Last update: Oct 2026

Cost of Living Comparison Between Cabo San Lucas, Baja California Sur and New York, NY

For one person, living is cheaper in Cabo San Lucas, Baja California Sur: $1,661 a month against $5,142 in New York, NY, rent and utilities included – about $41,800 less a year. Rent and utilities account for most of the difference.

Cabo San Lucas, Baja California Sur
🇲🇽 Mexico
$1,661
/mo nomad
New York, NY
🇺🇸 United States
$5,142
/mo nomad
Monthly Cost of Living

How much you'll spend in Cabo San Lucas, Baja California Sur and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cabo San Lucas, Baja California Sur and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,661 per month in Cabo San Lucas, Baja California Sur vs $5,142 in New York, NY, rent included.

  • Cabo San Lucas, Baja California Sur $1,661
  • New York, NY $5,142

A couple spends around $2,454 per month in Cabo San Lucas, Baja California Sur vs $7,455 in New York, NY, rent included.

  • Cabo San Lucas, Baja California Sur $2,454
  • New York, NY $7,455

A family of three spends $3,248 per month in Cabo San Lucas, Baja California Sur vs $9,767 in New York, NY, rent included.

  • Cabo San Lucas, Baja California Sur $3,248
  • New York, NY $9,767

Cabo San Lucas, Baja California Sur is about 68% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Cabo San Lucas, Baja California Sur and New York, NY sit above the global median – Cabo San Lucas, Baja California Sur by 24%, New York, NY by 284%.

Currency
🍽 Eating Out
Cabo San Lucas, Baja California Sur
New York, NY
Difference
Meal at Budget Restaurant
$10.31 MX$188
$26.46 $26.46
-61.04%
Three-Course Dinner for Two, Mid-Range
$50.6 MX$920
$119 $119
-57.40%
Fast Food Meal (McDonalds, etc)
$10.14 MX$185
$14.43 $14.43
-29.73%
Cappuccino
$3.53 MX$64.2
$6.55 $6.55
-46.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.49 MX$27.18
$3.84 $3.84
-61.20%
Water (0.33 liter bottle)
$0.99 MX$17.99
$3.00 $3.00
-67.00%
Local Beer (0.5 liter draught)
$2.51 MX$45.60
$8.27 $8.27
-69.65%
Imported Beer (0.33 liter bottle)
$4.47 MX$81.3
$10.05 $10.05
-55.52%
🛒 Groceries & Markets
Cabo San Lucas, Baja California Sur
New York, NY
Difference
Milk (1 liter)
$1.77 MX$32.19
$1.31 $1.31
35.11%
White Bread (500g)
$3.18 MX$57.8
$4.90 $4.90
-35.10%
Rice (white) (1kg)
$2.56 MX$46.61
$7.16 $7.16
-64.25%
Eggs
$2.35 MX$42.81
$5.92 $5.92
-60.30%
Local Cheese (1kg)
$11.62 MX$211
$19.06 $19.06
-39.03%
Chicken Fillets (1kg)
$10.11 MX$184
$17.38 $17.38
-41.83%
Beef Round Steak (1kg)
$13.70 MX$249
$18.94 $18.94
-27.67%
Apples (1kg)
$2.73 MX$49.60
$6.96 $6.96
-60.78%
Banana (1kg)
$1.55 MX$28.14
$2.08 $2.08
-25.48%
Oranges (1kg)
$1.59 MX$28.97
$6.10 $6.10
-73.93%
Tomato (1kg)
$1.73 MX$31.52
$6.95 $6.95
-75.11%
Potato (1kg)
$1.26 MX$22.88
$3.98 $3.98
-68.34%
Onion (1kg)
$1.85 MX$33.58
$4.44 $4.44
-58.33%
Lettuce (1 head)
$2.77 MX$50.5
$2.81 $2.81
-1.42%
Water (1.5 liter bottle)
$1.27 MX$23.17
$2.51 $2.51
-49.40%
Cigarettes 20 Pack (Marlboro, Camel)
$5.06 MX$92.1
$19.27 $19.27
-73.74%
Wine (Bottle)
$11.19 MX$204
$19.67 $19.67
-43.11%
Local Beer (0.5 liter bottle)
$1.49 MX$27.11
$3.08 $3.08
-51.62%
Imported Beer (0.33 liter bottle)
$3.53 MX$64.2
$3.68 $3.68
-4.08%
🚌 Getting Around
Cabo San Lucas, Baja California Sur
New York, NY
Difference
One-way Ticket (Public Transport)
$0.87 MX$15.83
$3.02 $3.02
-71.19%
Public Transport Monthly Pass (Regular Price)
$53.2 MX$967
$140 $140
-61.90%
Taxi Start (Normal Tariff)
$4.37 MX$79.4
$3.07 $3.07
42.35%
Taxi (Normal Tariff) (1km)
$3.06 MX$55.6
$2.13 $2.13
43.66%
Taxi 1hour Waiting (Normal Tariff)
$10.59 MX$193
$41.21 $41.21
-74.30%
Gasoline (1 liter)
$1.46 MX$26.53
$1.11 $1.11
31.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5K MX$390.4K
$35.0K $35.0K
-38.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K MX$443.9K
$25.4K $25.4K
-3.92%
🧾 Monthly Utilities & Internet
Cabo San Lucas, Baja California Sur
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$86.9 MX$1,580
$217 $217
-60.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.56 MX$465
$74.0 $74.0
-65.47%
Internet (50+ Mbps, Unlimited Data)
$32.06 MX$583
$72.5 $72.5
-55.77%
🎉 Sport & Entertainment
Cabo San Lucas, Baja California Sur
New York, NY
Difference
Gym Membership (Monthly)
$45.89 MX$835
$120 $120
-61.90%
Tennis Court (1 Hour on Weekend)
$30.59 MX$557
$66.9 $66.9
-54.27%
Cinema Ticket
$4.24 MX$77.1
$22.32 $22.32
-81.00%
🧸 Childcare & Education
Cabo San Lucas, Baja California Sur
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$231 MX$4,207
$3,425 $3,425
-93.25%
International Primary School, 1 Child (Yearly)
$8,373 MX$152.3K
$61.2K $61.2K
-86.31%
👕👟 Clothing & Footwear
Cabo San Lucas, Baja California Sur
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$72.7 MX$1,323
$76.3 $76.3
-4.71%
Summer Dress (H&M, Zara, etc)
$53.3 MX$970
$55.5 $55.5
-3.82%
Sport Shoes (Adidas, Nike)
$97.2 MX$1,768
$119 $119
-18.47%
Men's Leather Business Shoes
$67.5 MX$1,229
$131 $131
-48.28%
🏠 Accommodation & Living
Cabo San Lucas, Baja California Sur
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,197 MX$21.8K
$4,506 $4,506
-73.44%
1-bedroom Apartment, Outside City Center (Monthly)
$758 MX$13.8K
$3,155 $3,155
-75.96%
3-bedroom Apartment, City Center (Monthly)
$2,543 MX$46.3K
$8,817 $8,817
-71.16%
3-bedroom Apartment, Outside City Center (Monthly)
$1,215 MX$22.1K
$5,532 $5,532
-78.04%
Buy Apartment in City Center (m2)
$3,814 MX$69.4K
$19.4K $19.4K
-80.32%
Buy Apartment Outside City Center (m2)
$2,196 MX$39.9K
$6,754 $6,754
-67.48%
💵 Salaries & Financials
Cabo San Lucas, Baja California Sur
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$756 MX$13.8K
$5,290 $5,290
-85.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.6
6.82
70.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cabo San Lucas, Baja California Sur: October 5, 2026

