Last update: Oct 2026

Cost of Living Comparison Between Cardiff and Istanbul

For one person, living is cheaper in Istanbul: $1,526 a month against $2,463 in Cardiff, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

Cardiff
🇬🇧 United Kingdom
$2,463
/mo nomad
Istanbul
🇹🇷 Turkey
$1,526
/mo nomad
Monthly Cost of Living

How much you'll spend in Cardiff and in Istanbul

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cardiff and in Istanbul actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,463 in Cardiff versus $1,526 in Istanbul.

  • Cardiff $2,463
  • Istanbul $1,526

Estimated couple costs with rent: $3,467 in Cardiff versus $2,399 in Istanbul.

  • Cardiff $3,467
  • Istanbul $2,399

Monthly costs for a family of three with rent: $4,470 in Cardiff versus $3,272 in Istanbul.

  • Cardiff $4,470
  • Istanbul $3,272

Living in Cardiff is roughly 61% more expensive than in Istanbul, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Cardiff 84% above, Istanbul 14% above.

Currency
🍽 Eating Out
Cardiff
Istanbul
Difference
Meal at Budget Restaurant
$19.59 £14.80
$11.88 ₺585
64.90%
Three-Course Dinner for Two, Mid-Range
$82.6 £62.4
$55.1 ₺2,714
49.97%
Fast Food Meal (McDonalds, etc)
$10.73 £8.11
$9.14 ₺450
17.40%
Cappuccino
$4.60 £3.47
$4.24 ₺209
8.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.98 £2.25
$1.75 ₺86.0
70.29%
Water (0.33 liter bottle)
$2.00 £1.51
$0.54 ₺26.83
270.37%
Local Beer (0.5 liter draught)
$7.79 £5.88
$4.69 ₺231
66.10%
Imported Beer (0.33 liter bottle)
$6.42 £4.85
$5.97 ₺294
7.54%
🛒 Groceries & Markets
Cardiff
Istanbul
Difference
Milk (1 liter)
$1.72 £1.30
$1.26 ₺62.1
36.51%
White Bread (500g)
$1.47 £1.11
$0.95 ₺46.81
54.74%
Rice (white) (1kg)
$2.25 £1.70
$2.31 ₺114
-2.60%
Eggs
$3.72 £2.81
$2.47 ₺122
50.61%
Local Cheese (1kg)
$9.18 £6.93
$10.55 ₺520
-12.99%
Chicken Fillets (1kg)
$8.75 £6.61
$5.60 ₺276
56.25%
Beef Round Steak (1kg)
$16.29 £12.31
$21.21 ₺1,045
-23.20%
Apples (1kg)
$2.81 £2.12
$1.93 ₺95.1
45.60%
Banana (1kg)
$1.54 £1.16
$2.29 ₺113
-32.75%
Oranges (1kg)
$2.98 £2.25
$1.28 ₺63.1
132.81%
Tomato (1kg)
$3.65 £2.76
$1.84 ₺90.8
98.37%
Potato (1kg)
$1.90 £1.43
$0.67 ₺32.86
183.58%
Onion (1kg)
$1.48 £1.12
$0.59 ₺29.31
150.85%
Lettuce (1 head)
$1.11 £0.84
$1.33 ₺65.4
-16.54%
Water (1.5 liter bottle)
$1.63 £1.23
$0.59 ₺29.10
176.27%
Cigarettes 20 Pack (Marlboro, Camel)
$23.34 £17.64
$2.36 ₺116
888.98%
Wine (Bottle)
$11.17 £8.44
$13.47 ₺664
-17.07%
Local Beer (0.5 liter bottle)
$3.11 £2.35
$2.42 ₺119
28.51%
Imported Beer (0.33 liter bottle)
$3.33 £2.52
$3.54 ₺174
-5.93%
🚌 Getting Around
Cardiff
Istanbul
Difference
One-way Ticket (Public Transport)
$3.30 £2.50
$0.83 ₺40.64
297.59%
Public Transport Monthly Pass (Regular Price)
$78.6 £59.4
$66.5 ₺3,273
18.30%
Taxi Start (Normal Tariff)
$4.56 £3.45
$1.35 ₺66.6
237.78%
Taxi (Normal Tariff) (1km)
$1.74 £1.31
$0.85 ₺42.05
104.71%
Taxi 1hour Waiting (Normal Tariff)
$35.83 £27.08
$10.86 ₺535
229.93%
Gasoline (1 liter)
$2.14 £1.62
$1.47 ₺72.3
45.58%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.8K £28.6K
$51.6K ₺2.5M
-26.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.3K £31.2K
$44.4K ₺2.2M
-7.18%
🧾 Monthly Utilities & Internet
Cardiff
Istanbul
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$343 £259
$89.2 ₺4,395
284.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.85 £19.54
$11.60 ₺572
122.84%
Internet (50+ Mbps, Unlimited Data)
$43.60 £32.95
$16.10 ₺793
170.81%
🎉 Sport & Entertainment
Cardiff
Istanbul
Difference
Gym Membership (Monthly)
$38.02 £28.73
$77.3 ₺3,805
-50.78%
Tennis Court (1 Hour on Weekend)
$11.52 £8.70
$22.66 ₺1,116
-49.16%
Cinema Ticket
$10.65 £8.05
$8.34 ₺411
27.70%
🧸 Childcare & Education
Cardiff
Istanbul
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,978 £1,495
$974 ₺48.0K
103.11%
International Primary School, 1 Child (Yearly)
$32.8K £24.8K
$25.8K ₺1.3M
27.41%
👕👟 Clothing & Footwear
Cardiff
Istanbul
Difference
Jeans (Levis 501 Or Similar)
$100 £75.6
$52.7 ₺2,597
89.83%
Summer Dress (H&M, Zara, etc)
$47.31 £35.75
$39.16 ₺1,929
20.81%
Sport Shoes (Adidas, Nike)
$120 £90.6
$103 ₺5,083
16.21%
Men's Leather Business Shoes
$99.3 £75.0
$96.6 ₺4,759
2.77%
🏠 Accommodation & Living
Cardiff
Istanbul
Difference
1-bedroom Apartment, City Center (Monthly)
$1,158 £875
$994 ₺49.0K
16.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,097 £829
$629 ₺31.0K
74.32%
3-bedroom Apartment, City Center (Monthly)
$2,185 £1,651
$2,024 ₺99.7K
7.94%
3-bedroom Apartment, Outside City Center (Monthly)
$1,514 £1,144
$1,155 ₺56.9K
31.06%
Buy Apartment in City Center (m2)
$5,353 £4,045
$3,160 ₺155.7K
69.38%
Buy Apartment Outside City Center (m2)
$3,479 £2,629
$1,838 ₺90.5K
89.31%
💵 Salaries & Financials
Cardiff
Istanbul
Difference
Average Monthly Net Salary (After Tax)
$3,223 £2,435
$1,203 ₺59.3K
167.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.11
41.09
-87.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cardiff: October 3, 2026

