😐A single person spends $2,217 per month in Canada vs $1,326 in Luxembourg, rent included.
😐A couple spends around $3,254 per month in Canada vs $2,022 in Luxembourg, rent included.
😐A family of three spends $4,291 per month in Canada vs $2,717 in Luxembourg, rent included.
🌍The cost of living in Canada is about 67% higher than in Luxembourg on average – the gap runs across housing, groceries, transport, and services.
📊Canada sits 61% above the global median, while Luxembourg is 4% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Canada
Luxembourg
Difference
Meal at Budget Restaurant
$18.28CA$25.35
$26.11€22.50
-29.99%
Three-Course Dinner for Two, Mid-Range
$71.2CA$98.8
$103€88.7
-30.78%
Fast Food Meal(McDonalds, etc)
$10.96CA$15.20
$15.19€13.09
-27.85%
Cappuccino
$3.95CA$5.47
$4.65€4.01
-15.05%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.07CA$2.88
$3.75€3.23
-44.80%
Water(0.33 liter bottle)
$1.74CA$2.42
$4.06€3.50
-57.14%
Local Beer(0.5 liter draught)
$5.93CA$8.23
$5.79€4.99
2.42%
Imported Beer(0.33 liter bottle)
$5.69CA$7.89
$6.53€5.63
-12.86%
🛒 Groceries & Markets
Canada
Luxembourg
Difference
Milk(1 liter)
$2.23CA$3.09
$1.79€1.54
24.58%
White Bread(500g)
$2.71CA$3.76
$2.81€2.42
-3.56%
Rice(white)(1kg)
$3.72CA$5.16
$3.23€2.79
15.17%
Eggs
$3.61CA$5.01
$4.75€4.10
-24.00%
Local Cheese(1kg)
$10.81CA$14.99
$21.72€18.72
-50.23%
Chicken Fillets(1kg)
$12.22CA$16.95
$15.16€13.07
-19.39%
Beef Round Steak(1kg)
$15.68CA$21.75
$26.94€23.22
-41.80%
Apples(1kg)
$4.25CA$5.89
$3.31€2.85
28.40%
Banana(1kg)
$1.43CA$1.98
$2.34€2.02
-38.89%
Oranges(1kg)
$4.02CA$5.57
$3.35€2.89
20.00%
Tomato(1kg)
$4.09CA$5.67
$4.31€3.71
-5.10%
Potato(1kg)
$2.68CA$3.72
$2.61€2.25
2.68%
Onion(1kg)
$2.45CA$3.40
$2.33€2.01
5.15%
Lettuce(1 head)
$2.67CA$3.70
$2.04€1.76
30.88%
Water(1.5 liter bottle)
$1.80CA$2.50
$1.04€0.90
73.08%
Cigarettes 20 Pack(Marlboro, Camel)
$14.46CA$20.05
$7.37€6.35
96.20%
Wine(Bottle)
$13.58CA$18.84
$11.40€9.82
19.12%
Local Beer(0.5 liter bottle)
$2.84CA$3.94
$2.35€2.03
20.85%
Imported Beer(0.33 liter bottle)
$3.26CA$4.52
$2.78€2.40
17.27%
🚌 Getting Around
Canada
Luxembourg
Difference
One-way Ticket(Public Transport)
$2.46CA$3.41
-
-
Public Transport Monthly Pass(Regular Price)
$75.2CA$104
-
-
Taxi Start(Normal Tariff)
$3.15CA$4.37
$5.11€4.40
-38.36%
Taxi(Normal Tariff)(1km)
$1.54CA$2.14
$4.25€3.66
-63.76%
Taxi 1hour Waiting(Normal Tariff)
$27.55CA$38.21
$59.2€51.0
-53.46%
Gasoline(1 liter)
$1.16CA$1.61
$1.96€1.69
-40.82%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4KCA$39.3K
$31.8K€27.4K
-10.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5KCA$27.0K
$34.9K€30.1K
-44.30%
🧾 Monthly Utilities & Internet
Canada
Luxembourg
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$155CA$215
$297€256
-47.77%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$43.47CA$60.3
$28.61€24.67
51.94%
Internet(50+ Mbps, Unlimited Data)
$60.4CA$83.8
$59.0€50.9
2.41%
🎉 Sport & Entertainment
Canada
Luxembourg
Difference
Gym Membership(Monthly)
$41.15CA$57.1
$59.7€51.4
-31.04%
Tennis Court(1 Hour on Weekend)
$19.79CA$27.45
$26.81€23.11
-26.18%
Cinema Ticket
$11.53CA$15.98
$17.41€15.01
-33.77%
🧸 Childcare & Education
Canada
Luxembourg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$786CA$1,089
$1,511€1,302
-47.99%
International Primary School, 1 Child(Yearly)
$14.8KCA$20.6K
$17.0K€14.6K
-12.61%
👕👟 Clothing & Footwear
Canada
Luxembourg
Difference
Jeans(Levis 501 Or Similar)
$55.0CA$76.3
$107€92.0
-48.46%
Summer Dress(H&M, Zara, etc)
$41.25CA$57.2
$52.2€45.00
-20.99%
Sport Shoes(Adidas, Nike)
$88.1CA$122
$121€105
-27.45%
Men's Leather Business Shoes
$106CA$147
$147€127
-27.88%
🏠 Accommodation & Living
Canada
Luxembourg
Difference
1-bedroom Apartment, City Center(Monthly)
$1,295CA$1,797
$2,117€1,825
-38.81%
1-bedroom Apartment, Outside City Center(Monthly)
$1,168CA$1,619
$1,807€1,558
-35.38%
3-bedroom Apartment, City Center(Monthly)
$2,044CA$2,835
$3,403€2,934
-39.94%
3-bedroom Apartment, Outside City Center(Monthly)
$1,779CA$2,467
$2,818€2,429
-36.87%
Buy Apartment in City Center(m2)
$4,786CA$6,638
$11.4K€9,866
-58.18%
Buy Apartment Outside City Center(m2)
$3,973CA$5,510
$8,560€7,379
-53.58%
💵 Salaries & Financials
Canada
Luxembourg
Difference
Average Monthly Net Salary(After Tax)
$3,078CA$4,270
$5,577€4,807
-44.80%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.86
3.32
46.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Canada: September 8, 2026
Last update for Luxembourg: September 8, 2026
Cost Breakdown
🏠Average rent: $1,228 in Canada vs $853 in Luxembourg. For reference, capital cities sit at $1,496 in Ottawa and $2,296 in Luxembourg.
💰Average salary: $2,981 in Canada vs $5,830 in Luxembourg. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Rent is 44% higher in Canada.
⭐Dining out costs 18% more in Canada.
⭐Salaries are 96% higher in Luxembourg, and purchasing power comes out stronger in Luxembourg.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Canada vs Luxembourg: Cost of Living - Frequently Asked Questions
Is Canada more expensive than Luxembourg?
Luxembourg is the cheaper option – living costs run roughly 29% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Which country has higher housing costs?
Housing costs more in Canada, and the gap is biggest in capital cities. Regional towns show less difference, but Canada consistently has higher rents.
Which country is cheaper for everyday spending?
Groceries, transport, and utilities all cost less in Luxembourg, contributing to the overall 29% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Is $3,000 a realistic budget in Canada or in Luxembourg?
$3,000 buys a comfortable lifestyle in Luxembourg, but in Canada it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Canada or to Luxembourg?
Luxembourg is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.