Last update: Oct 2026

Cost of Living Comparison Between Beloit, WI and Toronto

For one person, living is cheaper in Beloit, WI: $2,424 a month against $2,610 in Toronto, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Beloit, WI
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Beloit, WI Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Beloit, WI

🇺🇸 United States

$2,424

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Beloit, WI and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Beloit, WI and in Toronto actually costs, broken down by who's living it.

A single person spends $2,424 per month in Beloit, WI vs $2,610 in Toronto, rent included.

Beloit, WI $2,424
Toronto $2,610

A couple spends around $3,653 per month in Beloit, WI vs $3,727 in Toronto, rent included.

Beloit, WI $3,653
Toronto $3,727

A family of three spends $4,883 per month in Beloit, WI vs $4,844 in Toronto, rent included.

Beloit, WI $4,883
Toronto $4,844

Beloit, WI is about 7% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Beloit, WI and Toronto sit above the global median – Beloit, WI by 79%, Toronto by 93%.

Meal at Budget Restaurant

$20.46 $20.46

$17.59 CA$24.87

16.32%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$78.8 CA$111

-3.65%

Fast Food Meal (McDonalds, etc)

$9.25 $9.25

$10.73 CA$15.16

-13.79%

Cappuccino

$3.56 $3.56

$4.09 CA$5.78

-12.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 $1.77

$2.10 CA$2.97

-15.71%

Water (0.33 liter bottle)

$1.83 $1.83

$1.72 CA$2.43

6.40%

Local Beer (0.5 liter draught)

$4.48 $4.48

$6.36 CA$8.99

-29.56%

Imported Beer (0.33 liter bottle)

$7.45 $7.45

$7.08 CA$10.01

5.23%

Milk (1 liter)

$0.83 $0.83

$2.54 CA$3.59

-67.32%

White Bread (500g)

$2.81 $2.81

$2.72 CA$3.85

3.31%

Rice (white) (1kg)

$3.38 $3.38

$2.18 CA$3.09

55.05%

Eggs

$4.86 $4.86

$3.63 CA$5.13

33.88%

Local Cheese (1kg)

$6.45 $6.45

$9.46 CA$13.37

-31.82%

Chicken Fillets (1kg)

$14.35 $14.35

$11.54 CA$16.32

24.35%

Beef Round Steak (1kg)

$11.76 $11.76

$14.37 CA$20.32

-18.16%

Apples (1kg)

$5.20 $5.20

$3.70 CA$5.23

40.54%

Banana (1kg)

$0.99 $0.99

$1.19 CA$1.68

-16.81%

Oranges (1kg)

$4.04 $4.04

$3.46 CA$4.90

16.76%

Tomato (1kg)

$4.49 $4.49

$4.22 CA$5.97

6.40%

Potato (1kg)

$2.80 $2.80

$1.79 CA$2.52

56.42%

Onion (1kg)

$2.65 $2.65

$1.65 CA$2.33

60.61%

Lettuce (1 head)

$1.92 $1.92

$2.20 CA$3.11

-12.73%

Water (1.5 liter bottle)

$1.59 $1.59

$1.26 CA$1.78

26.19%

Cigarettes 20 Pack (Marlboro, Camel)

$8.78 $8.78

$13.97 CA$19.75

-37.15%

Wine (Bottle)

$14.90 $14.90

$14.20 CA$20.07

4.93%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$2.25 CA$3.18

17.33%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$2.53 CA$3.58

38.74%

One-way Ticket (Public Transport)

$1.82 $1.82

$2.32 CA$3.28

-21.55%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$3.33 $3.33

$3.06 CA$4.33

8.82%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.22 CA$1.72

11.48%

Taxi 1hour Waiting (Normal Tariff)

$24.33 $24.33

$21.69 CA$30.66

12.17%

Gasoline (1 liter)

$1.06 $1.06

$1.21 CA$1.72

-12.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$26.1K CA$37.0K

36.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$21.1K CA$29.9K

22.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$120 CA$169

58.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.8 $64.8

$32.21 CA$45.54

101.21%

Internet (50+ Mbps, Unlimited Data)

$60.0 $60.0

$48.88 CA$69.1

22.67%

Gym Membership (Monthly)

$40.85 $40.85

$39.34 CA$55.6

3.84%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$12.07 $12.07

$12.58 CA$17.79

-4.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,690 $1,690

$832 CA$1,176

103.15%

International Primary School, 1 Child (Yearly)

$31.5K $31.5K

$23.6K CA$33.4K

33.63%

Jeans (Levis 501 Or Similar)

$67.2 $67.2

$52.3 CA$73.9

28.56%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$39.44 CA$55.8

32.30%

Sport Shoes (Adidas, Nike)

$100 $100

$99.0 CA$140

1.41%

Men's Leather Business Shoes

$141 $141

$122 CA$172

15.61%

1-bedroom Apartment, City Center (Monthly)

$1,488 $1,488

$1,631 CA$2,306

-8.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,222 $1,222

$1,448 CA$2,048

-15.62%

3-bedroom Apartment, City Center (Monthly)

$2,619 $2,619

$2,737 CA$3,869

-4.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,193 $2,193

$2,129 CA$3,010

3.00%

Buy Apartment in City Center (m2)

$2,798 $2,798

$8,206 CA$11.6K

-65.90%

Buy Apartment Outside City Center (m2)

$2,220 $2,220

$6,838 CA$9,666

-67.53%

Average Monthly Net Salary (After Tax)

$2,401 $2,401

$3,520 CA$4,976

-31.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

4.47

52.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Beloit, WI: October 17, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Beloit, WI

$1.2K 50.4%

Toronto

$1.4K 55.5% 18.5% $226

Groceries & Markets

Beloit, WI

$357 14.7%

Toronto

$343 13.1% 3.9% $14

Monthly Utilities & Internet

Beloit, WI

$314 13%

Toronto

$201 7.7% 36.2% $114

Eating Out

Beloit, WI

$286 11.8%

Toronto

$283 10.9% 0.9% $2.7

Clothing & Footwear

Beloit, WI

$162 6.7%

Toronto

$141 5.4% 13.3% $22

Sport & Entertainment

Beloit, WI

$65 2.7%

Toronto

$65 2.5% 0.8% $0.5

Getting Around

Beloit, WI

$17 * 0.7%

Toronto

$130 5% 647% $113

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,488 in Beloit, WI versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Beloit, WI versus $79.0 in Toronto. Groceries tell a different story – $357 in Beloit, WI vs $343 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Beloit, WI

🇨🇦 Toronto

🕒 Local time

17:37 5:37 PM

18:37 6:37 PM

1 h ahead of Beloit, WI

🌤 Weather

👥 Population

36,348

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Beloit, WI Toronto 790 km ≈ 1 h 30 min nonstop flight

From you

Beloit, WI
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Beloit, WI vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,424 in Beloit, WI, $2,610 in Toronto – roughly 8% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,636 per month in Beloit, WI and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Beloit, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Beloit, WI and $79.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 4% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $2,424 in Beloit, WI and $2,610 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Beloit, WI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Beloit, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.