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Cost of Living Comparison Between Cartagena and Erbil Cost of Living Comparison Between Cartagena and Erbil

🙂 Solo nomad: Cartagena is 8% cheaper than Erbil without rent, and 39.2% more expensive with rent.
😐 Family of 3: Cartagena is 6.5% more expensive than Erbil without rent, and 26.3% more expensive with rent.
Currency
🍽 Eating Out
Cartagena
Erbil
Difference
Meal at Budget Restaurant
$13.95 €12.01
$7.47 IQD 9,784
86.75%
Three-Course Dinner for Two, Mid-Range
$58.6 €50.5
$23.25 IQD 30.4K
151.96%
Fast Food Meal (McDonalds, etc)
$8.15 €7.02
$8.58 IQD 11.2K
-5.01%
Cappuccino
$2.63 €2.27
$3.08 IQD 4,040
-14.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.42 €2.08
$0.52 IQD 682
365.38%
Water (0.33 liter bottle)
$2.01 €1.74
$0.22 IQD 288
813.64%
Local Beer (0.5 liter draught)
$3.38 €2.91
$2.02 IQD 2,641
67.33%
Imported Beer (0.33 liter bottle)
$3.4 €2.93
$2.07 IQD 2,708
64.25%
🛒 Groceries & Markets
Cartagena
Erbil
Difference
Milk (1 liter)
$1.09 €0.94
$1.33 IQD 1,739
-18.05%
White Bread (500g)
$1.01 €0.87
$0.85 IQD 1,118
18.82%
Rice (white) (1kg)
$1.69 €1.45
$1.83 IQD 2,390
-7.65%
Eggs
$2.85 €2.45
$1.89 IQD 2,476
50.79%
Local Cheese (1kg)
$11.18 €9.63
$7.45 IQD 9,758
50.07%
Chicken Fillets (1kg)
$8.22 €7.08
$4.83 IQD 6,325
70.19%
Beef Round Steak (1kg)
$14.26 €12.28
$14.2 IQD 18.6K
0.42%
Apples (1kg)
$2.35 €2.03
$1.2 IQD 1,574
95.83%
Banana (1kg)
$1.84 €1.58
$1.14 IQD 1,499
61.40%
Oranges (1kg)
$1.44 €1.24
$1.19 IQD 1,558
21.01%
Tomato (1kg)
$1.72 €1.48
$0.8 IQD 1,050
115.00%
Potato (1kg)
$1.23 €1.06
$0.67 IQD 881
83.58%
Onion (1kg)
$1.05 €0.91
$0.76 IQD 989
38.16%
Lettuce (1 head)
$1.09 €0.94
$0.72 IQD 943
51.39%
Water (1.5 liter bottle)
$0.55 €0.48
$0.53 IQD 689
3.77%
Cigarettes 20 Pack (Marlboro, Camel)
$5.64 €4.85
$2.75 IQD 3,600
105.09%
Wine (Bottle)
$5.65 €4.87
$12.57 IQD 16.5K
-55.05%
Local Beer (0.5 liter bottle)
$1.1 €0.95
$1.45 IQD 1,893
-24.14%
Imported Beer (0.33 liter bottle)
$1.29 €1.11
$2.02 IQD 2,649
-36.14%
🚌 Getting Around
Cartagena
Erbil
Difference
One-way Ticket (Public Transport)
$1.37 €1.18
$0.54 IQD 712
153.70%
Public Transport Monthly Pass (Regular Price)
$11.52 €9.93
$34.99 IQD 45.8K
-67.08%
Taxi Start (Normal Tariff)
$3.4 €2.93
$2.27 IQD 2,969
49.78%
Taxi (Normal Tariff) (1km)
$1.26 €1.08
$2.24 IQD 2,930
-43.75%
Taxi 1hour Waiting (Normal Tariff)
$24.79 €21.35
$6.92 IQD 9,066
258.24%
Gasoline (1 liter)
$1.75 €1.51
$0.7 IQD 917
150.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K €26.6K
$19.5K IQD 25.5M
58.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K €26.4K
$20.2K IQD 26.5M
51.43%
🧾 Monthly Utilities & Internet
Cartagena
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 €125
$98.8 IQD 129.4K
46.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.43 €11.57
$17.74 IQD 23.2K
-24.30%
Internet (50+ Mbps, Unlimited Data)
$30.73 €26.47
$30.39 IQD 39.8K
1.12%
🎉 Sport & Entertainment
Cartagena
Erbil
Difference
Gym Membership (Monthly)
$39.47 €34
$74.1 IQD 97.1K
-46.76%
Tennis Court (1 Hour on Weekend)
$15 €12.92
$11.41 IQD 14.9K
31.46%
Cinema Ticket
$8.26 €7.12
$11.51 IQD 15.1K
-28.24%
🧸 Childcare & Education
Cartagena
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$421 €363
$271 IQD 355.4K
55.15%
International Primary School, 1 Child (Yearly)
$2,736 €2,357
$3,279 IQD 4.3M
-16.56%
👕👟 Clothing & Footwear
Cartagena
Erbil
Difference
Jeans (Levis 501 Or Similar)
$44.72 €38.51
$33.02 IQD 43.2K
35.43%
Summer Dress (H&M, Zara, etc)
$32.1 €27.65
$48.12 IQD 63K
-33.29%
Sport Shoes (Adidas, Nike)
$44.67 €38.47
$83.4 IQD 109.2K
-46.44%
Men's Leather Business Shoes
$77.8 €67
$76.6 IQD 100.3K
1.47%
🏠 Accommodation & Living
Cartagena
Erbil
Difference
1-bedroom Apartment, City Center (Monthly)
$766 €659
$434 IQD 567.8K
76.57%
1-bedroom Apartment, Outside City Center (Monthly)
$614 €529
$285 IQD 373.1K
115.49%
3-bedroom Apartment, City Center (Monthly)
$890 €767
$718 IQD 940K
24.04%
3-bedroom Apartment, Outside City Center (Monthly)
$769 €662
$480 IQD 628K
60.26%
Buy Apartment in City Center (m2)
$1,816 €1,564
$1,181 IQD 1.5M
53.74%
Buy Apartment Outside City Center (m2)
$1,495 €1,288
$676 IQD 884.6K
121.36%
💵 Salaries & Financials
Cartagena
Erbil
Difference
Average Monthly Net Salary (After Tax)
$1,831 €1,577
$510 IQD 668.5K
258.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.44
14.33
-75.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartagena: December 1, 2025

Last update for Erbil: November 29, 2025

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