😐A single person spends $2,862 per month in Biel vs $906 in Chiang Mai, rent included.
😐A couple spends around $4,510 per month in Biel vs $1,385 in Chiang Mai, rent included.
😐A family of three spends $6,157 per month in Biel vs $1,864 in Chiang Mai, rent included.
😐Biel costs about 216% more than Chiang Mai, driven mainly by Eating Out.
📊Biel sits 114% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Biel
Chiang Mai
Difference
Meal at Budget Restaurant
$29.59CHF 24.61
$2.13฿71.7
1289.20%
Three-Course Dinner for Two, Mid-Range
$107CHF 88.6
$19.40฿652
449.12%
Fast Food Meal(McDonalds, etc)
$18.30CHF 15.22
$5.47฿184
234.55%
Cappuccino
$6.17CHF 5.13
$1.68฿56.7
267.26%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.01CHF 4.16
$0.66฿22.19
659.09%
Water(0.33 liter bottle)
$4.12CHF 3.43
$0.34฿11.56
1111.76%
Local Beer(0.5 liter draught)
$7.76CHF 6.46
$2.42฿81.3
220.66%
Imported Beer(0.33 liter bottle)
$4.89CHF 4.07
$3.73฿126
31.10%
🛒 Groceries & Markets
Biel
Chiang Mai
Difference
Milk(1 liter)
$2.15CHF 1.79
$2.06฿69.2
4.37%
White Bread(500g)
$3.99CHF 3.31
$1.46฿48.98
173.29%
Rice(white)(1kg)
$3.29CHF 2.74
$1.35฿45.27
143.70%
Eggs
$7.08CHF 5.89
$2.27฿76.3
211.89%
Local Cheese(1kg)
$22.61CHF 18.80
$16.31฿548
38.63%
Chicken Fillets(1kg)
$27.65CHF 22.99
$2.70฿90.7
924.07%
Beef Round Steak(1kg)
$38.52CHF 32.03
$9.20฿309
318.70%
Apples(1kg)
$3.11CHF 2.58
$2.39฿80.5
30.13%
Banana(1kg)
$2.03CHF 1.69
$1.04฿34.80
95.19%
Oranges(1kg)
$2.49CHF 2.07
$1.60฿53.9
55.63%
Tomato(1kg)
$3.21CHF 2.67
$1.44฿48.57
122.92%
Potato(1kg)
$1.41CHF 1.18
$1.30฿43.77
8.46%
Onion(1kg)
$1.76CHF 1.46
$1.11฿37.45
58.56%
Lettuce(1 head)
$1.99CHF 1.66
$0.70฿23.65
184.29%
Water(1.5 liter bottle)
$1.06CHF 0.88
$0.51฿17.06
107.84%
Cigarettes 20 Pack(Marlboro, Camel)
$10.63CHF 8.84
$4.13฿139
157.38%
Wine(Bottle)
$14.81CHF 12.32
$17.78฿598
-16.70%
Local Beer(0.5 liter bottle)
$0.92CHF 0.76
$1.63฿54.9
-43.56%
Imported Beer(0.33 liter bottle)
$1.79CHF 1.48
$2.87฿96.4
-37.63%
🚌 Getting Around
Biel
Chiang Mai
Difference
One-way Ticket(Public Transport)
$4.77CHF 3.97
$0.86฿28.88
454.65%
Public Transport Monthly Pass(Regular Price)
$94.5CHF 78.6
$53.2฿1,787
77.80%
Taxi Start(Normal Tariff)
$7.86CHF 6.54
$1.22฿40.99
544.26%
Taxi(Normal Tariff)(1km)
$4.64CHF 3.86
$0.56฿18.89
728.57%
Taxi 1hour Waiting(Normal Tariff)
$84.3CHF 70.1
$2.31฿77.8
3548.92%
Gasoline(1 liter)
$2.21CHF 1.83
$1.50฿50.4
47.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.9KCHF 34.8K
$20.9K฿701.2K
100.92%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.0KCHF 28.3K
$26.7K฿898.8K
27.33%
🧾 Monthly Utilities & Internet
Biel
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$137CHF 114
$61.3฿2,059
123.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.28CHF 29.34
$12.50฿420
182.24%
Internet(50+ Mbps, Unlimited Data)
$52.0CHF 43.21
$20.36฿685
155.21%
🎉 Sport & Entertainment
Biel
Chiang Mai
Difference
Gym Membership(Monthly)
$74.8CHF 62.2
$37.94฿1,275
97.15%
Tennis Court(1 Hour on Weekend)
-
$3.77฿127
-
Cinema Ticket
$22.05CHF 18.34
$6.60฿222
234.09%
🧸 Childcare & Education
Biel
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,615CHF 2,174
$774฿26.0K
237.80%
International Primary School, 1 Child(Yearly)
$37.3KCHF 31.0K
$14.4K฿485.3K
158.32%
👕👟 Clothing & Footwear
Biel
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$106CHF 88.2
$54.8฿1,842
93.50%
Summer Dress(H&M, Zara, etc)
$40.05CHF 33.30
$25.26฿849
58.55%
Sport Shoes(Adidas, Nike)
$137CHF 114
$90.6฿3,045
51.09%
Men's Leather Business Shoes
$213CHF 177
$73.3฿2,463
191.32%
🏠 Accommodation & Living
Biel
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$1,239CHF 1,030
$459฿15.4K
169.96%
1-bedroom Apartment, Outside City Center(Monthly)
$1,126CHF 936
$294฿9,877
283.20%
3-bedroom Apartment, City Center(Monthly)
$2,251CHF 1,872
$919฿30.9K
144.92%
3-bedroom Apartment, Outside City Center(Monthly)
$2,007CHF 1,669
$552฿18.6K
263.71%
Buy Apartment in City Center(m2)
$9,747CHF 8,106
$1,917฿64.5K
408.36%
Buy Apartment Outside City Center(m2)
$7,907CHF 6,575
$1,445฿48.6K
447.33%
💵 Salaries & Financials
Biel
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$5,538CHF 4,605
$592฿19.9K
834.87%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.68
5.57
-69.84%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Biel: October 4, 2026
Last update for Chiang Mai: October 5, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,239 in Biel versus $459 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 835% higher in Biel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $107 in Biel versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $544 vs $236 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Biel vs Chiang Mai: Cost of Living - Frequently Asked Questions
Is Chiang Mai cheaper than Biel?
Yes – Biel is pricier by about 216%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,293 per month in Biel and $1,359 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 78% less in Chiang Mai. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,615 per month in Biel and $774 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Biel or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $906, than in Biel at $2,862. In Chiang Mai it covers expenses comfortably, while in Biel it requires careful planning or may not stretch far enough.
Is Biel or Chiang Mai more family-friendly?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Biel or Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biel makes more sense. Both are solid long-term options with distinct trade-offs.