Last update: Oct 2026

Cost of Living Comparison Between Cadca and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,432 in Cadca, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Cadca
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Cadca Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Cadca

🇸🇰 Slovakia

$1,432

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Cadca and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cadca and in Cebu actually costs, broken down by who's living it.

A single person spends $1,432 per month in Cadca vs $915 in Cebu, rent included.

Cadca $1,432
Cebu $915

A couple spends around $2,040 per month in Cadca vs $1,418 in Cebu, rent included.

Cadca $2,040
Cebu $1,418

A family of three spends $2,648 per month in Cadca vs $1,921 in Cebu, rent included.

Cadca $2,648
Cebu $1,921

Cadca costs about 57% more than Cebu, and outside of rent the biggest gap is in eating out.

Cadca sits 6% above the global median, while Cebu is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.64 €8.57

$3.05 ₱192

216.07%

Three-Course Dinner for Two, Mid-Range

$33.14 €29.48

$24.00 ₱1,511

38.08%

Fast Food Meal (McDonalds, etc)

$10.27 €9.14

$3.99 ₱251

157.39%

Cappuccino

$3.06 €2.72

$2.50 ₱157

22.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 €1.95

$1.54 ₱97.1

42.21%

Water (0.33 liter bottle)

$2.00 €1.78

$0.50 ₱31.37

300.00%

Local Beer (0.5 liter draught)

$2.39 €2.13

$1.78 ₱112

34.27%

Imported Beer (0.33 liter bottle)

$2.48 €2.21

$2.17 ₱136

14.29%

Milk (1 liter)

$1.01 €0.90

$2.00 ₱126

-49.50%

White Bread (500g)

$1.46 €1.30

$1.37 ₱86.2

6.57%

Rice (white) (1kg)

$1.88 €1.68

$1.03 ₱64.9

82.52%

Eggs

$3.43 €3.05

$2.03 ₱128

68.97%

Local Cheese (1kg)

$9.92 €8.83

$10.20 ₱642

-2.75%

Chicken Fillets (1kg)

$8.33 €7.41

$4.45 ₱280

87.19%

Beef Round Steak (1kg)

$10.99 €9.77

$7.67 ₱483

43.29%

Apples (1kg)

$1.87 €1.66

$3.31 ₱208

-43.50%

Banana (1kg)

$2.00 €1.78

$1.46 ₱91.8

36.99%

Oranges (1kg)

$1.88 €1.67

$2.32 ₱146

-18.97%

Tomato (1kg)

$2.71 €2.41

$1.49 ₱94.0

81.88%

Potato (1kg)

$1.25 €1.12

$2.34 ₱147

-46.58%

Onion (1kg)

$1.33 €1.19

$1.94 ₱122

-31.44%

Lettuce (1 head)

$1.83 €1.63

$1.16 ₱73.0

57.76%

Water (1.5 liter bottle)

$0.82 €0.73

$0.68 ₱42.89

20.59%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.96

$2.99 ₱188

124.41%

Wine (Bottle)

$3.30 €2.93

$6.24 ₱393

-47.12%

Local Beer (0.5 liter bottle)

$1.73 €1.53

$1.23 ₱77.3

40.65%

Imported Beer (0.33 liter bottle)

$1.69 €1.51

$1.73 ₱109

-2.31%

One-way Ticket (Public Transport)

$1.10 €0.98

$0.23 ₱14.36

378.26%

Public Transport Monthly Pass (Regular Price)

$25.32 €22.53

$12.34 ₱777

105.19%

Taxi Start (Normal Tariff)

$3.91 €3.48

$0.79 ₱49.96

394.94%

Taxi (Normal Tariff) (1km)

$0.41 €0.36

$0.22 ₱13.86

86.36%

Taxi 1hour Waiting (Normal Tariff)

$13.71 €12.19

$4.54 ₱286

201.98%

Gasoline (1 liter)

$1.77 €1.57

$1.32 ₱82.9

34.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K €22.9K

$21.0K ₱1.3M

22.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K €19.9K

$19.4K ₱1.2M

15.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 €203

$119 ₱7,464

92.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.32 €17.19

$14.22 ₱896

35.86%

Internet (50+ Mbps, Unlimited Data)

$21.47 €19.10

$27.47 ₱1,730

-21.84%

Gym Membership (Monthly)

$41.67 €37.06

$32.31 ₱2,034

28.97%

Tennis Court (1 Hour on Weekend)

$16.14 €14.35

$6.50 ₱409

148.31%

Cinema Ticket

$8.93 €7.94

$5.40 ₱340

65.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$393 €350

$276 ₱17.4K

42.53%

International Primary School, 1 Child (Yearly)

$7,209 €6,412

$7,866 ₱495.3K

-8.36%

Jeans (Levis 501 Or Similar)

$58.4 €51.9

$49.37 ₱3,108

18.27%

Summer Dress (H&M, Zara, etc)

$30.32 €26.97

$24.58 ₱1,548

23.35%

Sport Shoes (Adidas, Nike)

$78.9 €70.2

$76.6 ₱4,825

2.92%

Men's Leather Business Shoes

$97.9 €87.1

$58.9 ₱3,706

66.28%

1-bedroom Apartment, City Center (Monthly)

$690 €614

$503 ₱31.7K

37.11%

1-bedroom Apartment, Outside City Center (Monthly)

$536 €476

$305 ₱19.2K

75.86%

3-bedroom Apartment, City Center (Monthly)

$875 €778

$1,075 ₱67.7K

-18.61%

3-bedroom Apartment, Outside City Center (Monthly)

$815 €725

$632 ₱39.8K

28.86%

Buy Apartment in City Center (m2)

$3,261 €2,901

$2,870 ₱180.7K

13.65%

Buy Apartment Outside City Center (m2)

$2,761 €2,456

$1,877 ₱118.2K

47.06%

Average Monthly Net Salary (After Tax)

$852 €758

$336 ₱21.1K

153.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.57

7.2

-50.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cadca: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cadca

$536 37.4%

Cebu

$305 33.3% 43.1% $231

Monthly Utilities & Internet

Cadca

$269 18.8%

Cebu

$160 17.5% 40.4% $109

Groceries & Markets

Cadca

$235 16.4%

Cebu

$210 22.9% 10.8% $25

Eating Out

Cadca

$178 12.5%

Cebu

$88 9.6% 50.8% $91

Clothing & Footwear

Cadca

$119 8.3%

Cebu

$94 10.3% 21.1% $25

Sport & Entertainment

Cadca

$60 4.2%

Cebu

$43 4.7% 27.6% $16

Getting Around

Cadca

$36 2.5%

Cebu

$15 1.7% 57.5% $21

Cost Breakdown

A central one-bedroom costs $690 in Cadca versus $503 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 154% higher in Cadca, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Cadca versus $24.00 in Cebu. Monthly groceries follow the same trend: $235 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇸🇰 Cadca

🇵🇭 Cebu

🕒 Local time

21:49 9:49 PM

03:49 3:49 AM

6 h ahead of Cadca

🌤 Weather

👥 Population

24,315

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Cadca Cebu 10,210 km ≈ 13 h nonstop flight

From you

Cadca
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cadca vs Cebu: Cost of Living - Frequently Asked Questions

Cadca costs about 57% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,148 per month in Cadca and $1,372 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 105% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $393 per month in Cadca and $276 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $915, than in Cadca at $1,432. In Cebu it covers expenses comfortably, while in Cadca it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $915 versus $1,432 in Cadca. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cadca makes more sense. Both are solid long-term options with distinct trade-offs.