Last update: Oct 2026

Cost of Living Comparison Between Charlotte, NC and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,687 in Charlotte, NC, rent and utilities included – about $16,100 less a year. Rent and utilities account for about half of the difference.

129

Cost of Living Index in Charlotte, NC
Learn more

Charlotte, NC Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Charlotte, NC

🇺🇸 United States

$2,687

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Charlotte, NC and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charlotte, NC and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,687 per month in Charlotte, NC vs $1,349 in Ubud, Bali, rent included.

Charlotte, NC $2,687
Ubud, Bali $1,349

A couple spends around $4,002 per month in Charlotte, NC vs $2,305 in Ubud, Bali, rent included.

Charlotte, NC $4,002
Ubud, Bali $2,305

A family of three spends $5,317 per month in Charlotte, NC vs $3,261 in Ubud, Bali, rent included.

Charlotte, NC $5,317
Ubud, Bali $3,261

Charlotte, NC costs about 99% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.95 $17.95

$3.32 Rp 60.2K

440.66%

Three-Course Dinner for Two, Mid-Range

$74.0 $74.0

$35.64 Rp 645.8K

107.63%

Fast Food Meal (McDonalds, etc)

$11.21 $11.21

$5.53 Rp 100.3K

102.71%

Cappuccino

$5.68 $5.68

$2.72 Rp 49.3K

108.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 $2.59

$1.70 Rp 30.8K

52.35%

Water (0.33 liter bottle)

$2.25 $2.25

$0.76 Rp 13.8K

196.05%

Local Beer (0.5 liter draught)

$6.02 $6.02

$2.65 Rp 48.1K

127.17%

Imported Beer (0.33 liter bottle)

$7.39 $7.39

$4.38 Rp 79.4K

68.72%

Milk (1 liter)

$0.96 $0.96

$1.49 Rp 27.0K

-35.57%

White Bread (500g)

$4.06 $4.06

$2.28 Rp 41.2K

78.07%

Rice (white) (1kg)

$3.33 $3.33

$1.19 Rp 21.6K

179.83%

Eggs

$4.42 $4.42

$2.04 Rp 36.9K

116.67%

Local Cheese (1kg)

$16.42 $16.42

$17.70 Rp 320.8K

-7.23%

Chicken Fillets (1kg)

$15.66 $15.66

$3.96 Rp 71.8K

295.45%

Beef Round Steak (1kg)

$18.21 $18.21

$12.19 Rp 220.9K

49.38%

Apples (1kg)

$5.47 $5.47

$3.66 Rp 66.2K

49.45%

Banana (1kg)

$1.42 $1.42

$1.52 Rp 27.5K

-6.58%

Oranges (1kg)

$4.70 $4.70

$2.23 Rp 40.4K

110.76%

Tomato (1kg)

$4.68 $4.68

$1.97 Rp 35.7K

137.56%

Potato (1kg)

$3.69 $3.69

$1.85 Rp 33.5K

99.46%

Onion (1kg)

$3.08 $3.08

$2.42 Rp 43.9K

27.27%

Lettuce (1 head)

$2.00 $2.00

$0.99 Rp 17.9K

102.02%

Water (1.5 liter bottle)

$2.34 $2.34

$0.51 Rp 9,303

358.82%

Cigarettes 20 Pack (Marlboro, Camel)

$8.52 $8.52

$2.22 Rp 40.3K

283.78%

Wine (Bottle)

$15.66 $15.66

$22.24 Rp 403.0K

-29.59%

Local Beer (0.5 liter bottle)

$2.43 $2.43

$2.26 Rp 41.0K

7.52%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$2.97 Rp 53.8K

24.24%

One-way Ticket (Public Transport)

$2.25 $2.25

$0.25 Rp 4,548

800.00%

Public Transport Monthly Pass (Regular Price)

$87.8 $87.8

$7.82 Rp 141.8K

1022.51%

Taxi Start (Normal Tariff)

$3.03 $3.03

$0.44 Rp 7,964

588.64%

Taxi (Normal Tariff) (1km)

