Last update: Oct 2026

Cost of Living Comparison Between Chania and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,559 in Chania, rent and utilities included – about $7,500 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Chania
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Chania Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Chania

🇬🇷 Greece

$1,559

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Chania and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chania and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,559 in Chania versus $934 in Cebu.

Chania $1,559
Cebu $934

Estimated couple costs with rent: $2,513 in Chania versus $1,415 in Cebu.

Chania $2,513
Cebu $1,415

Monthly costs for a family of three with rent: $3,468 in Chania versus $1,896 in Cebu.

Chania $3,468
Cebu $1,896

Living in Chania is roughly 67% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chania is 16% above, Cebu is 30% below.

Meal at Budget Restaurant

$16.57 €14.79

$3.03 ₱190

446.86%

Three-Course Dinner for Two, Mid-Range

$56.3 €50.2

$23.48 ₱1,473

139.57%

Fast Food Meal (McDonalds, etc)

$11.02 €9.84

$4.09 ₱256

169.44%

Cappuccino

$3.86 €3.44

$2.52 ₱158

53.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.94

$1.54 ₱96.9

40.91%

Water (0.33 liter bottle)

$0.74 €0.66

$0.49 ₱30.98

51.02%

Local Beer (0.5 liter draught)

$4.55 €4.06

$1.79 ₱112

154.19%

Imported Beer (0.33 liter bottle)

$4.81 €4.30

$2.26 ₱142

112.83%

Milk (1 liter)

$1.78 €1.59

$1.95 ₱122

-8.72%

White Bread (500g)

$1.42 €1.27

$1.43 ₱89.7

-0.70%

Rice (white) (1kg)

$3.34 €2.98

$1.02 ₱63.8

227.45%

Eggs

$4.59 €4.10

$2.06 ₱129

122.82%

Local Cheese (1kg)

$17.50 €15.62

$9.81 ₱615

78.39%

Chicken Fillets (1kg)

$9.78 €8.73

$4.61 ₱289

112.15%

Beef Round Steak (1kg)

$15.12 €13.49

$7.70 ₱483

96.36%

Apples (1kg)

$2.18 €1.94

$3.31 ₱207

-34.14%

Banana (1kg)

$2.26 €2.02

$1.45 ₱90.9

55.86%

Oranges (1kg)

$1.28 €1.14

$2.36 ₱148

-45.76%

Tomato (1kg)

$1.79 €1.60

$1.54 ₱96.4

16.23%

Potato (1kg)

$1.38 €1.23

$2.36 ₱148

-41.53%

Onion (1kg)

$1.02 €0.91

$1.99 ₱125

-48.74%

Lettuce (1 head)

$1.16 €1.03

$1.15 ₱72.1

0.87%

Water (1.5 liter bottle)

$0.82 €0.74

$0.67 ₱42.15

22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$5.56 €4.96

$3.00 ₱188

85.33%

Wine (Bottle)

$8.72 €7.78

$6.35 ₱398

37.32%

Local Beer (0.5 liter bottle)

$2.58 €2.30

$1.31 ₱81.9

96.95%

Imported Beer (0.33 liter bottle)

$2.62 €2.34

$1.73 ₱108

51.45%

One-way Ticket (Public Transport)

$2.19 €1.95

$0.25 ₱15.78

776.00%

Public Transport Monthly Pass (Regular Price)

$44.87 €40.04

$12.65 ₱793

254.70%

Taxi Start (Normal Tariff)

$3.87 €3.45

$0.74 ₱46.32

422.97%

Taxi (Normal Tariff) (1km)

$2.42 €2.16

$0.21 ₱13.11

1052.38%

Taxi 1hour Waiting (Normal Tariff)

$16.62 €14.83

$4.33 ₱271

283.83%

Gasoline (1 liter)

$2.20 €1.96

$1.33 ₱83.5

65.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €30.0K

$21.8K ₱1.4M

54.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.3K

$19.4K ₱1.2M

28.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 €136

$121 ₱7,563

26.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.97 €19.61

$14.45 ₱907

52.04%

Internet (50+ Mbps, Unlimited Data)

$32.82 €29.29

$28.29 ₱1,774

16.01%

Gym Membership (Monthly)

$56.3 €50.2

$32.68 ₱2,050

72.15%

Tennis Court (1 Hour on Weekend)

$56.2 €50.2

$6.39 ₱401

779.97%

Cinema Ticket

$9.09 €8.12

$5.46 ₱342

66.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$479 €428

$273 ₱17.1K

75.30%

International Primary School, 1 Child (Yearly)

$6,844 €6,108

$8,156 ₱511.5K

-16.09%

Jeans (Levis 501 Or Similar)

$75.8 €67.7

$49.57 ₱3,109

53.00%

Summer Dress (H&M, Zara, etc)

$30.60 €27.31

$24.87 ₱1,560

23.04%

Sport Shoes (Adidas, Nike)

$106 €94.2

$76.6 ₱4,804

37.84%

Men's Leather Business Shoes

$131 €117

$59.3 ₱3,717

120.92%

1-bedroom Apartment, City Center (Monthly)

$639 €570

$506 ₱31.7K

26.27%

1-bedroom Apartment, Outside City Center (Monthly)

$509 €455

$309 ₱19.4K

64.62%

3-bedroom Apartment, City Center (Monthly)

$1,165 €1,040

$1,052 ₱66.0K

10.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,007 €899

$619 ₱38.8K

62.71%

Buy Apartment in City Center (m2)

$3,648 €3,255

$2,915 ₱182.9K

25.13%

Buy Apartment Outside City Center (m2)

$3,375 €3,012

$1,867 ₱117.1K

80.77%

Average Monthly Net Salary (After Tax)

$1,324 €1,181

$341 ₱21.4K

288.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

7.2

-37.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chania: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chania

$509 32.3%

Cebu

$309 33.5% 39.3% $200

Groceries & Markets

Chania

$305 19.4%

Cebu

$210 22.7% 31.1% $95

Eating Out

Chania

$256 16.2%

Cebu

$88 9.6% 65.5% $168

Monthly Utilities & Internet

Chania

$207 13.1%

Cebu

$163 17.7% 21.1% $44

Clothing & Footwear

Chania

$154 9.8%

Cebu

$95 10.2% 38.7% $60

Sport & Entertainment

Chania

$74 4.7%

Cebu

$44 4.7% 41.4% $31

Getting Around

Chania

$70 4.4%

Cebu

$15 1.7% 77.8% $54

Cost Breakdown

A one-bedroom apartment in the center runs $639 in Chania and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Chania pays 288% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Chania vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $305 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Chania

🇵🇭 Cebu

🕒 Local time

08:24 8:24 AM

13:24 1:24 PM

5 h ahead of Chania

🌤 Weather

👥 Population

53,910

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

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Between locations

Chania Cebu 10,220 km ≈ 13 h nonstop flight

From you

Chania
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chania vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 67% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 288% higher in Chania, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $639 in Chania versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,559 per month in Chania versus $934 in Cebu – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 255% less than in Chania. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,559 in Chania, a $1,500 budget is realistic in Cebu but tight or insufficient in Chania. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Chania, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chania and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 67% less than in Chania. Beyond cost, consider language, visa policies, and how big the international community is in each city.