Cost of Living Comparison Between Carlow and Ubud, Bali Cost of Living Comparison Between Carlow and Ubud, Bali

Monthly Cost of Living

A single person spends $2,503 per month in Carlow vs $1,408 in Ubud, Bali, rent included.

A couple spends around $3,769 per month in Carlow vs $2,582 in Ubud, Bali, rent included.

A family of three spends $5,036 per month in Carlow vs $3,757 in Ubud, Bali, rent included.

Carlow costs about 78% more than Ubud, Bali, driven mainly by Eating Out.

Both Carlow and Ubud, Bali sit above the global median โ€“ Carlow by 87%, Ubud, Bali by 5%.

Currency
๐Ÿฝ Eating Out
Carlow
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.90 โ‚ฌ17.83
$3.42 Rpย 58.7K
511.11%
Three-Course Dinner for Two, Mid-Range
$93.8 โ‚ฌ80.0
$32.96 Rpย 566.5K
184.62%
Fast Food Meal (McDonalds, etc)
$10.26 โ‚ฌ8.75
$5.08 Rpย 87.3K
101.97%
Cappuccino
$4.27 โ‚ฌ3.64
$2.82 Rpย 48.5K
51.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.56 โ‚ฌ2.19
$1.37 Rpย 23.5K
86.86%
Water (0.33 liter bottle)
$2.23 โ‚ฌ1.90
$0.71 Rpย 12.2K
214.08%
Local Beer (0.5 liter draught)
$6.81 โ‚ฌ5.81
$2.97 Rpย 51.0K
129.29%
Imported Beer (0.33 liter bottle)
$6.74 โ‚ฌ5.75
$3.91 Rpย 67.2K
72.38%
๐Ÿ›’ Groceries & Markets
Carlow
Ubud, Bali
Difference
Milk (1 liter)
$1.56 โ‚ฌ1.33
$1.75 Rpย 30.0K
-10.86%
White Bread (500g)
$2.09 โ‚ฌ1.78
$2.52 Rpย 43.2K
-17.06%
Rice (white) (1kg)
$2.26 โ‚ฌ1.92
$1.21 Rpย 20.8K
86.78%
Eggs
$4.40 โ‚ฌ3.76
$2.33 Rpย 40.1K
88.84%
Local Cheese (1kg)
$11.90 โ‚ฌ10.15
$14.50 Rpย 249.2K
-17.93%
Chicken Fillets (1kg)
$13.01 โ‚ฌ11.10
$4.36 Rpย 74.9K
198.39%
Beef Round Steak (1kg)
$15.10 โ‚ฌ12.88
$12.05 Rpย 207.0K
25.31%
Apples (1kg)
$2.70 โ‚ฌ2.30
$3.82 Rpย 65.6K
-29.32%
Banana (1kg)
$1.52 โ‚ฌ1.30
$1.61 Rpย 27.7K
-5.59%
Oranges (1kg)
$3.43 โ‚ฌ2.93
$2.70 Rpย 46.5K
27.04%
Tomato (1kg)
$3.62 โ‚ฌ3.09
$2.23 Rpย 38.3K
62.33%
Potato (1kg)
$1.41 โ‚ฌ1.20
$1.90 Rpย 32.6K
-25.79%
Onion (1kg)
$1.03 โ‚ฌ0.88
$2.18 Rpย 37.5K
-52.75%
Lettuce (1 head)
$1.23 โ‚ฌ1.05
$1.03 Rpย 17.7K
19.42%
Water (1.5 liter bottle)
$1.32 โ‚ฌ1.12
$0.77 Rpย 13.3K
71.43%
Cigarettes 20 Pack (Marlboro, Camel)
$19.44 โ‚ฌ16.58
$3.18 Rpย 54.7K
511.32%
Wine (Bottle)
$14.39 โ‚ฌ12.28
$23.23 Rpย 399.2K
-38.05%
Local Beer (0.5 liter bottle)
$2.33 โ‚ฌ1.99
$2.85 Rpย 48.9K
-18.25%
Imported Beer (0.33 liter bottle)
$3.68 โ‚ฌ3.14
$2.72 Rpย 46.7K
35.29%
๐ŸšŒ Getting Around
Carlow
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.24 โ‚ฌ1.05
$0.29 Rpย 5,022
327.59%
Public Transport Monthly Pass (Regular Price)
$99.1 โ‚ฌ84.5
$8.43 Rpย 144.8K
1075.68%
Taxi Start (Normal Tariff)
$2.36 โ‚ฌ2.01
$0.49 Rpย 8,344
381.63%
Taxi (Normal Tariff) (1km)
$1.32 โ‚ฌ1.13
$0.45 Rpย 7,812
193.33%
Taxi 1hour Waiting (Normal Tariff)
$35.63 โ‚ฌ30.39
$6.28 Rpย 107.8K
467.36%
Gasoline (1 liter)
$2.08 โ‚ฌ1.78
$0.85 Rpย 14.6K
144.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8K โ‚ฌ33.1K
$26.1K Rpย 447.8M
48.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.2K โ‚ฌ28.4K
$31.5K Rpย 541.8M
5.45%
๐Ÿงพ Monthly Utilities & Internet
Carlow
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$247 โ‚ฌ211
$79.8 Rpย 1.4M
210.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.42 โ‚ฌ18.27
$4.09 Rpย 70.3K
423.72%
Internet (50+ Mbps, Unlimited Data)
