Last update: Oct 2026

Cost of Living Comparison Between Biel and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,826 in Biel, rent and utilities included – about $22,900 less a year. Other living expenses account for most of the difference.

137

Cost of Living Index in Biel
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Biel Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Biel

🇨🇭 Switzerland

$2,826

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Biel and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biel and in Cebu actually costs, broken down by who's living it.

A single person spends $2,826 per month in Biel vs $918 in Cebu, rent included.

Biel $2,826
Cebu $918

A couple spends around $4,452 per month in Biel vs $1,409 in Cebu, rent included.

Biel $4,452
Cebu $1,409

A family of three spends $6,078 per month in Biel vs $1,900 in Cebu, rent included.

Biel $6,078
Cebu $1,900

Biel costs about 208% more than Cebu, and outside of rent the biggest gap is in eating out.

Biel sits 109% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$30.08 CHF 24.77

$3.09 ₱194

873.46%

Three-Course Dinner for Two, Mid-Range

$108 CHF 88.9

$24.22 ₱1,525

345.83%

Fast Food Meal (McDonalds, etc)

$18.28 CHF 15.06

$3.92 ₱247

366.33%

Cappuccino

$6.07 CHF 5.00

$2.51 ₱158

141.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.17 CHF 4.26

$1.59 ₱100

225.16%

Water (0.33 liter bottle)

$4.13 CHF 3.40

$0.53 ₱33.43

679.25%

Local Beer (0.5 liter draught)

$7.77 CHF 6.40

$1.78 ₱112

336.52%

Imported Beer (0.33 liter bottle)

$4.91 CHF 4.04

$2.17 ₱137

126.27%

Milk (1 liter)

$2.09 CHF 1.72

$1.92 ₱121

8.85%

White Bread (500g)

$3.78 CHF 3.11

$1.36 ₱85.4

177.94%

Rice (white) (1kg)

$3.30 CHF 2.72

$1.01 ₱63.5

226.73%

Eggs

$7.19 CHF 5.92

$2.03 ₱128

254.19%

Local Cheese (1kg)

$21.93 CHF 18.06

$9.86 ₱621

122.41%

Chicken Fillets (1kg)

$27.12 CHF 22.34

$4.39 ₱277

517.77%

Beef Round Steak (1kg)

$38.83 CHF 31.98

$7.60 ₱479

410.92%

Apples (1kg)

$3.06 CHF 2.52

$3.30 ₱208

-7.27%

Banana (1kg)

$2.04 CHF 1.68

$1.39 ₱87.8

46.76%

Oranges (1kg)

$2.46 CHF 2.02

$2.33 ₱147

5.58%

Tomato (1kg)

$3.10 CHF 2.55

$1.50 ₱94.3

106.67%

Potato (1kg)

$1.47 CHF 1.21

$2.36 ₱149

-37.71%

Onion (1kg)

$1.81 CHF 1.49

$1.90 ₱119

-4.74%

Lettuce (1 head)

$2.04 CHF 1.68

$1.19 ₱74.9

71.43%

Water (1.5 liter bottle)

$1.05 CHF 0.87

$0.63 ₱39.71

66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$10.99 CHF 9.05

$3.00 ₱189

266.33%

Wine (Bottle)

$14.90 CHF 12.28

$6.03 ₱379

147.10%

Local Beer (0.5 liter bottle)

$0.92 CHF 0.76

$1.23 ₱77.7

-25.20%

Imported Beer (0.33 liter bottle)

$1.77 CHF 1.46

$1.75 ₱110

1.14%

One-way Ticket (Public Transport)

$4.91 CHF 4.04

$0.25 ₱15.86

1864.00%

Public Transport Monthly Pass (Regular Price)

$93.3 CHF 76.9

$12.64 ₱796

638.13%

Taxi Start (Normal Tariff)

$7.84 CHF 6.46

$0.77 ₱48.62

918.18%

Taxi (Normal Tariff) (1km)

$4.53 CHF 3.73

$0.23 ₱14.53

1869.57%

Taxi 1hour Waiting (Normal Tariff)

$83.0 CHF 68.4

$4.46 ₱281

1761.88%

Gasoline (1 liter)

$2.22 CHF 1.83

$1.31 ₱82.8

69.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.7K CHF 34.4K

$21.2K ₱1.3M

96.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.8K CHF 28.7K

$19.1K ₱1.2M

81.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 CHF 113

$120 ₱7,569

14.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.74 CHF 29.43

$14.00 ₱882

155.29%

Internet (50+ Mbps, Unlimited Data)

$50.2 CHF 41.30

$27.54 ₱1,734

82.10%

Gym Membership (Monthly)

$77.2 CHF 63.6

$32.33 ₱2,035

138.76%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$21.92 CHF 18.05

$5.65 ₱356

287.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,620 CHF 2,158

$275 ₱17.3K

851.69%

International Primary School, 1 Child (Yearly)

$37.2K CHF 30.6K

$7,918 ₱498.5K

369.44%

Jeans (Levis 501 Or Similar)

$108 CHF 89.2

$49.33 ₱3,106

119.66%

Summer Dress (H&M, Zara, etc)

$40.74 CHF 33.56

$25.24 ₱1,589

61.41%

Sport Shoes (Adidas, Nike)

$136 CHF 112

$77.0 ₱4,846

76.56%

Men's Leather Business Shoes

$219 CHF 180

$57.2 ₱3,601

282.64%

1-bedroom Apartment, City Center (Monthly)

$1,240 CHF 1,022

$500 ₱31.5K

148.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,120 CHF 922

$309 ₱19.4K

262.53%

3-bedroom Apartment, City Center (Monthly)

$2,275 CHF 1,874

$1,078 ₱67.9K

111.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,035 CHF 1,676

$615 ₱38.7K

230.70%

Buy Apartment in City Center (m2)

$9,683 CHF 7,975

$2,886 ₱181.7K

235.50%

Buy Apartment Outside City Center (m2)

$7,818 CHF 6,439

$1,917 ₱120.7K

307.92%

Average Monthly Net Salary (After Tax)

$5,516 CHF 4,543

$346 ₱21.8K

1494.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.68

7.2

-76.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biel: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Biel

$1.1K 39.6%

Cebu

$309 33.6% 72.4% $811

Groceries & Markets

Biel

$538 19%

Cebu

$206 22.4% 61.7% $332

Eating Out

Biel

$454 16.1%

Cebu

$88 9.6% 80.6% $366

Clothing & Footwear

Biel

$227 8%

Cebu

$94 10.2% 58.6% $133

Monthly Utilities & Internet

Biel

$223 7.9%

Cebu

$162 17.6% 27.6% $62

Getting Around

Biel

$143 5.1%

Cebu

$16 1.7% 89.1% $128

Sport & Entertainment

Biel

$121 4.3%

Cebu

$44 4.8% 64% $77

Cost Breakdown

A central one-bedroom costs $1,240 in Biel versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1494% higher in Biel, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $108 in Biel versus $24.00 in Cebu. Monthly groceries follow the same trend: $538 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇨🇭 Biel

🇵🇭 Cebu

🕒 Local time

06:22 6:22 AM

12:22 12:22 PM

6 h ahead of Biel

🌤 Weather

👥 Population

56,378

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Between locations

Biel Cebu 11,090 km ≈ 14 h nonstop flight

From you

Biel
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biel vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Biel is pricier by about 208%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,240 per month in Biel and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 638% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,620 per month in Biel and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Biel at $2,826. In Cebu it covers expenses comfortably, while in Biel it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Biel makes more sense. Both are solid long-term options with distinct trade-offs.