Last update: Oct 2026

Cost of Living Comparison Between Bremerton, WA and Panama City

For one person, living is cheaper in Panama City: $1,857 a month against $2,874 in Bremerton, WA, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

Bremerton, WA
🇺🇸 United States
$2,874
/mo nomad
Panama City
🇵🇦 Panama
$1,857
/mo nomad
Monthly Cost of Living

How much you'll spend in Bremerton, WA and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bremerton, WA and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,874 in Bremerton, WA versus $1,857 in Panama City.

  • Bremerton, WA $2,874
  • Panama City $1,857

Estimated couple costs with rent: $4,037 in Bremerton, WA versus $2,815 in Panama City.

  • Bremerton, WA $4,037
  • Panama City $2,815

Monthly costs for a family of three with rent: $5,200 in Bremerton, WA versus $3,773 in Panama City.

  • Bremerton, WA $5,200
  • Panama City $3,773

Living in Bremerton, WA is roughly 55% more expensive than in Panama City, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Bremerton, WA 112% above, Panama City 37% above.

Currency
🍽 Eating Out
Bremerton, WA
Panama City
Difference
Meal at Budget Restaurant
$20.37 $20.37
$11.68 PAB 11.68
74.40%
Three-Course Dinner for Two, Mid-Range
$64.5 $64.5
$47.76 PAB 47.76
35.07%
Fast Food Meal (McDonalds, etc)
$11.16 $11.16
$8.12 PAB 8.12
37.44%
Cappuccino
$4.75 $4.75
$4.23 PAB 4.23
12.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.91 $2.91
$1.92 PAB 1.92
51.56%
Water (0.33 liter bottle)
$2.03 $2.03
$1.58 PAB 1.58
28.48%
Local Beer (0.5 liter draught)
$6.52 $6.52
$3.31 PAB 3.31
96.98%
Imported Beer (0.33 liter bottle)
$7.96 $7.96
$3.98 PAB 3.98
100.00%
🛒 Groceries & Markets
Bremerton, WA
Panama City
Difference
Milk (1 liter)
$1.24 $1.24
$1.92 PAB 1.92
-35.42%
White Bread (500g)
$3.55 $3.55
$2.63 PAB 2.63
34.98%
Rice (white) (1kg)
$3.33 $3.33
$3.39 PAB 3.39
-1.77%
Eggs
$5.29 $5.29
$2.67 PAB 2.67
98.13%
Local Cheese (1kg)
$9.33 $9.33
$12.21 PAB 12.21
-23.59%
Chicken Fillets (1kg)
$14.01 $14.01
$6.91 PAB 6.91
102.75%
Beef Round Steak (1kg)
$13.08 $13.08
$10.58 PAB 10.58
23.63%
Apples (1kg)
$4.32 $4.32
$4.16 PAB 4.16
3.85%
Banana (1kg)
$1.23 $1.23
$1.97 PAB 1.97
-37.56%
Oranges (1kg)
$4.13 $4.13
$4.06 PAB 4.06
1.72%
Tomato (1kg)
$2.00 $2.00
$4.18 PAB 4.18
-52.15%
Potato (1kg)
$1.57 $1.57
$3.47 PAB 3.47
-54.76%
Onion (1kg)
$1.51 $1.51
$4.26 PAB 4.26
-64.55%
Lettuce (1 head)
$0.87 $0.87
$2.44 PAB 2.44
-64.34%
Water (1.5 liter bottle)
$0.56 $0.56
$1.69 PAB 1.69
-66.86%
Cigarettes 20 Pack (Marlboro, Camel)
$12.06 $12.06
$5.83 PAB 5.83
106.86%
Wine (Bottle)
$17.03 $17.03
$11.43 PAB 11.43
48.99%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$1.38 PAB 1.38
28.26%
Imported Beer (0.33 liter bottle)
$4.28 $4.28
$2.76 PAB 2.76
55.07%
🚌 Getting Around
Bremerton, WA
Panama City
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$0.33 PAB 0.33
496.97%
Public Transport Monthly Pass (Regular Price)
$36.90 $36.90
$20.63 PAB 20.63
78.87%
Taxi Start (Normal Tariff)
$2.02 $2.02
$2.55 PAB 2.55
-20.78%
Taxi (Normal Tariff) (1km)
$1.90 $1.90
$1.78 PAB 1.78
6.74%
Taxi 1hour Waiting (Normal Tariff)
$14.92 $14.92
$22.17 PAB 22.17
-32.70%
Gasoline (1 liter)
$1.26 $1.26
$1.24 PAB 1.24
1.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.7K $27.7K
$24.4K PAB 24.4K
13.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$21.3K PAB 21.3K
26.05%
🧾 Monthly Utilities & Internet
Bremerton, WA
Panama City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$273 $273
$131 PAB 131
107.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$62.0 $62.0
$27.83 PAB 27.83
122.85%
Internet (50+ Mbps, Unlimited Data)
$82.2 $82.2
$49.32 PAB 49.32
66.57%
🎉 Sport & Entertainment
Bremerton, WA
Panama City
Difference
Gym Membership (Monthly)
$65.4 $65.4
$45.69 PAB 45.69
43.12%
Tennis Court (1 Hour on Weekend)
$5.12 $5.12
$34.10 PAB 34.10
-84.99%
Cinema Ticket
$9.38 $9.38
$8.47 PAB 8.47
10.74%
🧸 Childcare & Education
Bremerton, WA
Panama City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,729 $2,729
$553 PAB 553
393.02%
International Primary School, 1 Child (Yearly)
$31.5K $31.5K
$9,719 PAB 9,719
224.40%
👕👟 Clothing & Footwear
Bremerton, WA
Panama City
Difference
Jeans (Levis 501 Or Similar)
$39.94 $39.94
$66.4 PAB 66.4
-39.89%
Summer Dress (H&M, Zara, etc)
$30.52 $30.52
$47.39 PAB 47.39
-35.60%
Sport Shoes (Adidas, Nike)
$92.9 $92.9
$95.7 PAB 95.7
-2.83%
Men's Leather Business Shoes
$75.7 $75.7
$113 PAB 113
-32.82%
🏠 Accommodation & Living
Bremerton, WA
Panama City
Difference
1-bedroom Apartment, City Center (Monthly)
$1,631 $1,631
$1,322 PAB 1,322
23.32%
1-bedroom Apartment, Outside City Center (Monthly)
$1,543 $1,543
$874 PAB 874
76.52%
3-bedroom Apartment, City Center (Monthly)
$2,709 $2,709
$2,153 PAB 2,153
25.83%
3-bedroom Apartment, Outside City Center (Monthly)
$2,426 $2,426
$1,580 PAB 1,580
53.50%
Buy Apartment in City Center (m2)
$3,565 $3,565
$3,097 PAB 3,097
15.10%
Buy Apartment Outside City Center (m2)
$3,227 $3,227
$1,698 PAB 1,698
90.05%
💵 Salaries & Financials
Bremerton, WA
Panama City
Difference
Average Monthly Net Salary (After Tax)
$4,910 $4,910
$914 PAB 914
437.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
6.39
2.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bremerton, WA: October 18, 2026

