Last update: Oct 2026

Cost of Living Comparison Between Bemidji, MN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,544 in Bemidji, MN, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Bemidji, MN
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Bemidji, MN Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bemidji, MN

🇺🇸 United States

$2,544

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Bemidji, MN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bemidji, MN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,544 per month in Bemidji, MN vs $1,353 in Ubud, Bali, rent included.

Bemidji, MN $2,544
Ubud, Bali $1,353

A couple spends around $3,762 per month in Bemidji, MN vs $2,297 in Ubud, Bali, rent included.

Bemidji, MN $3,762
Ubud, Bali $2,297

A family of three spends $4,979 per month in Bemidji, MN vs $3,241 in Ubud, Bali, rent included.

Bemidji, MN $4,979
Ubud, Bali $3,241

Bemidji, MN costs about 88% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Bemidji, MN and Ubud, Bali sit above the global median – Bemidji, MN by 88%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$20.32 $20.32

$3.23 Rp 58.1K

529.10%

Three-Course Dinner for Two, Mid-Range

$74.4 $74.4

$34.88 Rp 627.8K

113.33%

Fast Food Meal (McDonalds, etc)

$11.30 $11.30

$5.70 Rp 102.5K

98.25%

Cappuccino

$5.24 $5.24

$2.62 Rp 47.1K

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$1.72 Rp 31.0K

51.74%

Water (0.33 liter bottle)

$1.96 $1.96

$0.81 Rp 14.6K

141.98%

Local Beer (0.5 liter draught)

$6.05 $6.05

$2.65 Rp 47.7K

128.30%

Imported Beer (0.33 liter bottle)

$7.36 $7.36

$4.37 Rp 78.6K

68.42%

Milk (1 liter)

$1.02 $1.02

$1.57 Rp 28.3K

-35.03%

White Bread (500g)

$3.48 $3.48

$2.19 Rp 39.5K

58.90%

Rice (white) (1kg)

$4.35 $4.35

$1.18 Rp 21.2K

268.64%

Eggs

$3.78 $3.78

$2.16 Rp 38.8K

75.00%

Local Cheese (1kg)

$11.71 $11.71

$17.65 Rp 317.7K

-33.65%

Chicken Fillets (1kg)

$11.70 $11.70

$3.78 Rp 68.0K

209.52%

Beef Round Steak (1kg)

$17.03 $17.03

$11.95 Rp 215.1K

42.51%

Apples (1kg)

$5.53 $5.53

$3.60 Rp 64.8K

53.61%

Banana (1kg)

$1.41 $1.41

$1.59 Rp 28.6K

-11.32%

Oranges (1kg)

$4.76 $4.76

$2.31 Rp 41.6K

106.06%

Tomato (1kg)

$4.94 $4.94

$1.91 Rp 34.3K

158.64%

Potato (1kg)

$2.69 $2.69

$1.78 Rp 32.1K

51.12%

Onion (1kg)

$2.79 $2.79

$2.33 Rp 41.9K

19.74%

Lettuce (1 head)

$2.25 $2.25

$1.00 Rp 18.0K

125.00%

Water (1.5 liter bottle)

$2.16 $2.16

$0.53 Rp 9,509

307.55%

Cigarettes 20 Pack (Marlboro, Camel)

$11.26 $11.26

$2.29 Rp 41.1K

391.70%

Wine (Bottle)

$14.72 $14.72

$22.07 Rp 397.3K

-33.30%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.35 Rp 42.2K

-25.53%

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$2.98 Rp 53.6K

-1.34%

One-way Ticket (Public Transport)

$2.01 $2.01

$0.23 Rp 4,112

773.91%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$2.95 $2.95

$0.47 Rp 8,466

527.66%

Taxi (Normal Tariff) (1km)

$1.85 $1.85

$0.43 Rp 7,737

330.23%

Taxi 1hour Waiting (Normal Tariff)

$29.75 $29.75

$5.47 Rp 98.4K

443.88%

Gasoline (1 liter)

$0.76 $0.76

$0.83 Rp 14.9K

-8.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K $32.1K

$23.9K Rp 429.8M

34.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$32.8K Rp 590.1M

-24.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$80.0 Rp 1.4M

149.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.8 $60.8

$6.56 Rp 118.1K

826.07%

Internet (50+ Mbps, Unlimited Data)

$68.8 $68.8

$18.60 Rp 334.8K

270.00%

Gym Membership (Monthly)

$42.30 $42.30

$54.1 Rp 974.1K

-21.84%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$12.82 $12.82

$4.25 Rp 76.5K

201.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,426 $1,426

$493 Rp 8.9M

189.51%

International Primary School, 1 Child (Yearly)

$22.7K $22.7K

$5,597 Rp 100.7M

306.26%

Jeans (Levis 501 Or Similar)

$47.82 $47.82

$45.58 Rp 820.4K

4.91%

Summer Dress (H&M, Zara, etc)

$39.77 $39.77

$34.96 Rp 629.4K

13.76%

Sport Shoes (Adidas, Nike)

$100 $100

$77.7 Rp 1.4M

29.26%

Men's Leather Business Shoes

$102 $102

$78.5 Rp 1.4M

30.48%

1-bedroom Apartment, City Center (Monthly)

$1,625 $1,625

$1,131 Rp 20.4M

43.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,279 $1,279

$673 Rp 12.1M

90.12%

3-bedroom Apartment, City Center (Monthly)

$2,501 $2,501

$3,613 Rp 65.0M

-30.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,188 $2,188

$1,702 Rp 30.6M

28.58%

Buy Apartment in City Center (m2)

$2,772 $2,772

$2,717 Rp 48.9M

2.01%

Buy Apartment Outside City Center (m2)

$2,391 $2,391

$2,241 Rp 40.3M

6.68%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bemidji, MN: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bemidji, MN

$1.3K 50.3%

Ubud, Bali

$673 49.7% 47.4% $606

Groceries & Markets

Bemidji, MN

$395 15.5%

Ubud, Bali

$287 21.2% 27.2% $108

Monthly Utilities & Internet

Bemidji, MN

$329 12.9%

Ubud, Bali

$105 7.8% 68% $224

Eating Out

Bemidji, MN

$323 12.7%

Ubud, Bali

$106 7.9% 67% $216

Clothing & Footwear

Bemidji, MN

$131 5.1%

Ubud, Bali

$107 7.9% 18.5% $24

Sport & Entertainment

Bemidji, MN

$68 2.7%

Ubud, Bali

$63 4.6% 7.8% $5.3

Getting Around

Bemidji, MN

$20 * 0.8%

Ubud, Bali

$12 0.9% 38.6% $7.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,625 in Bemidji, MN versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Bemidji, MN versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $395 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Bemidji, MN

🇮🇩 Ubud, Bali

🕒 Local time

03:47 3:47 AM

16:47 4:47 PM

13 h ahead of Bemidji, MN

🌤 Weather

👥 Population

13,431

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Bemidji, MN Ubud, Bali 14,830 km ≈ 19 h nonstop flight

From you

Bemidji, MN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bemidji, MN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bemidji, MN costs about 88% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,816 per month in Bemidji, MN and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $74.0 in Bemidji, MN and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in Bemidji, MN, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Bemidji, MN at $2,544. In Ubud, Bali it covers expenses comfortably, while in Bemidji, MN it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,544 in Bemidji, MN. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bemidji, MN makes more sense. Both are solid long-term options with distinct trade-offs.