😐A single person spends $2,566 per month in Carlow vs $1,419 in Ubud, Bali, rent included.
😐A couple spends around $3,786 per month in Carlow vs $2,540 in Ubud, Bali, rent included.
😐A family of three spends $5,005 per month in Carlow vs $3,660 in Ubud, Bali, rent included.
😐Carlow costs about 81% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Carlow and Ubud, Bali sit above the global median – Carlow by 92%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
Carlow
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.81€18.06
$3.56Rp 64.3K
484.55%
Three-Course Dinner for Two, Mid-Range
$97.4€84.5
$32.73Rp 590.3K
197.49%
Fast Food Meal(McDonalds, etc)
$10.37€9.00
$4.95Rp 89.3K
109.49%
Cappuccino
$4.22€3.66
$2.71Rp 48.9K
55.72%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.56€2.22
$1.34Rp 24.2K
91.04%
Water(0.33 liter bottle)
$2.20€1.90
$0.70Rp 12.6K
214.29%
Local Beer(0.5 liter draught)
$7.11€6.17
$2.92Rp 52.7K
143.49%
Imported Beer(0.33 liter bottle)
$6.62€5.74
$3.96Rp 71.4K
67.17%
🛒 Groceries & Markets
Carlow
Ubud, Bali
Difference
Milk(1 liter)
$1.59€1.38
$1.81Rp 32.6K
-12.15%
White Bread(500g)
$2.06€1.78
$2.52Rp 45.4K
-18.25%
Rice(white)(1kg)
$2.27€1.97
$1.16Rp 20.9K
95.69%
Eggs
$4.38€3.80
$2.46Rp 44.4K
78.05%
Local Cheese(1kg)
$11.71€10.16
$14.71Rp 265.3K
-20.39%
Chicken Fillets(1kg)
$12.95€11.23
$4.32Rp 77.9K
199.77%
Beef Round Steak(1kg)
$15.12€13.12
$12.14Rp 218.9K
24.55%
Apples(1kg)
$2.81€2.44
$3.84Rp 69.3K
-26.82%
Banana(1kg)
$1.54€1.33
$1.56Rp 28.1K
-1.28%
Oranges(1kg)
$3.50€3.04
$2.83Rp 51.1K
23.67%
Tomato(1kg)
$3.60€3.12
$2.33Rp 41.9K
54.51%
Potato(1kg)
$1.48€1.28
$1.91Rp 34.5K
-22.51%
Onion(1kg)
$1.03€0.89
$2.20Rp 39.7K
-53.18%
Lettuce(1 head)
$1.28€1.11
$1.01Rp 18.3K
26.73%
Water(1.5 liter bottle)
$1.36€1.18
$0.78Rp 14.0K
74.36%
Cigarettes 20 Pack(Marlboro, Camel)
$19.29€16.74
$3.32Rp 59.8K
481.02%
Wine(Bottle)
$14.63€12.69
$23.74Rp 428.1K
-38.37%
Local Beer(0.5 liter bottle)
$2.35€2.04
$2.79Rp 50.3K
-15.77%
Imported Beer(0.33 liter bottle)
$3.82€3.32
$2.86Rp 51.6K
33.57%
🚌 Getting Around
Carlow
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.29€1.12
$0.27Rp 4,848
377.78%
Public Transport Monthly Pass(Regular Price)
$98.3€85.3
$8.03Rp 144.8K
1123.66%
Taxi Start(Normal Tariff)
$2.24€1.94
$0.46Rp 8,231
386.96%
Taxi(Normal Tariff)(1km)
$1.32€1.14
$0.45Rp 8,117
193.33%
Taxi 1hour Waiting(Normal Tariff)
$34.77€30.17
$6.10Rp 109.9K
470.00%
Gasoline(1 liter)
$1.99€1.73
$0.79Rp 14.3K
151.90%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K€33.6K
$26.1KRp 471.6M
48.06%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1K€28.7K
$32.1KRp 579.3M
3.13%
🧾 Monthly Utilities & Internet
Carlow
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$248€216
$79.9Rp 1.4M
210.75%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.56€18.71
$4.06Rp 73.3K
431.03%
Internet(50+ Mbps, Unlimited Data)
$48.93€42.45
$23.52Rp 424.2K
108.04%
🎉 Sport & Entertainment
Carlow
Ubud, Bali
Difference
Gym Membership(Monthly)
$72.0€62.4
$98.7Rp 1.8M
-27.10%
Tennis Court(1 Hour on Weekend)
$57.5€49.91
$6.63Rp 119.6K
767.72%
Cinema Ticket
$13.13€11.40
$4.15Rp 74.8K
216.39%
🧸 Childcare & Education
Carlow
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,339€1,161
$304Rp 5.5M
340.40%
International Primary School, 1 Child(Yearly)
$7,251€6,291
$6,613Rp 119.3M
9.64%
👕👟 Clothing & Footwear
Carlow
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$70.1€60.8
$55.5Rp 1.0M
26.18%
Summer Dress(H&M, Zara, etc)
$45.51€39.49
$38.31Rp 690.9K
18.79%
Sport Shoes(Adidas, Nike)
$81.0€70.3
$88.6Rp 1.6M
-8.60%
Men's Leather Business Shoes
$86.6€75.1
$77.9Rp 1.4M
11.16%
🏠 Accommodation & Living
Carlow
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,490€1,293
$1,006Rp 18.2M
48.03%
1-bedroom Apartment, Outside City Center(Monthly)
$1,204€1,045
$675Rp 12.2M
78.32%
3-bedroom Apartment, City Center(Monthly)
$2,669€2,316
$3,442Rp 62.1M
-22.45%
3-bedroom Apartment, Outside City Center(Monthly)
$1,978€1,716
$2,039Rp 36.8M
-3.00%
Buy Apartment in City Center(m2)
$2,404€2,085
$2,841Rp 51.2M
-15.40%
Buy Apartment Outside City Center(m2)
$2,360€2,048
$2,264Rp 40.8M
4.26%
💵 Salaries & Financials
Carlow
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,621€2,274
$165Rp 3.0M
1486.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.6
13.28
-65.36%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Carlow: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,490 in Carlow versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1486% higher in Carlow, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $97.0 in Carlow versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $340 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Carlow vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Carlow?
Yes – Carlow is pricier by about 81%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,849 per month in Carlow and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Carlow or Ubud, Bali?
A mid-range dinner for two costs $97.0 in Carlow and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Carlow vs Ubud, Bali?
Monthly expenses with rent come to $2,566 in Carlow and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for Carlow or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Carlow at $2,566. In Ubud, Bali it covers expenses comfortably, while in Carlow it requires careful planning or may not stretch far enough.
Is Carlow or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Carlow or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Carlow makes more sense. Both are solid long-term options with distinct trade-offs.