Last update: Oct 2026

Cost of Living Comparison Between Bloomfield, NJ and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,779 in Bloomfield, NJ, rent and utilities included – about $17,200 less a year. Rent and utilities account for most of the difference.

Bloomfield, NJ, United States
Ubud, Bali, Indonesia
Bloomfield, NJ
🇺🇸 United States
$2,779
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Bloomfield, NJ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bloomfield, NJ and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,779 per month in Bloomfield, NJ vs $1,349 in Ubud, Bali, rent included.

  • Bloomfield, NJ $2,779
  • Ubud, Bali $1,349

A couple spends around $2,832 per month in Bloomfield, NJ vs $2,305 in Ubud, Bali, rent included.

  • Bloomfield, NJ $2,832
  • Ubud, Bali $2,305

A family of three spends $2,886 per month in Bloomfield, NJ vs $3,261 in Ubud, Bali, rent included.

  • Bloomfield, NJ $2,886
  • Ubud, Bali $3,261

Bloomfield, NJ costs about 106% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Bloomfield, NJ
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.65 $19.65
$3.32 Rp 60.2K
491.87%
Three-Course Dinner for Two, Mid-Range
$80.4 $80.4
$35.64 Rp 645.8K
125.70%
Fast Food Meal (McDonalds, etc)
$11.83 $11.83
$5.53 Rp 100.3K
113.92%
Cappuccino
$5.51 $5.51
$2.72 Rp 49.3K
102.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 $2.57
$1.70 Rp 30.8K
51.18%
Water (0.33 liter bottle)
$1.54 $1.54
$0.76 Rp 13.8K
102.63%
Local Beer (0.5 liter draught)
$8.17 $8.17
$2.65 Rp 48.1K
208.30%
Imported Beer (0.33 liter bottle)
$6.93 $6.93
$4.38 Rp 79.4K
58.22%
🛒 Groceries & Markets
Bloomfield, NJ
Ubud, Bali
Difference
Milk (1 liter)
$1.28 $1.28
$1.49 Rp 27.0K
-14.09%
White Bread (500g)
$4.36 $4.36
$2.28 Rp 41.2K
91.23%
Rice (white) (1kg)
$5.98 $5.98
$1.19 Rp 21.6K
402.52%
Eggs
$6.22 $6.22
$2.04 Rp 36.9K
204.90%
Local Cheese (1kg)
$13.80 $13.80
$17.70 Rp 320.8K
-22.03%
Chicken Fillets (1kg)
$10.38 $10.38
$3.96 Rp 71.8K
162.12%
Beef Round Steak (1kg)
$19.85 $19.85
$12.19 Rp 220.9K
62.84%
Apples (1kg)
$6.06 $6.06
$3.66 Rp 66.2K
65.57%
Banana (1kg)
$3.47 $3.47
$1.52 Rp 27.5K
128.29%
Oranges (1kg)
$4.33 $4.33
$2.23 Rp 40.4K
94.17%
Tomato (1kg)
$5.82 $5.82
$1.97 Rp 35.7K
195.43%
Potato (1kg)
$4.14 $4.14
$1.85 Rp 33.5K
123.78%
Onion (1kg)
$4.28 $4.28
$2.42 Rp 43.9K
76.86%
Lettuce (1 head)
$2.55 $2.55
$0.99 Rp 17.9K
157.58%
Water (1.5 liter bottle)
$2.57 $2.57
$0.51 Rp 9,303
403.92%
Cigarettes 20 Pack (Marlboro, Camel)
$15.12 $15.12
$2.22 Rp 40.3K
581.08%
Wine (Bottle)
$14.78 $14.78
$22.24 Rp 403.0K
-33.54%
Local Beer (0.5 liter bottle)
$1.86 $1.86
$2.26 Rp 41.0K
-17.70%
Imported Beer (0.33 liter bottle)
$3.35 $3.35
$2.97 Rp 53.8K
12.79%
🚌 Getting Around
Bloomfield, NJ
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,548
-
Public Transport Monthly Pass (Regular Price)
-
$7.82 Rp 141.8K
-
Taxi Start (Normal Tariff)
$3.05 $3.05
$0.44 Rp 7,964
593.18%
Taxi (Normal Tariff) (1km)
$2.11 $2.11
$0.43 Rp 7,793
390.70%
Taxi 1hour Waiting (Normal Tariff)
$41.64 $41.64
$5.41 Rp 98.0K
669.69%
Gasoline (1 liter)
$1.11 $1.11
$0.82 Rp 14.9K
35.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K $27.6K
$23.8K Rp 432.0M
15.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$31.7K Rp 575.3M
-19.01%
🧾 Monthly Utilities & Internet
Bloomfield, NJ
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 $171
$79.1 Rp 1.4M
115.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.2 $51.2
$6.45 Rp 116.8K
694.11%
Internet (50+ Mbps, Unlimited Data)
$50.5 $50.5
$18.58 Rp 336.7K
172.01%
🎉 Sport & Entertainment
Bloomfield, NJ
