For one person, living is cheaper in Montenegro: $1,309 a month against $2,317 in Canada, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Canada and in Montenegro actually costs, broken down by who's living it.
A single person spends $2,317 per month in Canada vs $1,309 in Montenegro, rent included.
Canada $2,317
Montenegro $1,309
A couple spends around $3,358 per month in Canada vs $2,062 in Montenegro, rent included.
Canada $3,358
Montenegro $2,062
A family of three spends $4,399 per month in Canada vs $2,816 in Montenegro, rent included.
Canada $4,399
Montenegro $2,816
📏
The regional cost range is wider in Canada ($884–$3,722) than in Montenegro ($986–$1,651), so city choice matters more there.
🌍
The cost of living in Canada is about 77% higher than in Montenegro on average.
📊
Canada sits 71% above the global median, while Montenegro is 3% below – they fall on opposite sides of the world average.
Currency
No currencies found
🍽 Eating Out
Canada
Montenegro
Difference
Meal at Budget Restaurant
$18.00CA$25.44
$11.41€10.15
57.76%
Three-Course Dinner for Two, Mid-Range
$70.6CA$99.8
$50.1€44.56
40.95%
Fast Food Meal(McDonalds, etc)
$10.78CA$15.24
$11.22€9.98
-3.92%
Cappuccino
$3.74CA$5.29
$2.57€2.28
45.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.03CA$2.86
$2.44€2.17
-16.80%
Water(0.33 liter bottle)
$1.71CA$2.42
$1.56€1.38
9.62%
Local Beer(0.5 liter draught)
$5.56CA$7.87
$3.10€2.76
79.35%
Imported Beer(0.33 liter bottle)
$5.64CA$7.98
$3.43€3.05
64.43%
🛒 Groceries & Markets
Canada
Montenegro
Difference
Milk(1 liter)
$2.26CA$3.19
$1.23€1.10
83.74%
White Bread(500g)
$2.66CA$3.76
$1.03€0.91
158.25%
Rice(white)(1kg)
$3.50CA$4.94
$2.11€1.88
65.88%
Eggs
$3.64CA$5.14
$3.22€2.86
13.04%
Local Cheese(1kg)
$10.82CA$15.29
$8.58€7.63
26.11%
Chicken Fillets(1kg)
$11.82CA$16.71
$7.52€6.68
57.18%
Beef Round Steak(1kg)
$15.48CA$21.88
$11.79€10.49
31.30%
Apples(1kg)
$4.14CA$5.85
$1.36€1.21
204.41%
Banana(1kg)
$1.43CA$2.02
$1.76€1.56
-18.75%
Oranges(1kg)
$3.84CA$5.43
$1.60€1.42
140.00%
Tomato(1kg)
$4.11CA$5.81
$2.48€2.20
65.73%
Potato(1kg)
$2.60CA$3.67
$1.00€0.89
160.00%
Onion(1kg)
$2.44CA$3.45
$1.11€0.98
119.82%
Lettuce(1 head)
$2.54CA$3.60
$1.55€1.38
63.87%
Water(1.5 liter bottle)
$1.71CA$2.42
$0.84€0.75
103.57%
Cigarettes 20 Pack(Marlboro, Camel)
$14.03CA$19.83
$4.14€3.68
238.89%
Wine(Bottle)
$13.34CA$18.85
$5.63€5.01
136.94%
Local Beer(0.5 liter bottle)
$2.92CA$4.13
$1.09€0.97
167.89%
Imported Beer(0.33 liter bottle)
$3.18CA$4.50
$1.62€1.44
96.30%
🚌 Getting Around
Canada
Montenegro
Difference
One-way Ticket(Public Transport)
$2.42CA$3.43
$1.37€1.22
76.64%
Public Transport Monthly Pass(Regular Price)
$73.1CA$103
$33.17€29.50
120.35%
Taxi Start(Normal Tariff)
$3.17CA$4.49
$1.09€0.97
190.83%
Taxi(Normal Tariff)(1km)
$1.45CA$2.05
$1.10€0.98
31.82%
Taxi 1hour Waiting(Normal Tariff)
$26.76CA$37.83
$12.25€10.89
118.45%
Gasoline(1 liter)
$1.23CA$1.74
$1.80€1.60
-31.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5KCA$38.9K
$30.4K€27.0K
-9.42%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.2KCA$29.9K
$24.6K€21.9K
-14.01%
🧾 Monthly Utilities & Internet
Canada
Montenegro
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$146CA$207
$128€114
13.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.95CA$60.7
$16.73€14.88
156.72%
Internet(50+ Mbps, Unlimited Data)
$58.3CA$82.4
$31.82€28.30
83.09%
🎉 Sport & Entertainment
Canada
Montenegro
Difference
Gym Membership(Monthly)
$40.50CA$57.3
$44.57€39.65
-9.13%
Tennis Court(1 Hour on Weekend)
$19.38CA$27.40
$13.52€12.02
43.34%
Cinema Ticket
$11.17CA$15.79
$5.65€5.03
97.70%
