Cost of Living Comparison Between Charlotte, NC and Chicago, IL Cost of Living Comparison Between Charlotte, NC and Chicago, IL

🙂 Solo nomad: Charlotte, NC is 4.6% cheaper than Chicago, IL without rent, and 2.8% cheaper with rent.
🙂 Family of 3: Charlotte, NC is 5.3% cheaper than Chicago, IL without rent, and 10% cheaper with rent.
Currency
🍽 Eating Out
Charlotte, NC
Chicago, IL
Difference
Meal at Budget Restaurant
$18.34 $18.34
$20.82 $20.82
-11.91%
Three-Course Dinner for Two, Mid-Range
$81.6 $81.6
$100 $100
-18.71%
Fast Food Meal (McDonalds, etc)
$10.18 $10.18
$11.97 $11.97
-14.95%
Cappuccino
$4.84 $4.84
$5.56 $5.56
-12.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.53 $2.53
$3.11 $3.11
-18.65%
Water (0.33 liter bottle)
$1.95 $1.95
$2.42 $2.42
-19.42%
Local Beer (0.5 liter draught)
$5.94 $5.94
$6.86 $6.86
-13.41%
Imported Beer (0.33 liter bottle)
$7.63 $7.63
$8.45 $8.45
-9.70%
🛒 Groceries & Markets
Charlotte, NC
Chicago, IL
Difference
Milk (1 liter)
$1.05 $1.05
$1.04 $1.04
0.96%
White Bread (500g)
$3.89 $3.89
$4.15 $4.15
-6.27%
Rice (white) (1kg)
$4.18 $4.18
$5.52 $5.52
-24.28%
Eggs
$4.65 $4.65
$4.65 $4.65
-
Local Cheese (1kg)
$16.79 $16.79
$14.33 $14.33
17.17%
Chicken Fillets (1kg)
$16.89 $16.89
$14.88 $14.88
13.51%
Beef Round Steak (1kg)
$17.22 $17.22
$19.34 $19.34
-10.96%
Apples (1kg)
$5.84 $5.84
$5.17 $5.17
12.96%
Banana (1kg)
$1.59 $1.59
$1.71 $1.71
-7.02%
Oranges (1kg)
$6.58 $6.58
$4.41 $4.41
49.21%
Tomato (1kg)
$4.07 $4.07
$4.51 $4.51
-9.76%
Potato (1kg)
$3.68 $3.68
$2.53 $2.53
45.45%
Onion (1kg)
$2.73 $2.73
$2.74 $2.74
-0.36%
Lettuce (1 head)
$1.73 $1.73
$2.43 $2.43
-28.81%
Water (1.5 liter bottle)
$1.95 $1.95
$2.7 $2.7
-27.78%
Cigarettes 20 Pack (Marlboro, Camel)
$7.83 $7.83
$15.19 $15.19
-48.45%
Wine (Bottle)
$15.23 $15.23
$16.42 $16.42
-7.25%
Local Beer (0.5 liter bottle)
$2.09 $2.09
$2.35 $2.35
-11.06%
Imported Beer (0.33 liter bottle)
$3.22 $3.22
$3.7 $3.7
-12.97%
🚌 Getting Around
Charlotte, NC
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.53 $2.53
-
Public Transport Monthly Pass (Regular Price)
$87.4 $87.4
$74.1 $74.1
17.90%
Taxi Start (Normal Tariff)
$2.93 $2.93
$3.34 $3.34
-12.28%
Taxi (Normal Tariff) (1km)
$1.84 $1.84
$1.42 $1.42
29.58%
Taxi 1hour Waiting (Normal Tariff)
$29.61 $29.61
$25.42 $25.42
16.48%
Gasoline (1 liter)
$0.81 $0.81
$1.08 $1.08
-25.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34K $34K
$32.4K $32.4K
4.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K $24.5K
$26.2K $26.2K
-6.37%
🧾 Monthly Utilities & Internet
Charlotte, NC
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$139 $139
$188 $188
-25.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.6 $55.6
$63.7 $63.7
-12.78%
Internet (50+ Mbps, Unlimited Data)
$73.4 $73.4
$65.2 $65.2
12.55%
🎉 Sport & Entertainment
Charlotte, NC
Chicago, IL
Difference
Gym Membership (Monthly)
$52 $52
$76.7 $76.7
-32.21%
Tennis Court (1 Hour on Weekend)
$18.23 $18.23
$13.03 $13.03
39.91%
Cinema Ticket
$13.94 $13.94
$14.93 $14.93
-6.63%
🧸 Childcare & Education
Charlotte, NC
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,306 $1,306
$2,063 $2,063
-36.68%
International Primary School, 1 Child (Yearly)
$25.1K $25.1K
$39.2K $39.2K
-35.82%
👕👟 Clothing & Footwear
Charlotte, NC
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$48.27 $48.27
$64.3 $64.3
-24.94%
Summer Dress (H&M, Zara, etc)
$36.65 $36.65
$52.4 $52.4
-30.04%
Sport Shoes (Adidas, Nike)
$102 $102
$95.2 $95.2
6.66%
Men's Leather Business Shoes
$158 $158
$145 $145
9.24%
🏠 Accommodation & Living
Charlotte, NC
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,873 $1,873
$2,378 $2,378
-21.24%
1-bedroom Apartment, Outside City Center (Monthly)
$1,530 $1,530
$1,584 $1,584
-3.42%
3-bedroom Apartment, City Center (Monthly)
$3,666 $3,666
$4,763 $4,763
-23.04%
3-bedroom Apartment, Outside City Center (Monthly)
$2,482 $2,482
$2,815 $2,815
-11.84%
Buy Apartment in City Center (m2)
$3,681 $3,681
$3,588 $3,588
2.60%
Buy Apartment Outside City Center (m2)
$2,627 $2,627
$2,490 $2,490
5.51%
💵 Salaries & Financials
Charlotte, NC
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,315 $4,315
$5,275 $5,275
-18.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.6
-1.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charlotte, NC: October 29, 2025

Last update for Chicago, IL: October 29, 2025

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