Last update: Oct 2026

Cost of Living Comparison Between Cambridge, Canada and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,527 in Cambridge, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Cambridge
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Cambridge Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cambridge

🇨🇦 Canada

$2,527

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cambridge and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cambridge and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,527 in Cambridge versus $1,349 in Ubud, Bali.

Cambridge $2,527
Ubud, Bali $1,349

Estimated couple costs with rent: $3,443 in Cambridge versus $2,305 in Ubud, Bali.

Cambridge $3,443
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,359 in Cambridge versus $3,261 in Ubud, Bali.

Cambridge $4,359
Ubud, Bali $3,261

Living in Cambridge is roughly 87% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$17.69 CA$24.82

$3.32 Rp 60.4K

432.83%

Three-Course Dinner for Two, Mid-Range

$56.7 CA$79.6

$35.64 Rp 647.8K

59.06%

Fast Food Meal (McDonalds, etc)

$10.55 CA$14.81

$5.53 Rp 100.6K

90.78%

Cappuccino

$3.56 CA$5.00

$2.72 Rp 49.4K

30.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.79

$1.70 Rp 30.9K

17.06%

Water (0.33 liter bottle)

$1.22 CA$1.72

$0.76 Rp 13.8K

60.53%

Local Beer (0.5 liter draught)

$5.19 CA$7.29

$2.65 Rp 48.2K

95.85%

Imported Beer (0.33 liter bottle)

$6.26 CA$8.78

$4.38 Rp 79.6K

42.92%

Milk (1 liter)

$1.99 CA$2.80

$1.49 Rp 27.1K

33.56%

White Bread (500g)

$2.41 CA$3.38

$2.28 Rp 41.4K

5.70%

Rice (white) (1kg)

$3.19 CA$4.48

$1.19 Rp 21.6K

168.07%

Eggs

$3.32 CA$4.66

$2.04 Rp 37.0K

62.75%

Local Cheese (1kg)

$11.24 CA$15.77

$17.70 Rp 321.7K

-36.50%

Chicken Fillets (1kg)

$11.38 CA$15.97

$3.96 Rp 72.0K

187.37%

Beef Round Steak (1kg)

$14.43 CA$20.25

$12.19 Rp 221.6K

18.38%

Apples (1kg)

$4.07 CA$5.70

$3.66 Rp 66.4K

11.20%

Banana (1kg)

$1.33 CA$1.86

$1.52 Rp 27.6K

-12.50%

Oranges (1kg)

$4.05 CA$5.68

$2.23 Rp 40.5K

81.61%

Tomato (1kg)

$3.74 CA$5.25

$1.97 Rp 35.9K

89.85%

Potato (1kg)

$2.76 CA$3.87

$1.85 Rp 33.6K

49.19%

Onion (1kg)

$1.94 CA$2.72

$2.42 Rp 44.1K

-19.83%

Lettuce (1 head)

$2.00 CA$2.81

$0.99 Rp 18.0K

102.02%

Water (1.5 liter bottle)

$1.29 CA$1.82

$0.51 Rp 9,332

152.94%

Cigarettes 20 Pack (Marlboro, Camel)

$12.93 CA$18.15

$2.22 Rp 40.4K

482.43%

Wine (Bottle)

$12.40 CA$17.41

$22.24 Rp 404.2K

-44.24%

Local Beer (0.5 liter bottle)

$2.63 CA$3.69

$2.26 Rp 41.1K

16.37%

Imported Beer (0.33 liter bottle)

$4.04 CA$5.67

$2.97 Rp 54.0K

36.03%

One-way Ticket (Public Transport)

$2.80 CA$3.93

$0.25 Rp 4,562

1020.00%

Public Transport Monthly Pass (Regular Price)

$69.4 CA$97.5

$7.82 Rp 142.2K

787.98%

Taxi Start (Normal Tariff)

$2.56 CA$3.59

$0.44 Rp 7,989

481.82%

Taxi (Normal Tariff) (1km)

$1.80 CA$2.52

$0.43 Rp 7,817

318.60%

Taxi 1hour Waiting (Normal Tariff)

$23.32 CA$32.73

$5.41 Rp 98.3K

331.05%

Gasoline (1 liter)

$1.22 CA$1.71

$0.82 Rp 15.0K

48.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K CA$37.2K

$23.8K Rp 433.3M

11.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$29.0K

$31.7K Rp 577.0M

-34.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 CA$214

$79.1 Rp 1.4M

92.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.51 CA$59.7

$6.45 Rp 117.2K

559.07%

Internet (50+ Mbps, Unlimited Data)

$50.5 CA$70.9

$18.58 Rp 337.7K

171.91%

Gym Membership (Monthly)

$28.64 CA$40.20

$49.48 Rp 899.4K

-42.12%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$10.74 CA$15.07

$4.27 Rp 77.7K

151.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$497 CA$698

$491 Rp 8.9M

1.39%

International Primary School, 1 Child (Yearly)

$15.8K CA$22.2K

$5,674 Rp 103.1M

179.16%

Jeans (Levis 501 Or Similar)

$63.5 CA$89.1

$44.64 Rp 811.4K

42.14%

Summer Dress (H&M, Zara, etc)

$33.07 CA$46.41

$34.95 Rp 635.3K

-5.38%

Sport Shoes (Adidas, Nike)

$82.3 CA$115

$79.9 Rp 1.5M

2.98%

Men's Leather Business Shoes

$106 CA$148

$79.4 Rp 1.4M

32.99%

1-bedroom Apartment, City Center (Monthly)

$1,529 CA$2,146

$1,125 Rp 20.4M

35.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,395 CA$1,957

$671 Rp 12.2M

107.71%

3-bedroom Apartment, City Center (Monthly)

$2,057 CA$2,887

$3,565 Rp 64.8M

-42.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,870 CA$2,625

$1,723 Rp 31.3M

8.54%

Buy Apartment in City Center (m2)

$4,450 CA$6,245

$2,732 Rp 49.6M

62.92%

Buy Apartment Outside City Center (m2)

$3,682 CA$5,168

$2,284 Rp 41.5M

61.22%

Average Monthly Net Salary (After Tax)

$3,028 CA$4,250

$164 Rp 3.0M

1748.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

13.78

-62.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cambridge

$1.4K 55.2%

Ubud, Bali

$672 49.8% 51.9% $723

Groceries & Markets

Cambridge

$349 13.8%

Ubud, Bali

$288 21.4% 17.3% $60

Eating Out

Cambridge

$267 10.6%

Ubud, Bali

$108 8% 59.7% $159

Monthly Utilities & Internet

Cambridge

$245 9.7%

Ubud, Bali

$104 7.7% 57.6% $141

Clothing & Footwear

Cambridge

$128 5.1%

Ubud, Bali

$108 8% 16% $20

Getting Around

Cambridge

$92 3.7%

Ubud, Bali

$11 0.9% 87.6% $81

Sport & Entertainment

Cambridge

$50 2%

Ubud, Bali

$58 4.3% 15.8% $7.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,529 in Cambridge and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cambridge pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $57 in Cambridge vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $349 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Cambridge

🇮🇩 Ubud, Bali

🕒 Local time

18:59 6:59 PM

06:59 6:59 AM

12 h ahead of Cambridge

🌤 Weather

👥 Population

138,479

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Cambridge Ubud, Bali 15,850 km ≈ 20 h nonstop flight

From you

Cambridge
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 47% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Cambridge is about 18 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,529 in Cambridge versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Cambridge. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $57 in Cambridge. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 47% less than in Cambridge. Beyond cost, consider language, visa policies, and how big the international community is in each city.