Last update: Oct 2026

Cost of Living Comparison Between Cakovec and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,326 in Cakovec, rent and utilities included – about $4,900 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Cakovec
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Cakovec Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Cakovec

🇭🇷 Croatia

$1,326

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Cakovec and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cakovec and in Cebu actually costs, broken down by who's living it.

A single person spends $1,326 per month in Cakovec vs $918 in Cebu, rent included.

Cakovec $1,326
Cebu $918

A couple spends around $1,943 per month in Cakovec vs $1,409 in Cebu, rent included.

Cakovec $1,943
Cebu $1,409

A family of three spends $2,561 per month in Cakovec vs $1,900 in Cebu, rent included.

Cakovec $2,561
Cebu $1,900

Cakovec costs about 44% more than Cebu, and outside of rent the biggest gap is in transport.

Both Cakovec and Cebu are more affordable than the global median – Cakovec 2% lower, Cebu 32% lower.

Meal at Budget Restaurant

$7.04 €6.26

$3.09 ₱194

127.83%

Three-Course Dinner for Two, Mid-Range

$44.88 €39.92

$24.22 ₱1,525

85.30%

Fast Food Meal (McDonalds, etc)

$8.04 €7.15

$3.92 ₱247

105.10%

Cappuccino

$2.26 €2.01

$2.51 ₱158

-9.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 €1.83

$1.59 ₱100

29.56%

Water (0.33 liter bottle)

$1.69 €1.50

$0.53 ₱33.43

218.87%

Local Beer (0.5 liter draught)

$2.51 €2.23

$1.78 ₱112

41.01%

Imported Beer (0.33 liter bottle)

$3.38 €3.00

$2.17 ₱137

55.76%

Milk (1 liter)

$1.21 €1.08

$1.92 ₱121

-36.98%

White Bread (500g)

$1.58 €1.40

$1.36 ₱85.4

16.18%

Rice (white) (1kg)

$3.32 €2.95

$1.01 ₱63.5

228.71%

Eggs

$3.51 €3.12

$2.03 ₱128

72.91%

Local Cheese (1kg)

$15.71 €13.97

$9.86 ₱621

59.33%

Chicken Fillets (1kg)

$10.11 €8.99

$4.39 ₱277

130.30%

Beef Round Steak (1kg)

$9.60 €8.54

$7.60 ₱479

26.32%

Apples (1kg)

$1.64 €1.46

$3.30 ₱208

-50.30%

Banana (1kg)

$1.75 €1.56

$1.39 ₱87.8

25.90%

Oranges (1kg)

$1.56 €1.39

$2.33 ₱147

-33.05%

Tomato (1kg)

$1.57 €1.39

$1.50 ₱94.3

4.67%

Potato (1kg)

$1.35 €1.20

$2.36 ₱149

-42.80%

Onion (1kg)

$1.25 €1.11

$1.90 ₱119

-34.21%

Lettuce (1 head)

$0.75 €0.67

$1.19 ₱74.9

-36.97%

Water (1.5 liter bottle)

$1.34 €1.19

$0.63 ₱39.71

112.70%

Cigarettes 20 Pack (Marlboro, Camel)

$5.67 €5.05

$3.00 ₱189

89.00%

Wine (Bottle)

$7.32 €6.51

$6.03 ₱379

21.39%

Local Beer (0.5 liter bottle)

$1.30 €1.16

$1.23 ₱77.7

5.69%

Imported Beer (0.33 liter bottle)

$1.92 €1.71

$1.75 ₱110

9.71%

One-way Ticket (Public Transport)

$2.33 €2.07

$0.25 ₱15.86

832.00%

Public Transport Monthly Pass (Regular Price)

$60.3 €53.6

$12.64 ₱796

376.74%

Taxi Start (Normal Tariff)

$5.70 €5.07

$0.77 ₱48.62

640.26%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$0.23 ₱14.53

491.30%

Taxi 1hour Waiting (Normal Tariff)