$49.39 โ‚ฌ42.13
$24.06 Rpย 413.6K
105.28%
๐ŸŽ‰ Sport & Entertainment
Carlow
Ubud, Bali
Difference
Gym Membership (Monthly)
$71.7 โ‚ฌ61.2
$96.2 Rpย 1.7M
-25.45%
Tennis Court (1 Hour on Weekend)
$58.1 โ‚ฌ49.58
$6.53 Rpย 112.2K
790.05%
Cinema Ticket
$13.43 โ‚ฌ11.45
$4.13 Rpย 71.1K
225.18%
๐Ÿงธ Childcare & Education
Carlow
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,359 โ‚ฌ1,159
$297 Rpย 5.1M
357.98%
International Primary School, 1 Child (Yearly)
$7,394 โ‚ฌ6,307
$6,661 Rpย 114.5M
11.00%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Carlow
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$70.2 โ‚ฌ59.9
$55.0 Rpย 944.5K
27.73%
Summer Dress (H&M, Zara, etc)
$46.21 โ‚ฌ39.42
$38.75 Rpย 666.0K
19.25%
Sport Shoes (Adidas, Nike)
$81.7 โ‚ฌ69.7
$89.6 Rpย 1.5M
-8.87%
Men's Leather Business Shoes
$86.4 โ‚ฌ73.7
$78.9 Rpย 1.4M
9.49%
๐Ÿ  Accommodation & Living
Carlow
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,474 โ‚ฌ1,258
$1,018 Rpย 17.5M
44.78%
1-bedroom Apartment, Outside City Center (Monthly)
$1,224 โ‚ฌ1,044
$660 Rpย 11.3M
85.40%
3-bedroom Apartment, City Center (Monthly)
$2,687 โ‚ฌ2,292
$3,435 Rpย 59.0M
-21.80%
3-bedroom Apartment, Outside City Center (Monthly)
$2,032 โ‚ฌ1,734
$2,053 Rpย 35.3M
-1.01%
Buy Apartment in City Center (m2)
$2,443 โ‚ฌ2,084
$2,981 Rpย 51.2M
-18.03%
Buy Apartment Outside City Center (m2)
$2,375 โ‚ฌ2,026
$2,368 Rpย 40.7M
0.32%
๐Ÿ’ต Salaries & Financials
Carlow
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,060 โ‚ฌ2,610
$172 Rpย 3.0M
1678.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.6
13.28
-65.36%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Carlow: April 21, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,474 in Carlow versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1678% higher in Carlow, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $94 in Carlow versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $338 vs $299 โ€“ making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Carlow vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Carlow?
Yes โ€“ Carlow is pricier by about 78%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,754 per month in Carlow and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Carlow or Ubud, Bali?
A mid-range dinner for two costs $94.0 in Carlow and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
What are total monthly expenses in Carlow vs Ubud, Bali?
Monthly expenses with rent come to $2,503 in Carlow and $1,408 in Ubud, Bali. The difference isn't just one category โ€“ it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for Carlow or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Carlow at $2,503. In Ubud, Bali it covers expenses comfortably, while in Carlow it requires careful planning or may not stretch far enough.
Is Carlow or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali โ€“ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Carlow or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ€“ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Carlow makes more sense. Both are solid long-term options with distinct trade-offs.

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