Last update for New York, NY: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cabo San Lucas, Baja California Sur
$758
New York, NY
$3.2K 316% $2.4K
Groceries & Markets
Cabo San Lucas, Baja California Sur
$304
New York, NY
$546 79.5% $242
Eating Out
Cabo San Lucas, Baja California Sur
$187
New York, NY
$422 126% $236
Monthly Utilities & Internet
Cabo San Lucas, Baja California Sur
$144
New York, NY
$364 152% $220
Clothing & Footwear
Cabo San Lucas, Baja California Sur
$131
New York, NY
$172 31.2% $41
Getting Around
Cabo San Lucas, Baja California Sur
$76
New York, NY
$165 117% $89
Sport & Entertainment
Cabo San Lucas, Baja California Sur
$54
New York, NY
$165 204% $111

Cost Breakdown

A central one-bedroom costs $1,197 in Cabo San Lucas, Baja California Sur versus $4,506 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 599% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $51.0 in Cabo San Lucas, Baja California Sur versus $119 in New York, NY. Monthly groceries follow the same trend: $304 vs $546 – making Cabo San Lucas, Baja California Sur the more affordable choice for daily food spending.

Good to know
🇲🇽 Cabo San Lucas, Baja California Sur
🇺🇸 New York, NY
🕒 Local time
01:06 1:06 AM
04:06 4:06 AM
3 h ahead of Cabo San Lucas, Baja California Sur
🌤 Weather
👥 Population
202,694
8,804,190
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.19 MXN (100 MXN = 5.5 USD). 1 EUR = 20.4 MXN (100 MXN = 4.9 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Cabo San Lucas, Baja California Sur New York, NY 3,870 km ≈ 5 h nonstop flight
From you
  • Cabo San Lucas, Baja California Sur
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cabo San Lucas, Baja California Sur vs New York, NY: Cost of Living - Frequently Asked Questions
Is New York, NY cheaper than Cabo San Lucas, Baja California Sur?
Yes – New York, NY is pricier by about 210%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,491 per month in Cabo San Lucas, Baja California Sur and $7,714 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cabo San Lucas, Baja California Sur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 162% less in Cabo San Lucas, Baja California Sur. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $231 per month in Cabo San Lucas, Baja California Sur and $3,425 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for living in Cabo San Lucas, Baja California Sur or in New York, NY?
A $2,500 monthly budget goes further in Cabo San Lucas, Baja California Sur, where all-in costs run around $1,661, than in New York, NY at $5,142. In Cabo San Lucas, Baja California Sur it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Is Cabo San Lucas, Baja California Sur or New York, NY more family-friendly?
Families tend to lean toward Cabo San Lucas, Baja California Sur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Cabo San Lucas, Baja California Sur. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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