Last update: Oct 2026

Cost of Living Comparison Between Cambridge, MA and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $4,661 in Cambridge, MA, rent and utilities included – about $41,500 less a year. Rent and utilities account for most of the difference.

Cambridge, MA, United States
Playa del Carmen, Mexico
Cambridge, MA
🇺🇸 United States
$4,661
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Cambridge, MA and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cambridge, MA and in Playa del Carmen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,661 in Cambridge, MA versus $1,204 in Playa del Carmen.

  • Cambridge, MA $4,661
  • Playa del Carmen $1,204

Estimated couple costs with rent: $6,329 in Cambridge, MA versus $2,082 in Playa del Carmen.

  • Cambridge, MA $6,329
  • Playa del Carmen $2,082

Monthly costs for a family of three with rent: $7,997 in Cambridge, MA versus $2,959 in Playa del Carmen.

  • Cambridge, MA $7,997
  • Playa del Carmen $2,959

Living in Cambridge, MA is roughly 287% more expensive than in Playa del Carmen, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cambridge, MA is 242% above, Playa del Carmen is 12% below.

Currency
🍽 Eating Out
Cambridge, MA
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.72 $19.72
$10.92 MX$205
80.59%
Three-Course Dinner for Two, Mid-Range
$99.9 $99.9
$43.37 MX$815
130.39%
Fast Food Meal (McDonalds, etc)
$11.91 $11.91
$11.78 MX$221
1.10%
Cappuccino
$5.18 $5.18
$3.81 MX$71.6
35.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.10 $3.10
$1.28 MX$24.10
142.19%
Water (0.33 liter bottle)
$2.30 $2.30
$0.78 MX$14.71
194.87%
Local Beer (0.5 liter draught)
$7.97 $7.97
$3.17 MX$59.5
151.42%
Imported Beer (0.33 liter bottle)
$7.81 $7.81
$4.93 MX$92.7
58.42%
🛒 Groceries & Markets
Cambridge, MA
Playa del Carmen
Difference
Milk (1 liter)
$1.16 $1.16
$1.41 MX$26.43
-17.73%
White Bread (500g)
$4.58 $4.58
$2.22 MX$41.66
106.31%
Rice (white) (1kg)
$6.94 $6.94
$1.42 MX$26.64
388.73%
Eggs
$4.86 $4.86
$2.52 MX$47.41
92.86%
Local Cheese (1kg)
$15.87 $15.87
$7.26 MX$137
118.60%
Chicken Fillets (1kg)
$14.36 $14.36
$7.70 MX$145
86.49%
Beef Round Steak (1kg)
$19.52 $19.52
$12.69 MX$239
53.82%
Apples (1kg)
$6.46 $6.46
$2.78 MX$52.3
132.37%
Banana (1kg)
$1.64 $1.64
$1.37 MX$25.71
19.71%
Oranges (1kg)
$6.13 $6.13
$2.55 MX$47.94
140.39%
Tomato (1kg)
$7.08 $7.08
$2.12 MX$39.90
233.96%
Potato (1kg)
$4.56 $4.56
$1.94 MX$36.43
135.05%
Onion (1kg)
$3.64 $3.64
$1.89 MX$35.44
92.59%
Lettuce (1 head)
$2.90 $2.90
$1.15 MX$21.55
152.17%
Water (1.5 liter bottle)
$2.51 $2.51
$1.18 MX$22.16
112.71%
Cigarettes 20 Pack (Marlboro, Camel)
$13.18 $13.18
$4.30 MX$80.7
206.51%
Wine (Bottle)
$15.64 $15.64
$9.95 MX$187
57.19%
Local Beer (0.5 liter bottle)
$1.95 $1.95
$1.58 MX$29.76
23.42%
Imported Beer (0.33 liter bottle)
$4.50 $4.50
$2.67 MX$50.2
68.54%
🚌 Getting Around
Cambridge, MA
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$2.47 $2.47
$0.55 MX$10.40
349.09%
Public Transport Monthly Pass (Regular Price)
$90.8 $90.8
$26.62 MX$500
241.25%
Taxi Start (Normal Tariff)
$2.01 $2.01
$4.97 MX$93.4
-59.56%
Taxi (Normal Tariff) (1km)
$1.57 $1.57
$3.33 MX$62.6
-52.85%
Taxi 1hour Waiting (Normal Tariff)
$10.86 $10.86
$5.36 MX$101
102.61%
Gasoline (1 liter)
$1.11 $1.11
$1.44 MX$27.14
-22.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K $27.9K
$20.7K MX$388.4K
34.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$23.5K MX$441.0K
12.74%
🧾 Monthly Utilities & Internet
Cambridge, MA
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$227 $227
$84.8 MX$1,594
167.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.2 $54.2
$23.41 MX$440
131.61%
Internet (50+ Mbps, Unlimited Data)
$78.8 $78.8
$28.66 MX$539
174.81%
🎉 Sport & Entertainment
Cambridge, MA
Playa del Carmen
Difference
Gym Membership (Monthly)
$73.5 $73.5
$57.1 MX$1,072
28.87%
Tennis Court (1 Hour on Weekend)
$29.77 $29.77
$28.91 MX$543
2.97%
Cinema Ticket
$15.02 $15.02
$5.14 MX$96.6
192.22%
🧸 Childcare & Education
Cambridge, MA
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,664 $2,664
$207 MX$3,882
1189.80%
International Primary School, 1 Child (Yearly)
$36.3K $36.3K
$3,927 MX$73.8K
824.51%
👕👟 Clothing & Footwear
Cambridge, MA
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$75.0 $75.0
$43.35 MX$815
72.92%
Summer Dress (H&M, Zara, etc)
$50.6 $50.6
$41.44 MX$779
22.03%
Sport Shoes (Adidas, Nike)
$103 $103
$74.2 MX$1,394
39.23%
Men's Leather Business Shoes
$142 $142
$89.3 MX$1,677
58.99%
🏠 Accommodation & Living
Cambridge, MA
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$3,759 $3,759
$980 MX$18.4K
283.73%
1-bedroom Apartment, Outside City Center (Monthly)
$3,090 $3,090
$381 MX$7,157
711.31%
3-bedroom Apartment, City Center (Monthly)
$5,380 $5,380
$1,708 MX$32.1K
214.99%
3-bedroom Apartment, Outside City Center (Monthly)
$4,441 $4,441
$1,075 MX$20.2K
313.07%
Buy Apartment in City Center (m2)
$7,645 $7,645
$3,943 MX$74.1K
93.89%
Buy Apartment Outside City Center (m2)
$6,058 $6,058
$6,158 MX$115.7K
-1.62%
💵 Salaries & Financials
Cambridge, MA
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$6,467 $6,467
$735 MX$13.8K
780.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.5
11.45
-43.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge, MA: October 25, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cambridge, MA
$3.1K
Playa del Carmen
$381 87.7% $2.7K
Groceries & Markets
Cambridge, MA
$497
Playa del Carmen
$255 48.8% $243
Monthly Utilities & Internet
Cambridge, MA
$360
Playa del Carmen
$137 62% $223
Eating Out
Cambridge, MA
$333
Playa del Carmen
$202 39.2% $130
Clothing & Footwear
Cambridge, MA
$167
Playa del Carmen
$112 33% $55
Getting Around
Cambridge, MA
$111
Playa del Carmen
$50 54.4% $60
Sport & Entertainment
Cambridge, MA
$104
Playa del Carmen
$67 35% $36