$11.22 €9.98

$4.46 ₱281

151.57%

Gasoline (1 liter)

$1.63 €1.45

$1.31 ₱82.8

24.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K €23.0K

$21.2K ₱1.3M

21.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €21.8K

$19.1K ₱1.2M

28.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 €164

$120 ₱7,569

53.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.69 €15.74

$14.00 ₱882

26.36%

Internet (50+ Mbps, Unlimited Data)

$32.42 €28.84

$27.54 ₱1,734

17.72%

Gym Membership (Monthly)

$51.8 €46.07

$32.33 ₱2,035

60.22%

Tennis Court (1 Hour on Weekend)

$22.01 €19.58

$6.65 ₱419

230.98%

Cinema Ticket

$7.73 €6.87

$5.65 ₱356

36.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 €117

$275 ₱17.3K

-52.30%

International Primary School, 1 Child (Yearly)

$8,476 €7,540

$7,918 ₱498.5K

7.05%

Jeans (Levis 501 Or Similar)

$99.7 €88.7

$49.33 ₱3,106

102.19%

Summer Dress (H&M, Zara, etc)

$41.34 €36.77

$25.24 ₱1,589

63.79%

Sport Shoes (Adidas, Nike)

$84.6 €75.2

$77.0 ₱4,846

9.89%

Men's Leather Business Shoes

$109 €96.7

$57.2 ₱3,601

90.05%

1-bedroom Apartment, City Center (Monthly)

$471 €419

$500 ₱31.5K

-5.78%

1-bedroom Apartment, Outside City Center (Monthly)

$384 €342

$309 ₱19.4K

24.46%

3-bedroom Apartment, City Center (Monthly)

$686 €610

$1,078 ₱67.9K

-36.35%

3-bedroom Apartment, Outside City Center (Monthly)

$534 €475

$615 ₱38.7K

-13.16%

Buy Apartment in City Center (m2)

$3,109 €2,765

$2,886 ₱181.7K

7.72%

Buy Apartment Outside City Center (m2)

$2,217 €1,972

$1,917 ₱120.7K

15.69%

Average Monthly Net Salary (After Tax)

$1,285 €1,143

$346 ₱21.8K

271.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

7.2

-48.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cakovec: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cakovec

$384 29%

Cebu

$309 33.6% 19.6% $76

Groceries & Markets

Cakovec

$265 20%

Cebu

$206 22.4% 22.4% $59

Monthly Utilities & Internet

Cakovec

$235 17.7%

Cebu

$162 17.6% 31.1% $73

Clothing & Footwear

Cakovec

$150 11.4%

Cebu

$94 10.2% 37.6% $57

Eating Out

Cakovec

$142 10.7%

Cebu

$88 9.6% 37.7% $54

Getting Around

Cakovec

$82 6.2%

Cebu

$16 1.7% 81% $67

Sport & Entertainment

Cakovec

$67 5.1%

Cebu

$44 4.8% 35.1% $24

Cost Breakdown

A central one-bedroom costs $471 in Cakovec versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 271% higher in Cakovec, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Cakovec versus $24.00 in Cebu. Monthly groceries follow the same trend: $265 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇭🇷 Cakovec

🇵🇭 Cebu

🕒 Local time

18:32 6:32 PM

00:32 12:32 AM

6 h ahead of Cakovec

🌤 Weather

👥 Population

27,122

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Cakovec Cebu 10,480 km ≈ 14 h nonstop flight

From you

Cakovec
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cakovec vs Cebu: Cost of Living - Frequently Asked Questions

Cakovec costs about 44% more than Cebu, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,989 per month in Cakovec and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 29% more in Cakovec, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $45.00 in Cakovec and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Cakovec at $1,326. In Cebu it covers expenses comfortably, while in Cakovec it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $918 versus $1,326 in Cakovec. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cakovec makes more sense. Both are solid long-term options with distinct trade-offs.