$1.84 $1.84

$0.43 Rp 7,793

327.91%

Taxi 1hour Waiting (Normal Tariff)

$29.47 $29.47

$5.41 Rp 98.0K

444.73%

Gasoline (1 liter)

$0.98 $0.98

$0.82 Rp 14.9K

19.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$23.8K Rp 432.0M

45.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$31.7K Rp 575.3M

-20.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 $176

$79.1 Rp 1.4M

122.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.9 $68.9

$6.45 Rp 116.8K

968.06%

Internet (50+ Mbps, Unlimited Data)

$82.3 $82.3

$18.58 Rp 336.7K

343.11%

Gym Membership (Monthly)

$51.6 $51.6

$49.48 Rp 896.7K

4.32%

Tennis Court (1 Hour on Weekend)

$15.03 $15.03

$17.65 Rp 319.8K

-14.84%

Cinema Ticket

$16.14 $16.14

$4.27 Rp 77.4K

277.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,475 $1,475

$491 Rp 8.9M

200.67%

International Primary School, 1 Child (Yearly)

$24.3K $24.3K

$5,674 Rp 102.8M

329.06%

Jeans (Levis 501 Or Similar)

$50.2 $50.2

$44.64 Rp 808.9K

12.43%

Summer Dress (H&M, Zara, etc)

$36.83 $36.83

$34.95 Rp 633.4K

5.38%

Sport Shoes (Adidas, Nike)

$94.4 $94.4

$79.9 Rp 1.4M

18.12%

Men's Leather Business Shoes

$141 $141

$79.4 Rp 1.4M

77.31%

1-bedroom Apartment, City Center (Monthly)

$1,872 $1,872

$1,125 Rp 20.4M

66.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,266 $1,266

$671 Rp 12.2M

88.57%

3-bedroom Apartment, City Center (Monthly)

$3,296 $3,296

$3,565 Rp 64.6M

-7.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,176 $2,176

$1,723 Rp 31.2M

26.30%

Buy Apartment in City Center (m2)

$4,123 $4,123

$2,732 Rp 49.5M

50.95%

Buy Apartment Outside City Center (m2)

$2,400 $2,400

$2,284 Rp 41.4M

5.07%

Average Monthly Net Salary (After Tax)

$4,367 $4,367

$164 Rp 3.0M

2565.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.48

13.78

-52.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charlotte, NC: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Charlotte, NC

$1.3K 47.1%

Ubud, Bali

$672 49.8% 47% $595

Groceries & Markets

Charlotte, NC

$446 16.6%

Ubud, Bali

$288 21.4% 35.3% $157

Monthly Utilities & Internet

Charlotte, NC

$327 12.2%

Ubud, Bali

$104 7.7% 68.2% $223

Eating Out

Charlotte, NC

$310 11.5%

Ubud, Bali

$108 8% 65.2% $202

Clothing & Footwear

Charlotte, NC

$145 5.4%

Ubud, Bali

$108 8% 25.9% $37

Getting Around

Charlotte, NC

$109 4.1%

Ubud, Bali

$11 0.9% 89.5% $98

Sport & Entertainment

Charlotte, NC

$84 3.1%

Ubud, Bali

$58 4.3% 30.8% $26

Cost Breakdown

A central one-bedroom costs $1,872 in Charlotte, NC versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Charlotte, NC are about 27 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74 in Charlotte, NC versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $446 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Charlotte, NC

🇮🇩 Ubud, Bali

🕒 Local time

09:18 9:18 AM

22:18 10:18 PM

13 h ahead of Charlotte, NC

🌤 Weather

👥 Population

911,311

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Charlotte, NC Ubud, Bali 16,620 km ≈ 21 h nonstop flight

From you

Charlotte, NC
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Charlotte, NC vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Charlotte, NC is pricier by about 99%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,030 per month in Charlotte, NC and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,872 in Charlotte, NC.

Kindergarten costs $1,475 per month in Charlotte, NC and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 55% more in Charlotte, NC, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,687 in Charlotte, NC and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Charlotte, NC makes more sense. Both are solid long-term options with distinct trade-offs.