Cost Breakdown

A one-bedroom apartment in the center runs $3,759 in Cambridge, MA and $980 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Cambridge, MA pays about 8.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $100 in Cambridge, MA vs $43 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $497 vs $255 per month, with Playa del Carmen cheaper across the board.

Good to know
🇺🇸 Cambridge, MA
🇲🇽 Playa del Carmen
🕒 Local time
20:20 8:20 PM
20:20 8:20 PM
Same time as Cambridge, MA
🌤 Weather
👥 Population
105,162
149,923
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.79 MXN (100 MXN = 5.32 USD). 1 EUR = 20.98 MXN (100 MXN = 4.77 EUR).

On the map
Between locations
  • Cambridge, MA Playa del Carmen 2,840 km ≈ 4 h nonstop flight
From you
  • Cambridge, MA
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cambridge, MA vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cambridge, MA or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 74% lower than in Cambridge, MA. Housing and daily spending are where you’ll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Cambridge, MA or in Playa del Carmen?
Average pay in Cambridge, MA is about 8.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Cambridge, MA compared to Playa del Carmen?
Rent for a central apartment: $3,759 in Cambridge, MA versus $980 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Cambridge, MA or in Playa del Carmen?
Supermarket bills run roughly 95% higher in Cambridge, MA. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Cambridge, MA and in Playa del Carmen?
Dining out is cheaper in Playa del Carmen – a meal for two runs $43 versus $100 in Cambridge, MA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,500/month in Cambridge, MA or in Playa del Carmen?
At $1,204 in Playa del Carmen versus $4,661 in Cambridge, MA, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Cambridge, MA. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Cambridge, MA or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value at $1,204 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 74% less than in Cambridge, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Cambridge, MA vs other spots: cost of living compared

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