Cost of Living Comparison Between Cartagena and Erbil Cost of Living Comparison Between Cartagena and Erbil

😐 Solo nomad: Cartagena is 5.6% more expensive than Erbil without rent, and 36.2% more expensive with rent.
😐 Family of 3: Cartagena is 25.9% more expensive than Erbil without rent, and 25.2% more expensive with rent.
Currency
🍽 Eating Out
Cartagena
Erbil
Difference
Meal at Budget Restaurant
$13.72 €11.88
$7.69 IQD 10.1K
78.41%
Three-Course Dinner for Two, Mid-Range
$58.2 €50.4
$23.10 IQD 30.2K
151.77%
Fast Food Meal (McDonalds, etc)
$8.04 €6.96
$8.79 IQD 11.5K
-8.53%
Cappuccino
$2.66 €2.31
$3.13 IQD 4,093
-15.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.42 €2.10
$0.52 IQD 675
365.38%
Water (0.33 liter bottle)
$2.04 €1.76
$0.22 IQD 288
827.27%
Local Beer (0.5 liter draught)
$3.42 €2.96
$1.95 IQD 2,548
75.38%
Imported Beer (0.33 liter bottle)
$3.39 €2.94
$2.06 IQD 2,696
64.56%
🛒 Groceries & Markets
Cartagena
Erbil
Difference
Milk (1 liter)
$1.14 €0.99
$1.33 IQD 1,746
-14.29%
White Bread (500g)
$1.01 €0.87
$0.84 IQD 1,100
20.24%
Rice (white) (1kg)
$1.67 €1.44
$1.80 IQD 2,349
-7.22%
Eggs
$2.82 €2.45
$1.97 IQD 2,581
43.15%
Local Cheese (1kg)
$11.51 €9.97
$7.54 IQD 9,861
52.65%
Chicken Fillets (1kg)
$8.41 €7.28
$4.75 IQD 6,215
77.05%
Beef Round Steak (1kg)
$13.86 €12.00
$14.00 IQD 18.3K
-1.00%
Apples (1kg)
$2.26 €1.96
$1.14 IQD 1,489
98.25%
Banana (1kg)
$1.78 €1.54
$1.16 IQD 1,517
53.45%
Oranges (1kg)
$1.40 €1.22
$1.13 IQD 1,477
23.89%
Tomato (1kg)
$1.76 €1.52
$0.74 IQD 973
137.84%
Potato (1kg)
$1.26 €1.09
$0.72 IQD 946
75.00%
Onion (1kg)
$1.10 €0.95
$0.70 IQD 921
57.14%
Lettuce (1 head)
$1.09 €0.95
$0.74 IQD 964
47.30%
Water (1.5 liter bottle)
$0.52 €0.45
$0.56 IQD 731
-7.14%
Cigarettes 20 Pack (Marlboro, Camel)
$5.93 €5.14
$2.64 IQD 3,456
124.62%
Wine (Bottle)
$5.66 €4.90
$12.45 IQD 16.3K
-54.54%
Local Beer (0.5 liter bottle)
$1.14 €0.99
$1.38 IQD 1,803
-17.39%
Imported Beer (0.33 liter bottle)
$1.30 €1.12
$2.00 IQD 2,616
-35.00%
🚌 Getting Around
Cartagena
Erbil
Difference
One-way Ticket (Public Transport)
$1.35 €1.17
$0.59 IQD 778
128.81%
Public Transport Monthly Pass (Regular Price)
$11.61 €10.05
$34.66 IQD 45.4K
-66.50%
Taxi Start (Normal Tariff)
$3.55 €3.08
$2.28 IQD 2,982
55.70%
Taxi (Normal Tariff) (1km)
$1.24 €1.07
$2.29 IQD 3,002
-45.85%
Taxi 1hour Waiting (Normal Tariff)
$24.59 €21.29
$7.08 IQD 9,260
247.32%
Gasoline (1 liter)
$1.82 €1.58
$0.70 IQD 912
160.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0K €26.9K
$19.5K IQD 25.5M
59.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.9K €26.8K
$20.6K IQD 26.9M
50.34%
🧾 Monthly Utilities & Internet
Cartagena
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$142 €123
$101 IQD 132.1K
40.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.35 €11.56
$17.55 IQD 23.0K
-23.93%
Internet (50+ Mbps, Unlimited Data)
$30.45 €26.37
$29.42 IQD 38.5K
3.50%
🎉 Sport & Entertainment
Cartagena
Erbil
Difference
Gym Membership (Monthly)
$38.46 €33.31
$73.4 IQD 96.0K
-47.60%
Tennis Court (1 Hour on Weekend)
$14.91 €12.91
$11.74 IQD 15.4K
27.00%
Cinema Ticket
$8.24 €7.13
$11.69 IQD 15.3K
-29.51%
🧸 Childcare & Education
Cartagena
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$432 €374
$266 IQD 347.4K
62.73%
International Primary School, 1 Child (Yearly)
$2,727 €2,362
$3,301 IQD 4.3M
-17.40%
👕👟 Clothing & Footwear
Cartagena
Erbil
Difference
Jeans (Levis 501 Or Similar)
$44.39 €38.44
$33.12 IQD 43.3K
34.03%
Summer Dress (H&M, Zara, etc)
$31.73 €27.48
$49.75 IQD 65.1K
-36.22%
Sport Shoes (Adidas, Nike)
$44.91 €38.89
$83.1 IQD 108.7K
-45.95%
Men's Leather Business Shoes
$76.3 €66.1
$76.8 IQD 100.5K
-0.69%
🏠 Accommodation & Living
Cartagena
Erbil
Difference
1-bedroom Apartment, City Center (Monthly)
$785 €680
$439 IQD 574.7K
78.70%
1-bedroom Apartment, Outside City Center (Monthly)
$614 €532
$276 IQD 360.8K
122.64%
3-bedroom Apartment, City Center (Monthly)
$899 €778
$738 IQD 966.2K
21.68%
3-bedroom Apartment, Outside City Center (Monthly)
$778 €674
$483 IQD 632.0K
61.12%
Buy Apartment in City Center (m2)
$1,836 €1,590
$1,112 IQD 1.5M
65.02%
Buy Apartment Outside City Center (m2)
$1,477 €1,279
$664 IQD 868.3K
122.59%
💵 Salaries & Financials
Cartagena
Erbil
Difference
Average Monthly Net Salary (After Tax)
$1,864 €1,614
$555 IQD 725.7K
236.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.44
14.33
-75.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartagena: March 2, 2026

Last update for Erbil: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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