Tomato (1kg)

$4.26 $4.26

$3.20 UYU 129

33.12%

Potato (1kg)

$2.76 $2.76

$1.94 UYU 77.8

42.27%

Onion (1kg)

$3.60 $3.60

$2.16 UYU 86.5

66.67%

Lettuce (1 head)

$2.69 $2.69

$1.43 UYU 57.3

88.11%

Water (1.5 liter bottle)

$2.72 $2.72

$1.94 UYU 77.9

40.21%

Cigarettes 20 Pack (Marlboro, Camel)

$9.27 $9.27

$5.47 UYU 219

69.47%

Wine (Bottle)

$17.64 $17.64

$8.95 UYU 359

97.09%

Local Beer (0.5 liter bottle)

$2.01 $2.01

$2.26 UYU 90.8

-11.06%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$2.81 UYU 113

15.66%

One-way Ticket (Public Transport)

$1.94 $1.94

$1.56 UYU 62.6

24.36%

Public Transport Monthly Pass (Regular Price)

$49.71 $49.71

$73.8 UYU 2,962

-32.65%

Taxi Start (Normal Tariff)

$5.14 $5.14

$1.90 UYU 76.2

170.53%

Taxi (Normal Tariff) (1km)

$1.92 $1.92

$0.43 UYU 17.36

346.51%

Taxi 1hour Waiting (Normal Tariff)

$30.07 $30.07

$10.59 UYU 425

183.95%

Gasoline (1 liter)

$0.96 $0.96

$2.12 UYU 85.2

-54.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$26.8K UYU 1.1M

2.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$37.0K UYU 1.5M

-28.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 $159

$193 UYU 7,727

-17.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$82.9 $82.9

$20.91 UYU 839

296.56%

Internet (50+ Mbps, Unlimited Data)

$75.2 $75.2

$44.89 UYU 1,802

67.41%

Gym Membership (Monthly)

$39.22 $39.22

$50.8 UYU 2,038

-22.75%

Tennis Court (1 Hour on Weekend)

$3.95 $3.95

$19.73 UYU 792

-79.98%

Cinema Ticket

$15.02 $15.02

$12.30 UYU 494

22.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,086 $1,086

$629 UYU 25.2K

72.66%

International Primary School, 1 Child (Yearly)

$24.7K $24.7K

$10.9K UYU 437.3K

126.38%

Jeans (Levis 501 Or Similar)

$41.44 $41.44

$104 UYU 4,166

-60.07%

Summer Dress (H&M, Zara, etc)

$38.80 $38.80

$57.4 UYU 2,305

-32.45%

Sport Shoes (Adidas, Nike)

$99.9 $99.9

$125 UYU 5,010

-19.95%

Men's Leather Business Shoes

$118 $118

$132 UYU 5,315

-10.54%

1-bedroom Apartment, City Center (Monthly)

$1,707 $1,707

$713 UYU 28.6K

139.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$575 UYU 23.1K

121.01%

3-bedroom Apartment, City Center (Monthly)

$3,190 $3,190

$1,164 UYU 46.7K

174.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,984 $1,984

$1,033 UYU 41.5K

91.98%

Buy Apartment in City Center (m2)

$2,249 $2,249

$3,418 UYU 137.2K

-34.19%

Buy Apartment Outside City Center (m2)

$2,273 $2,273

$1,760 UYU 70.6K

29.13%

Average Monthly Net Salary (After Tax)

$3,984 $3,984

$1,244 UYU 49.9K

220.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

5.74

15.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chattanooga, TN: October 18, 2026

Last update for Montevideo: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chattanooga, TN

$1.3K 48.7%

Montevideo

$575 32.2% 54.8% $696

Groceries & Markets

Chattanooga, TN

$429 16.4%

Montevideo

$334 18.7% 22.2% $95

Eating Out

Chattanooga, TN

$318 12.2%

Montevideo

$269 15.1% 15.5% $49

Monthly Utilities & Internet

Chattanooga, TN

$317 12.1%

Montevideo

$258 14.5% 18.5% $59

Clothing & Footwear

Chattanooga, TN

$134 5.2%

Montevideo

$188 10.6% 40.1% $54

Getting Around

Chattanooga, TN

$72 2.8%

Montevideo

$84 4.7% 16.5% $12

Sport & Entertainment

Chattanooga, TN

$69 2.7%

Montevideo

$75 4.2% 8.8% $6.1

Cost Breakdown

A central one-bedroom costs $1,707 in Chattanooga, TN versus $713 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 220% higher in Chattanooga, TN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99.0 in Chattanooga, TN versus $70.0 in Montevideo. Monthly groceries follow the same trend: $429 vs $334 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 Chattanooga, TN

🇺🇾 Montevideo

🕒 Local time

12:16 12:16 PM

13:16 1:16 PM

1 h ahead of Chattanooga, TN

🌤 Weather

👥 Population

176,588

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.89 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 20, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Chattanooga, TN Montevideo 8,350 km ≈ 11 h nonstop flight

From you

Chattanooga, TN
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chattanooga, TN vs Montevideo: Cost of Living - Frequently Asked Questions

Chattanooga, TN costs about 46% more than Montevideo, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,917 per month in Chattanooga, TN and $2,676 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,611 in Chattanooga, TN and $1,784 in Montevideo. That's a gap of about 46%.

Public transport costs about 48% less in Montevideo. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,784, than in Chattanooga, TN at $2,611. In Montevideo it covers expenses comfortably, while in Chattanooga, TN it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montevideo costs $1,784 versus $2,611 in Chattanooga, TN. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chattanooga, TN makes more sense. Both are solid long-term options with distinct trade-offs.