Last update: Oct 2026

Cost of Living Comparison Between Bellevue, WA and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $3,719 in Bellevue, WA, rent and utilities included – about $13,900 less a year. Rent and utilities account for most of the difference.

181

Cost of Living Index in Bellevue, WA
Learn more

Bellevue, WA Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Bellevue, WA

🇺🇸 United States

$3,719

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Bellevue, WA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellevue, WA and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,719 in Bellevue, WA versus $2,561 in Toronto.

Bellevue, WA $3,719
Toronto $2,561

Estimated couple costs with rent: $5,673 in Bellevue, WA versus $3,694 in Toronto.

Bellevue, WA $5,673
Toronto $3,694

Monthly costs for a family of three with rent: $7,628 in Bellevue, WA versus $4,826 in Toronto.

Bellevue, WA $7,628
Toronto $4,826

Living in Bellevue, WA is roughly 45% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bellevue, WA 175% above, Toronto 90% above.

Meal at Budget Restaurant

$25.37 $25.37

$17.18 CA$24.29

47.67%

Three-Course Dinner for Two, Mid-Range

$102 $102

$76.0 CA$107

33.63%

Fast Food Meal (McDonalds, etc)

$13.04 $13.04

$10.54 CA$14.89

23.72%

Cappuccino

$5.82 $5.82

$4.02 CA$5.68

44.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.12 CA$3.00

51.42%

Water (0.33 liter bottle)

$2.62 $2.62

$1.75 CA$2.48

49.71%

Local Beer (0.5 liter draught)

$8.07 $8.07

$6.24 CA$8.83

29.33%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$7.09 CA$10.02

13.96%

Milk (1 liter)

$1.10 $1.10

$2.44 CA$3.45

-54.92%

White Bread (500g)

$4.86 $4.86

$2.68 CA$3.78

81.34%

Rice (white) (1kg)

$6.00 $6.00

$2.24 CA$3.17

167.86%

Eggs

$5.55 $5.55

$3.56 CA$5.03

55.90%

Local Cheese (1kg)

$16.32 $16.32

$9.09 CA$12.85

79.54%

Chicken Fillets (1kg)

$15.78 $15.78

$11.33 CA$16.01

39.28%

Beef Round Steak (1kg)

$23.03 $23.03

$14.53 CA$20.55

58.50%

Apples (1kg)

$5.59 $5.59

$3.62 CA$5.12

54.42%

Banana (1kg)

$1.87 $1.87

$1.21 CA$1.72

54.55%

Oranges (1kg)

$5.29 $5.29

$3.60 CA$5.09

46.94%

Tomato (1kg)

$4.53 $4.53

$4.21 CA$5.96

7.60%

Potato (1kg)

$2.64 $2.64

$1.79 CA$2.53

47.49%

Onion (1kg)

$3.18 $3.18

$1.59 CA$2.25

100.00%

Lettuce (1 head)

$2.03 $2.03

$2.27 CA$3.21

-10.57%

Water (1.5 liter bottle)

$2.49 $2.49

$1.25 CA$1.77

99.20%

Cigarettes 20 Pack (Marlboro, Camel)

$12.17 $12.17

$13.82 CA$19.53

-11.94%

Wine (Bottle)

$18.59 $18.59

$14.27 CA$20.18

30.27%

Local Beer (0.5 liter bottle)

$2.17 $2.17

$2.20 CA$3.10

-1.36%

Imported Beer (0.33 liter bottle)

$4.76 $4.76

$2.43 CA$3.44

95.88%

One-way Ticket (Public Transport)

$2.80 $2.80

$2.39 CA$3.38

17.15%

Public Transport Monthly Pass (Regular Price)

$106 $106

$111 CA$157

-4.03%

Taxi Start (Normal Tariff)

$2.54 $2.54

$2.91 CA$4.12

-12.71%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.20 CA$1.69

37.50%

Taxi 1hour Waiting (Normal Tariff)

$30.32 $30.32

$21.38 CA$30.23

41.81%

Gasoline (1 liter)