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$49.48 Rp 896.7K
-
Tennis Court (1 Hour on Weekend)
-
$17.65 Rp 319.8K
-
Cinema Ticket
$19.63 $19.63
$4.27 Rp 77.4K
359.72%
🧸 Childcare & Education
Bloomfield, NJ
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,015 $2,015
$491 Rp 8.9M
310.67%
International Primary School, 1 Child (Yearly)
$15.9K $15.9K
$5,674 Rp 102.8M
179.58%
👕👟 Clothing & Footwear
Bloomfield, NJ
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$49.87 $49.87
$44.64 Rp 808.9K
11.72%
Summer Dress (H&M, Zara, etc)
$77.7 $77.7
$34.95 Rp 633.4K
122.37%
Sport Shoes (Adidas, Nike)
$85.6 $85.6
$79.9 Rp 1.4M
7.10%
Men's Leather Business Shoes
$104 $104
$79.4 Rp 1.4M
31.31%
🏠 Accommodation & Living
Bloomfield, NJ
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,677 $1,677
$1,125 Rp 20.4M
49.11%
1-bedroom Apartment, Outside City Center (Monthly)
$1,518 $1,518
$671 Rp 12.2M
126.05%
3-bedroom Apartment, City Center (Monthly)
$3,542 $3,542
$3,565 Rp 64.6M
-0.63%
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,723 Rp 31.2M
-
Buy Apartment in City Center (m2)
-
$2,732 Rp 49.5M
-
Buy Apartment Outside City Center (m2)
-
$2,284 Rp 41.4M
-
💵 Salaries & Financials
Bloomfield, NJ
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$5,048 $5,048
$164 Rp 3.0M
2981.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
13.78
-51.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bloomfield, NJ: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bloomfield, NJ
$1.5K
Ubud, Bali
$672 55.8% $846
Groceries & Markets
Bloomfield, NJ
$463
Ubud, Bali
$288 37.7% $175
Eating Out
Bloomfield, NJ
$330
Ubud, Bali
$108 67.4% $222
Monthly Utilities & Internet
Bloomfield, NJ
$272
Ubud, Bali
$104 61.8% $168
Clothing & Footwear
Bloomfield, NJ
$143
Ubud, Bali
$108 24.7% $35
Sport & Entertainment
Bloomfield, NJ
$39 *
Ubud, Bali
$58 47.8% $19
Getting Around
Bloomfield, NJ
$14 *
Ubud, Bali
$11 16% $2.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,677 in Bloomfield, NJ versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Bloomfield, NJ are about 31 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80 in Bloomfield, NJ versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $463 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Bloomfield, NJ
🇮🇩 Ubud, Bali
🕒 Local time
03:10 3:10 AM
16:10 4:10 PM
13 h ahead of Bloomfield, NJ
🌤 Weather
👥 Population
53,000
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,221 IDR (100,000 IDR = 4.95 EUR).

On the map
Between locations
  • Bloomfield, NJ Ubud, Bali 16,300 km ≈ 21 h nonstop flight
From you
  • Bloomfield, NJ
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bloomfield, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Bloomfield, NJ?
Yes – Bloomfield, NJ is pricier by about 106%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $4,168 per month in Bloomfield, NJ and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,677 in Bloomfield, NJ.
Is eating out cheaper in Bloomfield, NJ or in Ubud, Bali?
A mid-range dinner for two costs $80 in Bloomfield, NJ and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Bloomfield, NJ and in Ubud, Bali?
Groceries cost about 61% more in Bloomfield, NJ, though the gap depends on what you buy.
Is $1,000 enough to cover costs in Bloomfield, NJ or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $2,779 in Bloomfield, NJ and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Is Bloomfield, NJ or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Bloomfield, NJ makes more sense. Both are solid long-term options with distinct trade-offs.

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