Last update for Istanbul: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cardiff
$1.1K
Istanbul
$629 42.6% $468
Monthly Utilities & Internet
Cardiff
$413
Istanbul
$117 71.7% $296
Eating Out
Cardiff
$316
Istanbul
$218 31% $98
Groceries & Markets
Cardiff
$307
Istanbul
$264 13.9% $43
Clothing & Footwear
Cardiff
$165
Istanbul
$131 20.4% $34
Getting Around
Cardiff
$105
Istanbul
$75 28.3% $30
Sport & Entertainment
Cardiff
$59
Istanbul
$94 58.3% $35

Cost Breakdown

A one-bedroom apartment in the center runs $1,158 in Cardiff and $994 in Istanbul. Housing cost is often the main lever when comparing two cities.

Cardiff pays 168% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Cardiff vs $55.0 in Istanbul for a mid-range dinner for two. Groceries echo the gap at $307 vs $264 per month, with Istanbul cheaper across the board.

Good to know
🇬🇧 Cardiff
🇹🇷 Istanbul
🕒 Local time
08:34 8:34 AM
10:34 10:34 AM
2 h ahead of Cardiff
🌤 Weather
👥 Population
346,100
15,701,602
💱 Currency
Exchange rates and currency converter

TRY, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

Turkish Lira exchange rates as of October 10, 2026: 1 USD = 49.26 TRY (100 TRY = 2.03 USD). 1 EUR = 55.25 TRY (100 TRY = 1.81 EUR).

On the map
Between locations
  • Cardiff Istanbul 2,700 km ≈ 4 h nonstop flight
From you
  • Cardiff
  • Istanbul

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cardiff vs Istanbul: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Cardiff and in Istanbul?
Cardiff and Istanbul differ by about 61% in total monthly costs ($2,463 vs $1,526 including rent). Istanbul is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Cardiff or Istanbul?
Average pay runs 168% higher in Cardiff, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Cardiff and in Istanbul?
Rent for a central apartment: $1,158 in Cardiff versus $994 in Istanbul. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Istanbul – a meal for two runs $55.0 versus $83.0 in Cardiff. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Cardiff or Istanbul?
All in, you'll spend $2,463 per month in Cardiff versus $1,526 in Istanbul – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $1,526 in Istanbul versus $2,463 in Cardiff, a $1,500 budget is realistic in Istanbul but tight or insufficient in Cardiff. The gap between the two cities makes Istanbul the clear choice for anyone on this budget.
How does quality of life compare between Cardiff and Istanbul?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Cardiff or Istanbul safer for residents?
Safety-wise, Cardiff and Istanbul are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Cardiff or Istanbul?
Expats usually find Istanbul gentler on the wallet – expenses run 61% less than in Cardiff. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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