😐Monthly costs for one person with rent: $2,422 in Cardiff versus $1,297 in Playa del Carmen.
😐Estimated couple costs with rent: $3,441 in Cardiff versus $2,181 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $4,459 in Cardiff versus $3,065 in Playa del Carmen.
😐Living in Cardiff is roughly 87% more expensive than Playa del Carmen, driven mainly by Eating Out.
📊The two cities straddle the global median: Cardiff is 81% above, Playa del Carmen is 3% below.
Currency
🍽 Eating Out
Cardiff
Playa del Carmen
Difference
Meal at Budget Restaurant
$20.31£15.13
$11.73MX$203
73.15%
Three-Course Dinner for Two, Mid-Range
$86.7£64.5
$41.62MX$721
108.22%
Fast Food Meal(McDonalds, etc)
$10.72£7.99
$10.64MX$184
0.75%
Cappuccino
$4.67£3.48
$3.52MX$61.0
32.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.47£1.84
$1.51MX$26.17
63.58%
Water(0.33 liter bottle)
$1.71£1.27
$0.97MX$16.87
76.29%
Local Beer(0.5 liter draught)
$6.76£5.03
$2.95MX$51.1
129.15%
Imported Beer(0.33 liter bottle)
$6.22£4.64
$4.45MX$77.2
39.78%
🛒 Groceries & Markets
Cardiff
Playa del Carmen
Difference
Milk(1 liter)
$1.94£1.44
$1.38MX$23.97
40.58%
White Bread(500g)
$1.73£1.29
$1.89MX$32.78
-8.47%
Rice(white)(1kg)
$2.99£2.23
$1.64MX$28.37
82.32%
Eggs
$4.65£3.46
$2.51MX$43.42
85.26%
Local Cheese(1kg)
$10.18£7.59
$8.34MX$145
22.06%
Chicken Fillets(1kg)
$8.98£6.69
$8.34MX$145
7.67%
Beef Round Steak(1kg)
$9.59£7.14
$10.73MX$186
-10.62%
Apples(1kg)
$2.85£2.13
$2.60MX$45.12
9.62%
Banana(1kg)
$1.60£1.19
$1.46MX$25.25
9.59%
Oranges(1kg)
$3.22£2.40
$1.90MX$32.94
69.47%
Tomato(1kg)
$5.62£4.18
$2.08MX$35.98
170.19%
Potato(1kg)
$1.71£1.27
$1.78MX$30.77
-3.93%
Onion(1kg)
$1.53£1.14
$2.19MX$37.87
-30.14%
Lettuce(1 head)
$1.14£0.85
$1.04MX$18.02
9.62%
Water(1.5 liter bottle)
$1.66£1.24
$1.08MX$18.66
53.70%
Cigarettes 20 Pack(Marlboro, Camel)
$19.98£14.88
$4.08MX$70.7
389.71%
Wine(Bottle)
$11.21£8.35
$10.32MX$179
8.62%
Local Beer(0.5 liter bottle)
$3.29£2.45
$1.71MX$29.67
92.40%
Imported Beer(0.33 liter bottle)
$3.66£2.72
$2.58MX$44.63
41.86%
🚌 Getting Around
Cardiff
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$3.16£2.35
$0.51MX$8.83
519.61%
Public Transport Monthly Pass(Regular Price)
$77.5£57.7
$26.46MX$459
192.71%
Taxi Start(Normal Tariff)
$4.16£3.10
$3.26MX$56.5
27.61%
Taxi(Normal Tariff)(1km)
$2.58£1.92
$2.49MX$43.17
3.61%
Taxi 1hour Waiting(Normal Tariff)
$20.27£15.10
$3.25MX$56.3
523.69%
Gasoline(1 liter)
$1.92£1.43
$1.31MX$22.65
46.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.8K£28.1K
$30.3KMX$524.7K
24.75%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$54.5K£40.6K
$23.4KMX$406.0K
132.60%
🧾 Monthly Utilities & Internet
Cardiff
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$294£219
$82.9MX$1,436
254.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.08£14.95
$22.22MX$385
-9.63%
Internet(50+ Mbps, Unlimited Data)
$43.76£32.59
$29.34MX$508
49.15%
🎉 Sport & Entertainment
Cardiff
Playa del Carmen
Difference
Gym Membership(Monthly)
$38.71£28.83
$51.6MX$895
-25.02%
Tennis Court(1 Hour on Weekend)
$8.51£6.34
$18.32MX$317
-53.55%
Cinema Ticket
$7.67£5.71
$5.07MX$87.8
51.28%
🧸 Childcare & Education
Cardiff
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,987£1,480
$201MX$3,480
889.53%
International Primary School, 1 Child(Yearly)
$33.6K£25.1K
$5,212MX$90.3K
545.65%
👕👟 Clothing & Footwear
Cardiff
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$69.7£51.9
$36.92MX$640
88.65%
Summer Dress(H&M, Zara, etc)
$36.31£27.04
$39.79MX$689
-8.75%
Sport Shoes(Adidas, Nike)
$73.2£54.5
$78.5MX$1,360
-6.65%
Men's Leather Business Shoes
$66.3£49.40
$87.1MX$1,509
-23.84%
🏠 Accommodation & Living
Cardiff
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,333£993
$973MX$16.9K
37.07%
1-bedroom Apartment, Outside City Center(Monthly)
$1,142£851
$468MX$8,105
144.22%
3-bedroom Apartment, City Center(Monthly)
$2,538£1,890
$1,641MX$28.4K
54.61%
3-bedroom Apartment, Outside City Center(Monthly)
$1,658£1,235
$1,221MX$21.2K
35.81%
Buy Apartment in City Center(m2)
$5,553£4,136
$3,946MX$68.4K
40.71%
Buy Apartment Outside City Center(m2)
$3,455£2,573
$6,498MX$112.6K
-46.83%
💵 Salaries & Financials
Cardiff
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$3,236£2,410
$664MX$11.5K
387.42%
20-Year Fixed Mortgage Interest Rate(Annual %)
6
11.42
-47.46%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cardiff: June 1, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,333 in Cardiff and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Cardiff pays 387% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $87.0 in Cardiff vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $315 vs $249 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cardiff vs Playa del Carmen: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cardiff and Playa del Carmen?
Cardiff and Playa del Carmen differ by about 87% in total monthly costs ($2,422 vs $1,297 including rent). Playa del Carmen is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Cardiff or Playa del Carmen?
Cardiff pays 387% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Cardiff and Playa del Carmen?
Rent for a central apartment: $1,333 in Cardiff versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $87.0 in Cardiff. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Cardiff or Playa del Carmen?
All in, you'll spend $2,422 per month in Cardiff versus $1,297 in Playa del Carmen – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $1,297 in Playa del Carmen versus $2,422 in Cardiff, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Cardiff. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
How does quality of life compare between Cardiff and Playa del Carmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cardiff or Playa del Carmen safer for residents?
Safety-wise, Cardiff and Playa del Carmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cardiff or Playa del Carmen?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 87% less than in Cardiff. Beyond cost, consider language, visa policies, and how big the international community is in each city.