$1.44 $1.44

$1.21 CA$1.71

19.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$28.2K CA$39.8K

30.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$20.3K CA$28.6K

27.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$120 CA$170

87.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.0 $54.0

$32.26 CA$45.60

67.27%

Internet (50+ Mbps, Unlimited Data)

$65.8 $65.8

$47.93 CA$67.8

37.26%

Gym Membership (Monthly)

$134 $134

$38.48 CA$54.4

248.21%

Tennis Court (1 Hour on Weekend)

$39.89 $39.89

$22.96 CA$32.46

73.74%

Cinema Ticket

$17.31 $17.31

$12.38 CA$17.50

39.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,980 $1,980

$830 CA$1,173

138.56%

International Primary School, 1 Child (Yearly)

$31.5K $31.5K

$23.1K CA$32.6K

36.60%

Jeans (Levis 501 Or Similar)

$60.8 $60.8

$50.7 CA$71.7

19.92%

Summer Dress (H&M, Zara, etc)

$44.35 $44.35

$40.02 CA$56.6

10.82%

Sport Shoes (Adidas, Nike)

$95.8 $95.8

$98.0 CA$139

-2.23%

Men's Leather Business Shoes

$127 $127

$121 CA$171

5.52%

1-bedroom Apartment, City Center (Monthly)

$2,683 $2,683

$1,592 CA$2,251

68.49%

1-bedroom Apartment, Outside City Center (Monthly)

$2,041 $2,041

$1,410 CA$1,994

44.71%

3-bedroom Apartment, City Center (Monthly)

$5,658 $5,658

$2,670 CA$3,775

111.91%

3-bedroom Apartment, Outside City Center (Monthly)

$3,822 $3,822

$2,152 CA$3,042

77.63%

Buy Apartment in City Center (m2)

$4,604 $4,604

$7,945 CA$11.2K

-42.05%

Buy Apartment Outside City Center (m2)

$4,735 $4,735

$6,542 CA$9,249

-27.62%

Average Monthly Net Salary (After Tax)

$8,805 $8,805

$3,727 CA$5,269

136.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

4.47

48.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellevue, WA: October 13, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bellevue, WA

$2K 54.9%

Toronto

$1.4K 55.1% 30.9% $631

Groceries & Markets

Bellevue, WA

$495 13.3%

Toronto

$340 13.3% 31.4% $156

Eating Out

Bellevue, WA

$392 10.5%

Toronto

$278 10.9% 29% $114

Monthly Utilities & Internet

Bellevue, WA

$346 9.3%

Toronto

$201 7.8% 42% $145

Sport & Entertainment

Bellevue, WA

$169 4.5%

Toronto

$63 2.5% 62.5% $105

Clothing & Footwear

Bellevue, WA

$148 4%

Toronto

$139 5.4% 5.8% $8.5

Getting Around

Bellevue, WA

$128 3.5%

Toronto

$129 5.1% 0.7% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $2,683 in Bellevue, WA and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Bellevue, WA pays 136% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $102 in Bellevue, WA vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $495 vs $340 per month, with Toronto cheaper across the board.

Good to know

🇺🇸 Bellevue, WA

🇨🇦 Toronto

🕒 Local time

13:26 1:26 PM

16:26 4:26 PM

3 h ahead of Bellevue, WA

🌤 Weather

👥 Population

151,854

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Bellevue, WA Toronto 3,320 km ≈ 4 h 45 min nonstop flight

From you

Bellevue, WA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bellevue, WA vs Toronto: Cost of Living - Frequently Asked Questions

Toronto is cheaper overall, especially in groceries, eating out, and leisure. The 45% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 136% higher in Bellevue, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,683 in Bellevue, WA versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $102 in Bellevue, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,719 per month in Bellevue, WA versus $2,561 in Toronto – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Toronto is more practical. Housing and childcare are both notably cheaper than in Bellevue, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bellevue, WA and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 45% less than in Bellevue, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.