๐A single person spends $2,503 per month in Carlow vs $1,408 in Ubud, Bali, rent included.
๐A couple spends around $3,769 per month in Carlow vs $2,582 in Ubud, Bali, rent included.
๐A family of three spends $5,036 per month in Carlow vs $3,757 in Ubud, Bali, rent included.
๐Carlow costs about 78% more than Ubud, Bali, driven mainly by Eating Out.
๐Both Carlow and Ubud, Bali sit above the global median โ Carlow by 87%, Ubud, Bali by 5%.
Currency
๐ฝ Eating Out
Carlow
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.90โฌ17.83
$3.42Rpย 58.7K
511.11%
Three-Course Dinner for Two, Mid-Range
$93.8โฌ80.0
$32.96Rpย 566.5K
184.62%
Fast Food Meal(McDonalds, etc)
$10.26โฌ8.75
$5.08Rpย 87.3K
101.97%
Cappuccino
$4.27โฌ3.64
$2.82Rpย 48.5K
51.42%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.56โฌ2.19
$1.37Rpย 23.5K
86.86%
Water(0.33 liter bottle)
$2.23โฌ1.90
$0.71Rpย 12.2K
214.08%
Local Beer(0.5 liter draught)
$6.81โฌ5.81
$2.97Rpย 51.0K
129.29%
Imported Beer(0.33 liter bottle)
$6.74โฌ5.75
$3.91Rpย 67.2K
72.38%
๐ Groceries & Markets
Carlow
Ubud, Bali
Difference
Milk(1 liter)
$1.56โฌ1.33
$1.75Rpย 30.0K
-10.86%
White Bread(500g)
$2.09โฌ1.78
$2.52Rpย 43.2K
-17.06%
Rice(white)(1kg)
$2.26โฌ1.92
$1.21Rpย 20.8K
86.78%
Eggs
$4.40โฌ3.76
$2.33Rpย 40.1K
88.84%
Local Cheese(1kg)
$11.90โฌ10.15
$14.50Rpย 249.2K
-17.93%
Chicken Fillets(1kg)
$13.01โฌ11.10
$4.36Rpย 74.9K
198.39%
Beef Round Steak(1kg)
$15.10โฌ12.88
$12.05Rpย 207.0K
25.31%
Apples(1kg)
$2.70โฌ2.30
$3.82Rpย 65.6K
-29.32%
Banana(1kg)
$1.52โฌ1.30
$1.61Rpย 27.7K
-5.59%
Oranges(1kg)
$3.43โฌ2.93
$2.70Rpย 46.5K
27.04%
Tomato(1kg)
$3.62โฌ3.09
$2.23Rpย 38.3K
62.33%
Potato(1kg)
$1.41โฌ1.20
$1.90Rpย 32.6K
-25.79%
Onion(1kg)
$1.03โฌ0.88
$2.18Rpย 37.5K
-52.75%
Lettuce(1 head)
$1.23โฌ1.05
$1.03Rpย 17.7K
19.42%
Water(1.5 liter bottle)
$1.32โฌ1.12
$0.77Rpย 13.3K
71.43%
Cigarettes 20 Pack(Marlboro, Camel)
$19.44โฌ16.58
$3.18Rpย 54.7K
511.32%
Wine(Bottle)
$14.39โฌ12.28
$23.23Rpย 399.2K
-38.05%
Local Beer(0.5 liter bottle)
$2.33โฌ1.99
$2.85Rpย 48.9K
-18.25%
Imported Beer(0.33 liter bottle)
$3.68โฌ3.14
$2.72Rpย 46.7K
35.29%
๐ Getting Around
Carlow
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.24โฌ1.05
$0.29Rpย 5,022
327.59%
Public Transport Monthly Pass(Regular Price)
$99.1โฌ84.5
$8.43Rpย 144.8K
1075.68%
Taxi Start(Normal Tariff)
$2.36โฌ2.01
$0.49Rpย 8,344
381.63%
Taxi(Normal Tariff)(1km)
$1.32โฌ1.13
$0.45Rpย 7,812
193.33%
Taxi 1hour Waiting(Normal Tariff)
$35.63โฌ30.39
$6.28Rpย 107.8K
467.36%
Gasoline(1 liter)
$2.08โฌ1.78
$0.85Rpย 14.6K
144.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8Kโฌ33.1K
$26.1KRpย 447.8M
48.71%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.2Kโฌ28.4K
$31.5KRpย 541.8M
5.45%
๐งพ Monthly Utilities & Internet
Carlow
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$247โฌ211
$79.8Rpย 1.4M
210.00%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.42โฌ18.27
$4.09Rpย 70.3K
423.72%
Internet(50+ Mbps, Unlimited Data)
$49.39โฌ42.13
$24.06Rpย 413.6K
105.28%
๐ Sport & Entertainment
