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Cost of Living Comparison Between Biel and Lugano Cost of Living Comparison Between Biel and Lugano

🙂 Solo nomad: Biel is 7.4% cheaper than Lugano without rent, and 1.2% cheaper with rent.
😐 Family of 3: Biel is 3% more expensive than Lugano without rent, and 14.6% cheaper with rent.
Currency
🍽 Eating Out
Biel
Lugano
Difference
Meal at Budget Restaurant
$24.15 CHF 19.43
$30.95 CHF 24.91
-21.97%
Three-Course Dinner for Two, Mid-Range
$113 CHF 90.9
$182 CHF 147
-38.00%
Fast Food Meal (McDonalds, etc)
$15.77 CHF 12.7
$18.57 CHF 14.94
-15.08%
Cappuccino
$6.31 CHF 5.08
$4.46 CHF 3.59
41.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.29 CHF 4.26
$4.96 CHF 3.99
6.65%
Water (0.33 liter bottle)
$4.81 CHF 3.87
$4.07 CHF 3.27
18.18%
Local Beer (0.5 liter draught)
$7.5 CHF 6.04
$7.6 CHF 6.11
-1.32%
Imported Beer (0.33 liter bottle)
$6.95 CHF 5.59
$7.24 CHF 5.83
-4.01%
🛒 Groceries & Markets
Biel
Lugano
Difference
Milk (1 liter)
$2.19 CHF 1.77
$2.21 CHF 1.78
-0.90%
White Bread (500g)
$3.82 CHF 3.07
$3.57 CHF 2.88
7.00%
Rice (white) (1kg)
$4.13 CHF 3.32
$4.76 CHF 3.83
-13.24%
Eggs
$7.2 CHF 5.8
$6.93 CHF 5.57
3.90%
Local Cheese (1kg)
$30.75 CHF 24.75
$27.47 CHF 22.11
11.94%
Chicken Fillets (1kg)
$35.43 CHF 28.52
$37.37 CHF 30.08
-5.19%
Beef Round Steak (1kg)
$51.3 CHF 41.31
$46.84 CHF 37.7
9.59%
Apples (1kg)
$3.4 CHF 2.74
$3.22 CHF 2.59
5.59%
Banana (1kg)
$2.3 CHF 1.85
$1.97 CHF 1.58
16.75%
Oranges (1kg)
$3 CHF 2.42
$2.6 CHF 2.09
15.38%
Tomato (1kg)
$4.27 CHF 3.44
$7.28 CHF 5.86
-41.35%
Potato (1kg)
$2.38 CHF 1.92
$2.17 CHF 1.74
9.68%
Onion (1kg)
$2.52 CHF 2.03
$2.33 CHF 1.87
8.15%
Lettuce (1 head)
$2.62 CHF 2.11
$2.58 CHF 2.08
1.55%
Water (1.5 liter bottle)
$0.88 CHF 0.71
$1.24 CHF 1
-29.03%
Cigarettes 20 Pack (Marlboro, Camel)
$11.03 CHF 8.88
$10.97 CHF 8.83
0.55%
Wine (Bottle)
$12.33 CHF 9.92
$10.65 CHF 8.57
15.77%
Local Beer (0.5 liter bottle)
$2.31 CHF 1.86
$2.64 CHF 2.12
-12.50%
Imported Beer (0.33 liter bottle)
$3.42 CHF 2.75
$4.06 CHF 3.27
-15.76%
🚌 Getting Around
Biel
Lugano
Difference
One-way Ticket (Public Transport)
$4.34 CHF 3.49
$3.17 CHF 2.55
36.91%
Public Transport Monthly Pass (Regular Price)
$109 CHF 87.7
$89.4 CHF 72
21.79%
Taxi Start (Normal Tariff)
$12.49 CHF 10.05
$6.63 CHF 5.33
88.39%
Taxi (Normal Tariff) (1km)
$4.19 CHF 3.37
$4.47 CHF 3.6
-6.26%
Taxi 1hour Waiting (Normal Tariff)
$84.5 CHF 68
$62.5 CHF 50.3
35.07%
Gasoline (1 liter)
$2.2 CHF 1.77
$2.24 CHF 1.81
-1.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K CHF 24.3K
$40.4K CHF 32.5K
-25.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8K CHF 23.2K
$37.3K CHF 30K
-22.72%
🧾 Monthly Utilities & Internet
Biel
Lugano
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$251 CHF 202
$204 CHF 165
22.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.02 CHF 28.99
$74 CHF 59.6
-51.32%
Internet (50+ Mbps, Unlimited Data)
$56.3 CHF 45.28
$54.1 CHF 43.52
4.05%
🎉 Sport & Entertainment
Biel
Lugano
Difference
Gym Membership (Monthly)
$115 CHF 92.2
$110 CHF 88.7
3.96%
Tennis Court (1 Hour on Weekend)
$73 CHF 58.7
$61 CHF 49.09
19.63%
Cinema Ticket
$21.92 CHF 17.64
$18.58 CHF 14.95
17.98%
🧸 Childcare & Education
Biel
Lugano
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,942 CHF 2,367
$1,226 CHF 987
139.96%
International Primary School, 1 Child (Yearly)
$42.7K CHF 34.3K
$35.4K CHF 28.5K
20.63%
👕👟 Clothing & Footwear
Biel
Lugano
Difference
Jeans (Levis 501 Or Similar)
$140 CHF 113
$123 CHF 98.9
13.95%
Summer Dress (H&M, Zara, etc)
$47.11 CHF 37.91
$46.98 CHF 37.81
0.28%
Sport Shoes (Adidas, Nike)
$131 CHF 106
$131 CHF 105
0.28%
Men's Leather Business Shoes
$163 CHF 131
$154 CHF 124
6.01%
🏠 Accommodation & Living
Biel
Lugano
Difference
1-bedroom Apartment, City Center (Monthly)
$1,286 CHF 1,035
$1,686 CHF 1,357
-23.74%
1-bedroom Apartment, Outside City Center (Monthly)
$1,161 CHF 934
$1,242 CHF 1,000
-6.58%
3-bedroom Apartment, City Center (Monthly)
$2,345 CHF 1,887
$2,856 CHF 2,298
-17.90%
3-bedroom Apartment, Outside City Center (Monthly)
$1,884 CHF 1,516
$2,647 CHF 2,130
-28.81%
Buy Apartment in City Center (m2)
$13K CHF 10.4K
$20.4K CHF 16.4K
-36.53%
Buy Apartment Outside City Center (m2)
$10.5K CHF 8,488
$14.3K CHF 11.5K
-26.16%
💵 Salaries & Financials
Biel
Lugano
Difference
Average Monthly Net Salary (After Tax)
$7,655 CHF 6,161
$6,501 CHF 5,232
17.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.88
2.5
-24.80%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biel: December 1, 2025

Last update for Lugano: November 30, 2025

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