Last update for Panama City: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bremerton, WA
$1.5K
Panama City
$874 43.3% $669
Monthly Utilities & Internet
Bremerton, WA
$417
Panama City
$208 50% $208
Groceries & Markets
Bremerton, WA
$345
Panama City
$327 5.3% $18
Eating Out
Bremerton, WA
$322
Panama City
$207 35.6% $115
Clothing & Footwear
Bremerton, WA
$108
Panama City
$145 34.7% $37
Sport & Entertainment
Bremerton, WA
$84
Panama City
$63 25.6% $22
Getting Around
Bremerton, WA
$56
Panama City
$33 40.6% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,631 in Bremerton, WA and $1,322 in Panama City. Housing cost is often the main lever when comparing two cities.

Bremerton, WA pays 437% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Bremerton, WA vs $48.00 in Panama City for a mid-range dinner for two. Groceries echo the gap at $345 vs $327 per month, with Panama City cheaper across the board.

Good to know
🇺🇸 Bremerton, WA
🇵🇦 Panama City
🕒 Local time
01:12 1:12 AM
03:12 3:12 AM
2 h ahead of Bremerton, WA
🌤 Weather
👥 Population
39,056
1,086,990 Capital
Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Panamanian Balboa exchange rates as of October 22, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

On the map
Between locations
  • Bremerton, WA Panama City 5,890 km ≈ 8 h nonstop flight
From you
  • Bremerton, WA
  • Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bremerton, WA vs Panama City: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bremerton, WA and in Panama City?
Bremerton, WA and Panama City differ by about 55% in total monthly costs ($2,874 vs $1,857 including rent). Panama City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Bremerton, WA or Panama City?
Average pay runs 437% higher in Bremerton, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Bremerton, WA and in Panama City?
Rent for a central apartment: $1,631 in Bremerton, WA versus $1,322 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 6% higher in Bremerton, WA. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Panama City – a meal for two runs $48.00 versus $65.0 in Bremerton, WA. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,500 per month?
At $1,857 in Panama City versus $2,874 in Bremerton, WA, a $2,500 budget is realistic in Panama City but tight or insufficient in Bremerton, WA. The gap between the two cities makes Panama City the clear choice for anyone on this budget.
How does quality of life compare between Bremerton, WA and Panama City?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bremerton, WA or Panama City safer for residents?
Safety-wise, Bremerton, WA and Panama City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bremerton, WA or Panama City?
Expats usually find Panama City gentler on the wallet – expenses run 55% less than in Bremerton, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Bremerton, WA vs other spots: cost of living compared

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