Last update: Oct 2026

Cost of Living Comparison Between Berlin and Gummersbach

For one person, living is cheaper in Gummersbach: $1,830 a month against $2,553 in Berlin, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Berlin
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Berlin Living Index
88

Cost of Living Index in Gummersbach
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Gummersbach Living Index

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Berlin

🇩🇪 Germany

$2,553

/mo nomad

Gummersbach

🇩🇪 Germany

$1,830

/mo nomad

Monthly Cost of Living

How much you'll spend in Berlin and in Gummersbach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Berlin and in Gummersbach actually costs, broken down by who's living it.

A single person spends $2,553 per month in Berlin vs $1,830 in Gummersbach, rent included.

Berlin $2,553
Gummersbach $1,830

A couple spends around $3,856 per month in Berlin vs $2,755 in Gummersbach, rent included.

Berlin $3,856
Gummersbach $2,755

A family of three spends $5,159 per month in Berlin vs $3,680 in Gummersbach, rent included.

Berlin $5,159
Gummersbach $3,680

Berlin costs about 39% more than Gummersbach, and outside of rent the biggest gap is in clothing.

Both Berlin and Gummersbach sit above the global median – Berlin by 88%, Gummersbach by 35%.

Meal at Budget Restaurant

$16.97 €15.09

$16.81 €14.95

0.95%

Three-Course Dinner for Two, Mid-Range

$77.5 €68.9

$66.1 €58.8

17.15%

Fast Food Meal (McDonalds, etc)

$13.47 €11.98

$9.68 €8.61

39.15%

Cappuccino

$4.35 €3.87

$3.87 €3.44

12.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.53 €3.14

$2.41 €2.15

46.47%

Water (0.33 liter bottle)

$3.16 €2.81

$1.62 €1.44

95.06%

Local Beer (0.5 liter draught)

$5.60 €4.98

$2.56 €2.28

118.75%

Imported Beer (0.33 liter bottle)

$4.44 €3.95

$3.15 €2.81

40.95%

Milk (1 liter)

$1.23 €1.09

$1.21 €1.07

1.65%

White Bread (500g)

$2.44 €2.17

$1.93 €1.72

26.42%

Rice (white) (1kg)

$3.41 €3.04

$3.80 €3.38

-10.26%

Eggs

$4.55 €4.05

$2.96 €2.63

53.72%

Local Cheese (1kg)

$17.23 €15.33

$12.58 €11.19

36.96%

Chicken Fillets (1kg)

$12.24 €10.89

$11.59 €10.31

5.61%

Beef Round Steak (1kg)

$17.98 €15.99

$23.19 €20.63

-22.47%

Apples (1kg)

$3.52 €3.13

$2.28 €2.03

54.39%

Banana (1kg)

$2.03 €1.81

$2.09 €1.86

-2.87%

Oranges (1kg)

$3.27 €2.91

$2.14 €1.90

52.80%

Tomato (1kg)

$3.72 €3.31

$4.06 €3.61

-8.37%

Potato (1kg)

$2.05 €1.82

$1.29 €1.15

58.91%

Onion (1kg)

$2.19 €1.95

$1.54 €1.37

42.21%

Lettuce (1 head)

$1.42 €1.26

$0.68 €0.61

108.82%

Water (1.5 liter bottle)

$0.98 €0.87

$0.51 €0.46

92.16%

Cigarettes 20 Pack (Marlboro, Camel)

$10.37 €9.22

$9.56 €8.50

8.47%

Wine (Bottle)

$6.78 €6.03

$6.61 €5.88

2.57%

Local Beer (0.5 liter bottle)

$1.32 €1.17

$1.04 €0.92

26.92%

Imported Beer (0.33 liter bottle)

$2.09 €1.86

$1.69 €1.50

23.67%

One-way Ticket (Public Transport)

$4.52 €4.02

$3.43 €3.05

31.78%

Public Transport Monthly Pass (Regular Price)

$69.8 €62.1

$61.6 €54.8

13.34%

Taxi Start (Normal Tariff)

$5.19 €4.62

$8.76 €7.79

-40.75%

Taxi (Normal Tariff) (1km)

