Last update: Oct 2026

Cost of Living Comparison Between Castro Valley, CA and Toronto

For one person, living is cheaper in Toronto: $2,610 a month against $3,363 in Castro Valley, CA, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

162

Cost of Living Index in Castro Valley, CA
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Castro Valley, CA Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Castro Valley, CA

🇺🇸 United States

$3,363

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Castro Valley, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Castro Valley, CA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,363 in Castro Valley, CA versus $2,610 in Toronto.

Castro Valley, CA $3,363
Toronto $2,610

Estimated couple costs with rent: $4,211 in Castro Valley, CA versus $3,727 in Toronto.

Castro Valley, CA $4,211
Toronto $3,727

Monthly costs for a family of three with rent: $5,060 in Castro Valley, CA versus $4,844 in Toronto.

Castro Valley, CA $5,060
Toronto $4,844

Living in Castro Valley, CA is roughly 29% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Castro Valley, CA 148% above, Toronto 93% above.

Meal at Budget Restaurant

$21.70 $21.70

$17.59 CA$24.87

23.37%

Three-Course Dinner for Two, Mid-Range

$79.9 $79.9

$78.8 CA$111

1.38%

Fast Food Meal (McDonalds, etc)

$12.06 $12.06

$10.73 CA$15.16

12.40%

Cappuccino

$5.62 $5.62

$4.09 CA$5.78

37.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 $3.00

$2.10 CA$2.97

42.86%

Water (0.33 liter bottle)

$2.80 $2.80

$1.72 CA$2.43

62.79%

Local Beer (0.5 liter draught)

$6.12 $6.12

$6.36 CA$8.99

-3.77%

Imported Beer (0.33 liter bottle)

$7.31 $7.31

$7.08 CA$10.01

3.25%

Milk (1 liter)

$1.46 $1.46

$2.54 CA$3.59

-42.52%

White Bread (500g)

$4.43 $4.43

$2.72 CA$3.85

62.87%

Rice (white) (1kg)

$5.77 $5.77

$2.18 CA$3.09

164.68%

Eggs

$6.29 $6.29

$3.63 CA$5.13

73.28%

Local Cheese (1kg)

$15.15 $15.15

$9.46 CA$13.37

60.15%

Chicken Fillets (1kg)

$13.05 $13.05

$11.54 CA$16.32

13.08%

Beef Round Steak (1kg)

$22.13 $22.13

$14.37 CA$20.32

54.00%

Apples (1kg)

$5.58 $5.58

$3.70 CA$5.23

50.81%

Banana (1kg)

$2.62 $2.62

$1.19 CA$1.68

120.17%

Oranges (1kg)

$4.51 $4.51

$3.46 CA$4.90

30.35%

Tomato (1kg)

$4.61 $4.61

$4.22 CA$5.97

9.24%

Potato (1kg)

$3.57 $3.57

$1.79 CA$2.52

99.44%

Onion (1kg)

$4.68 $4.68

$1.65 CA$2.33

183.64%

Lettuce (1 head)

$2.46 $2.46

$2.20 CA$3.11

11.82%

Water (1.5 liter bottle)

$1.02 $1.02

$1.26 CA$1.78

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$11.56 $11.56

$13.97 CA$19.75

-17.25%

Wine (Bottle)

$17.41 $17.41

$14.20 CA$20.07

22.61%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.25 CA$3.18

-25.33%

Imported Beer (0.33 liter bottle)

$2.81 $2.81

$2.53 CA$3.58

11.07%

One-way Ticket (Public Transport)

$3.19 $3.19

$2.32 CA$3.28

37.50%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.47 $3.47

$3.06 CA$4.33

13.40%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$1.22 CA$1.72

54.92%

Taxi 1hour Waiting (Normal Tariff)

$40.52 $40.52

$21.69 CA$30.66

86.81%

Gasoline (1 liter)

$1.54 $1.54

$1.21 CA$1.72

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K $27.8K

$26.1K CA$37.0K

6.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$21.1K CA$29.9K

24.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$120 CA$169

54.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.9 $62.9

$32.21 CA$45.54

95.41%

Internet (50+ Mbps, Unlimited Data)

$60.8 $60.8

$48.88 CA$69.1

24.30%

Gym Membership (Monthly)

$40.85 $40.85

$39.34 CA$55.6

3.84%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$14.95 $14.95

$12.58 CA$17.79

18.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,500 $2,500

$832 CA$1,176

200.51%

International Primary School, 1 Child (Yearly)

$35.1K $35.1K

$23.6K CA$33.4K

48.80%

Jeans (Levis 501 Or Similar)

$40.38 $40.38

$52.3 CA$73.9

-22.76%

Summer Dress (H&M, Zara, etc)

$35.54 $35.54

$39.44 CA$55.8

-9.89%

Sport Shoes (Adidas, Nike)

$76.4 $76.4

$99.0 CA$140

-22.88%

Men's Leather Business Shoes

$50.9 $50.9

$122 CA$172

-58.23%

1-bedroom Apartment, City Center (Monthly)

$2,260 $2,260

$1,631 CA$2,306

38.50%

1-bedroom Apartment, Outside City Center (Monthly)

$2,061 $2,061

$1,448 CA$2,048

42.27%

3-bedroom Apartment, City Center (Monthly)

$2,469 $2,469

$2,737 CA$3,869

-9.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,112 $2,112

$2,129 CA$3,010

-0.81%

Buy Apartment in City Center (m2)

$2,712 $2,712

$8,206 CA$11.6K

-66.96%

Buy Apartment Outside City Center (m2)

$2,368 $2,368

$6,838 CA$9,666

-65.37%

Average Monthly Net Salary (After Tax)

$5,708 $5,708

$3,520 CA$4,976

62.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.47

48.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Castro Valley, CA: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Castro Valley, CA

$2.1K 61.3%

Toronto

$1.4K 55.5% 29.7% $612

Groceries & Markets

Castro Valley, CA

$460 13.7%

Toronto

$343 13.1% 25.5% $117

Eating Out

Castro Valley, CA

$346 10.3%

Toronto

$283 10.9% 18.1% $62

Monthly Utilities & Internet

Castro Valley, CA

$309 9.2%

Toronto

$201 7.7% 35% $108

Clothing & Footwear

Castro Valley, CA

$91 2.7%

Toronto

$141 5.4% 53.9% $49

Sport & Entertainment

Castro Valley, CA

$71 2.1%

Toronto

$65 2.5% 8.8% $6.3

Getting Around

Castro Valley, CA

$26 * 0.8%

Toronto

$130 5% 407% $104

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,260 in Castro Valley, CA and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Castro Valley, CA pays 62% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Castro Valley, CA vs $79.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $460 vs $343 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Castro Valley, CA

🇨🇦 Toronto

🕒 Local time

01:43 1:43 AM

04:43 4:43 AM

3 h ahead of Castro Valley, CA

🌤 Weather

👥 Population

61,388

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Castro Valley, CA Toronto 3,620 km ≈ 5 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Castro Valley, CA vs Toronto: Cost of Living - Frequently Asked Questions

Castro Valley, CA and Toronto differ by about 29% in total monthly costs ($3,363 vs $2,610 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 62% higher in Castro Valley, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,260 in Castro Valley, CA versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 34% higher in Castro Valley, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,363 per month in Castro Valley, CA versus $2,610 in Toronto – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Castro Valley, CA and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 29% less than in Castro Valley, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.