🧸 Childcare & Education
Canada
Montenegro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$771CA$1,090
$345€307
123.82%
International Primary School, 1 Child(Yearly)
$14.5KCA$20.5K
$8,572€7,625
68.97%
👕👟 Clothing & Footwear
Canada
Montenegro
Difference
Jeans(Levis 501 Or Similar)
$53.9CA$76.2
$79.7€70.9
-32.34%
Summer Dress(H&M, Zara, etc)
$38.89CA$55.0
$38.96€34.65
-0.18%
Sport Shoes(Adidas, Nike)
$88.3CA$125
$94.3€83.9
-6.35%
Men's Leather Business Shoes
$101CA$143
$114€101
-11.32%
🏠 Accommodation & Living
Canada
Montenegro
Difference
1-bedroom Apartment, City Center(Monthly)
$1,262CA$1,784
$634€564
99.19%
1-bedroom Apartment, Outside City Center(Monthly)
$1,139CA$1,610
$470€418
142.52%
3-bedroom Apartment, City Center(Monthly)
$2,060CA$2,913
$1,183€1,052
74.23%
3-bedroom Apartment, Outside City Center(Monthly)
$1,730CA$2,445
$923€821
87.31%
Buy Apartment in City Center(m2)
$4,554CA$6,438
$3,204€2,850
42.16%
Buy Apartment Outside City Center(m2)
$3,933CA$5,560
$2,316€2,060
69.79%
💵 Salaries & Financials
Canada
Montenegro
Difference
Average Monthly Net Salary(After Tax)
$3,050CA$4,312
$1,043€928
192.37%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.87
5.38
-9.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Canada: October 20, 2026
Last update for Montenegro: October 20, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Canada
$1.1K 49.2%
Montenegro
$470 35.9% ↓ 58.8%$669
🛒Groceries & Markets
Canada
$372 16.1%
Montenegro
$220 16.8% ↓ 40.8%$152
🍽Eating Out
Canada
$275 11.9%
Montenegro
$194 14.8% ↓ 29.5%$81
🧾Monthly Utilities & Internet
Canada
$248 10.7%
Montenegro
$177 13.5% ↓ 28.5%$71
👕👟Clothing & Footwear
Canada
$127 5.5%
Montenegro
$147 11.2% ↑ 15.8%$20
🚌Getting Around
Canada
$93 4%
Montenegro
$45 3.5% ↓ 51.5%$48
🎉Sport & Entertainment
Canada
$63 2.7%
Montenegro
$56 4.3% ↓ 11.1%$7
🏠Accommodation & Living
Canada
$1.7K 39.3%
Montenegro
$923 32.8% ↓ 46.6%$806
🛒Groceries & Markets
Canada
$850 19.3%
Montenegro
$517 18.4% ↓ 39.2%$333
🍽Eating Out
Canada
$910 20.7%
Montenegro
$636 22.6% ↓ 30.1%$274
🧾Monthly Utilities & Internet
Canada
$290 6.6%
Montenegro
$194 6.9% ↓ 33.3%$97
👕👟Clothing & Footwear
Canada
$282 6.4%
Montenegro
$327 11.6% ↑ 15.8%$45
🚌Getting Around
Canada
$191 4.4%
Montenegro
$93 3.3% ↓ 51.3%$98
🎉Sport & Entertainment
Canada
$145 3.3%
Montenegro
$125 4.5% ↓ 13.6%$20
Cost Breakdown
🏠Average rent: $1,207 in Canada vs $626 in Montenegro. For reference, capital cities sit at $1,437 in Ottawa and $638 in Podgorica.
💰Average salary: $2,936 in Canada vs $910 in Montenegro. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Rent is 93% higher in Canada.
⭐Dining out costs 60% more in Canada.
⭐Public transport is 55% more expensive in Canada.
⭐Salaries are 223% higher in Canada, and purchasing power comes out stronger in Canada.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Canada vs Montenegro: Cost of Living - Frequently Asked Questions
Is Canada more expensive than Montenegro?
Montenegro is the cheaper option – living costs run roughly 77% lower on average.
Which country has higher housing costs?
Housing costs more in Canada: a central one-bedroom averages $1,207 versus $626 in Montenegro.
Which country is cheaper for everyday spending?
Groceries, public transport, and eating out all cost less in Montenegro, adding to the overall 77% price gap.
Is $2,000 a realistic budget in Canada or in Montenegro?
$2,000 buys a comfortable lifestyle in Montenegro, but in Canada it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Canada or to Montenegro?
Montenegro is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.