Carlow
Ubud, Bali
Difference
Gym Membership(Monthly)
$71.7โฌ61.2
$96.2Rpย 1.7M
-25.45%
Tennis Court(1 Hour on Weekend)
$58.1โฌ49.58
$6.53Rpย 112.2K
790.05%
Cinema Ticket
$13.43โฌ11.45
$4.13Rpย 71.1K
225.18%
๐งธ Childcare & Education
Carlow
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,359โฌ1,159
$297Rpย 5.1M
357.98%
International Primary School, 1 Child(Yearly)
$7,394โฌ6,307
$6,661Rpย 114.5M
11.00%
๐๐ Clothing & Footwear
Carlow
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$70.2โฌ59.9
$55.0Rpย 944.5K
27.73%
Summer Dress(H&M, Zara, etc)
$46.21โฌ39.42
$38.75Rpย 666.0K
19.25%
Sport Shoes(Adidas, Nike)
$81.7โฌ69.7
$89.6Rpย 1.5M
-8.87%
Men's Leather Business Shoes
$86.4โฌ73.7
$78.9Rpย 1.4M
9.49%
๐ Accommodation & Living
Carlow
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,474โฌ1,258
$1,018Rpย 17.5M
44.78%
1-bedroom Apartment, Outside City Center(Monthly)
$1,224โฌ1,044
$660Rpย 11.3M
85.40%
3-bedroom Apartment, City Center(Monthly)
$2,687โฌ2,292
$3,435Rpย 59.0M
-21.80%
3-bedroom Apartment, Outside City Center(Monthly)
$2,032โฌ1,734
$2,053Rpย 35.3M
-1.01%
Buy Apartment in City Center(m2)
$2,443โฌ2,084
$2,981Rpย 51.2M
-18.03%
Buy Apartment Outside City Center(m2)
$2,375โฌ2,026
$2,368Rpย 40.7M
0.32%
๐ต Salaries & Financials
Carlow
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,060โฌ2,610
$172Rpย 3.0M
1678.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.6
13.28
-65.36%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Carlow: April 21, 2026
Last update for Ubud, Bali: April 21, 2026
Cost Breakdown
๐ A central one-bedroom costs $1,474 in Carlow versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐ฐSalaries run about 1678% higher in Carlow, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
๐A mid-range dinner for two costs $94 in Carlow versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $338 vs $299 โ making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Carlow vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Carlow?
Yes โ Carlow is pricier by about 78%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,754 per month in Carlow and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Carlow or Ubud, Bali?
A mid-range dinner for two costs $94.0 in Carlow and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
What are total monthly expenses in Carlow vs Ubud, Bali?
Monthly expenses with rent come to $2,503 in Carlow and $1,408 in Ubud, Bali. The difference isn't just one category โ it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for Carlow or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Carlow at $2,503. In Ubud, Bali it covers expenses comfortably, while in Carlow it requires careful planning or may not stretch far enough.
Is Carlow or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali โ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Carlow or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Carlow makes more sense. Both are solid long-term options with distinct trade-offs.