Cost of Living Comparison Between Cambridge and Ubud, Bali Cost of Living Comparison Between Cambridge and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,462 in Cambridge versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,522 in Cambridge versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,582 in Cambridge versus $3,763 in Ubud, Bali.

Living in Cambridge is roughly 75% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Cambridge 84% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$14.82 CA$20.85

$3.45 Rp 62.1K

329.57%

Three-Course Dinner for Two, Mid-Range

$65.2 CA$91.7

$32.34 Rp 581.1K

101.61%

Fast Food Meal (McDonalds, etc)

$10.00 CA$14.07

$4.84 Rp 87.1K

106.61%

Cappuccino

$3.68 CA$5.18

$2.75 Rp 49.4K

33.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 CA$3.11

$1.38 Rp 24.9K

60.14%

Water (0.33 liter bottle)

$1.61 CA$2.27

$0.75 Rp 13.5K

114.67%

Local Beer (0.5 liter draught)

$5.84 CA$8.21

$2.99 Rp 53.8K

95.32%

Imported Beer (0.33 liter bottle)

$6.56 CA$9.22

$3.85 Rp 69.2K

70.39%

Milk (1 liter)

$2.23 CA$3.13

$1.74 Rp 31.2K

28.16%

White Bread (500g)

$2.25 CA$3.16

$2.46 Rp 44.2K

-8.54%

Rice (white) (1kg)

$2.99 CA$4.21

$1.17 Rp 21.0K

155.56%

Eggs

$3.20 CA$4.50

$2.43 Rp 43.7K

31.69%

Local Cheese (1kg)

$8.67 CA$12.20

$14.50 Rp 260.6K

-40.21%

Chicken Fillets (1kg)

$11.95 CA$16.81

$4.35 Rp 78.2K

174.71%

Beef Round Steak (1kg)

$13.75 CA$19.35

$11.98 Rp 215.3K

14.77%

Apples (1kg)

$3.99 CA$5.61

$3.72 Rp 66.8K

7.26%

Banana (1kg)

$1.22 CA$1.72

$1.63 Rp 29.2K

-25.15%

Oranges (1kg)

$3.68 CA$5.18

$2.74 Rp 49.3K

34.31%

Tomato (1kg)

$3.91 CA$5.51

$2.24 Rp 40.3K

74.55%

Potato (1kg)

$2.73 CA$3.84

$1.92 Rp 34.5K

42.19%

Onion (1kg)

$2.46 CA$3.45

$2.28 Rp 40.9K

7.89%

Lettuce (1 head)

$2.24 CA$3.16

$1.06 Rp 19.1K

111.32%

Water (1.5 liter bottle)

$1.57 CA$2.21

$0.72 Rp 12.9K

118.06%

Cigarettes 20 Pack (Marlboro, Camel)

$13.40 CA$18.85

$3.29 Rp 59.0K

307.29%

Wine (Bottle)

$12.25 CA$17.24

$23.19 Rp 416.8K

-47.18%

Local Beer (0.5 liter bottle)

$2.45 CA$3.44

$2.78 Rp 49.9K

-11.87%

Imported Beer (0.33 liter bottle)

$3.16 CA$4.45

$2.73 Rp 49.1K

15.75%

One-way Ticket (Public Transport)

$2.56 CA$3.60

$0.27 Rp 4,786

848.15%

Public Transport Monthly Pass (Regular Price)

$66.6 CA$93.7

$8.11 Rp 145.7K

721.09%

Taxi Start (Normal Tariff)

$2.61 CA$3.67

$0.48 Rp 8,675

443.75%

Taxi (Normal Tariff) (1km)

$1.71 CA$2.40

$0.42 Rp 7,545

307.14%

Taxi 1hour Waiting (Normal Tariff)

$23.84 CA$33.54

$6.22 Rp 111.8K

283.28%

Gasoline (1 liter)

$1.11 CA$1.56

$0.81 Rp 14.6K

37.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.7K

$26.6K Rp 478.2M

-4.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.5K

$32.2K Rp 578.5M

-36.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 CA$212

$78.4 Rp 1.4M

92.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.94 CA$56.2

$4.07 Rp 73.1K

881.33%

Internet (50+ Mbps, Unlimited Data)

$54.1 CA$76.1

$24.33 Rp 437.1K

122.36%

Gym Membership (Monthly)

$29.81 CA$41.94

$98.6 Rp 1.8M

-69.77%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$11.55 CA$16.26

$3.99 Rp 71.6K

189.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 CA$782

$305 Rp 5.5M

82.17%

International Primary School, 1 Child (Yearly)

$10.4K CA$14.7K

$6,642 Rp 119.4M

56.94%

Jeans (Levis 501 Or Similar)

$55.4 CA$78.0

$54.1 Rp 972.9K

2.35%

Summer Dress (H&M, Zara, etc)

$34.68 CA$48.80

$37.81 Rp 679.4K

-8.28%

Sport Shoes (Adidas, Nike)

$70.6 CA$99.4

$86.8 Rp 1.6M

-18.67%

Men's Leather Business Shoes

$110 CA$155

$76.4 Rp 1.4M

44.18%

1-bedroom Apartment, City Center (Monthly)

$1,410 CA$1,984

$992 Rp 17.8M

42.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,377 CA$1,938

$673 Rp 12.1M

104.71%

3-bedroom Apartment, City Center (Monthly)

$2,684 CA$3,776

$3,375 Rp 60.7M

-20.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,127 CA$2,993

$2,050 Rp 36.8M

3.76%

Buy Apartment in City Center (m2)

$4,165 CA$5,861

$2,805 Rp 50.4M

48.52%

Buy Apartment Outside City Center (m2)

$3,848 CA$5,414

$2,227 Rp 40.0M

72.78%

Average Monthly Net Salary (After Tax)

$3,007 CA$4,231

$167 Rp 3.0M

1700.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

13.28

-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,410 in Cambridge and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cambridge pays 1701% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Cambridge vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $342 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 75% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1701% higher in Cambridge, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,410 in Cambridge versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in Cambridge. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $65.0 in Cambridge. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $2,462 in Cambridge, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cambridge. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cambridge, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cambridge and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 75% less than in Cambridge. Beyond cost, consider language, visa policies, and how big the international community is in each city.