$3.23 €2.87

$3.29 €2.92

-1.82%

Taxi 1hour Waiting (Normal Tariff)

$37.61 €33.46

$48.96 €43.55

-23.18%

Gasoline (1 liter)

$2.33 €2.07

$2.02 €1.80

15.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K €29.5K

$32.4K €28.9K

2.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €34.8K

$37.1K €33.0K

5.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$384 €342

$264 €235

45.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.27 €17.14

$30.42 €27.06

-36.65%

Internet (50+ Mbps, Unlimited Data)

$49.17 €43.74

$50.2 €44.65

-2.05%

Gym Membership (Monthly)

$39.54 €35.17

$38.84 €34.55

1.80%

Tennis Court (1 Hour on Weekend)

$34.56 €30.74

$25.73 €22.88

34.32%

Cinema Ticket

$14.37 €12.78

$6.87 €6.11

109.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$146 €130

$370 €330

-60.60%

International Primary School, 1 Child (Yearly)

$16.1K €14.4K

$17.0K €15.1K

-4.92%

Jeans (Levis 501 Or Similar)

$95.1 €84.6

$66.4 €59.0

43.26%

Summer Dress (H&M, Zara, etc)

$47.83 €42.54

$18.99 €16.89

151.87%

Sport Shoes (Adidas, Nike)

$104 €92.6

$87.5 €77.8

19.04%

Men's Leather Business Shoes

$143 €127

$70.4 €62.6

103.22%

1-bedroom Apartment, City Center (Monthly)

$1,398 €1,244

$530 €472

163.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,106 €984

$664 €590

66.66%

3-bedroom Apartment, City Center (Monthly)

$2,727 €2,426

$755 €672

261.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,104 €1,871

$1,142 €1,015

84.28%

Buy Apartment in City Center (m2)

$8,578 €7,630

$2,207 €1,963

288.66%

Buy Apartment Outside City Center (m2)

$5,545 €4,932

$1,942 €1,727

185.57%

Average Monthly Net Salary (After Tax)

$3,451 €3,070

$2,118 €1,884

62.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

3.95

-3.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Berlin: October 17, 2026

Last update for Gummersbach: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Berlin

$1.1K 43.3%

Gummersbach

$664 36.3% 40% $442

Monthly Utilities & Internet

Berlin

$453 17.7%

Gummersbach

$345 18.8% 23.9% $108

Groceries & Markets

Berlin

$349 13.7%

Gummersbach

$314 17.2% 10% $35

Eating Out

Berlin

$292 11.4%

Gummersbach

$245 13.4% 16% $47

Clothing & Footwear

Berlin

$176 6.9%

Gummersbach

$109 6% 37.7% $66

Getting Around

Berlin

$109 4.3%

Gummersbach

$100 5.5% 8% $8.7

Sport & Entertainment

Berlin

$68 2.7%

Gummersbach

$53 2.9% 23% $16

Cost Breakdown

A central one-bedroom costs $1,398 in Berlin versus $530 in Gummersbach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 63% higher in Berlin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Berlin versus $66.0 in Gummersbach. Monthly groceries follow the same trend: $349 vs $314 – making Gummersbach the more affordable choice for daily food spending.

Good to know

🇩🇪 Berlin

🇩🇪 Gummersbach

🕒 Local time

16:48 4:48 PM

Same time as Berlin

🌤 Weather

👥 Population

3,769,962 Capital

53,183

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Berlin vs Gummersbach: Cost of Living - Frequently Asked Questions

Yes – Berlin is pricier by about 39%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $3,829 per month in Berlin and $2,745 in Gummersbach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gummersbach, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,553 in Berlin and $1,830 in Gummersbach. That's a gap of about 39%.

Public transport costs about 13% less in Gummersbach. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Gummersbach, where all-in costs run around $1,830, than in Berlin at $2,553. In Gummersbach it covers expenses comfortably, while in Berlin it requires careful planning or may not stretch far enough.

Families tend to lean toward Gummersbach – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gummersbach. If higher salaries, better infrastructure, or specific career opportunities are the priority, Berlin makes more sense. Both are solid long-term options with distinct trade-offs.