Last update: Oct 2026

Cost of Living Comparison Between Bellevue, WA and Panama City

For one person, living is cheaper in Panama City: $1,855 a month against $3,719 in Bellevue, WA, rent and utilities included – about $22,400 less a year. Rent and utilities account for most of the difference.

181

Cost of Living Index in Bellevue, WA
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Bellevue, WA Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Bellevue, WA

🇺🇸 United States

$3,719

/mo nomad

Panama City

🇵🇦 Panama

$1,855

/mo nomad

Monthly Cost of Living

How much you'll spend in Bellevue, WA and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellevue, WA and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,719 in Bellevue, WA versus $1,855 in Panama City.

Bellevue, WA $3,719
Panama City $1,855

Estimated couple costs with rent: $5,673 in Bellevue, WA versus $2,804 in Panama City.

Bellevue, WA $5,673
Panama City $2,804

Monthly costs for a family of three with rent: $7,628 in Bellevue, WA versus $3,753 in Panama City.

Bellevue, WA $7,628
Panama City $3,753

Living in Bellevue, WA is roughly 100% more expensive than in Panama City, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Bellevue, WA 175% above, Panama City 37% above.

Meal at Budget Restaurant

$25.37 $25.37

$11.63 PAB 11.63

118.14%

Three-Course Dinner for Two, Mid-Range

$102 $102

$47.92 PAB 47.92

111.85%

Fast Food Meal (McDonalds, etc)

$13.04 $13.04

$7.96 PAB 7.96

63.82%

Cappuccino

$5.82 $5.82

$4.22 PAB 4.22

37.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.01 PAB 2.01

59.70%

Water (0.33 liter bottle)

$2.62 $2.62

$1.56 PAB 1.56

67.95%

Local Beer (0.5 liter draught)

$8.07 $8.07

$3.39 PAB 3.39

138.05%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$3.94 PAB 3.94

105.08%

Milk (1 liter)

$1.10 $1.10

$1.85 PAB 1.85

-40.54%

White Bread (500g)

$4.86 $4.86

$2.56 PAB 2.56

89.84%

Rice (white) (1kg)

$6.00 $6.00

$3.48 PAB 3.48

72.41%

Eggs

$5.55 $5.55

$2.69 PAB 2.69

106.32%

Local Cheese (1kg)

$16.32 $16.32

$12.57 PAB 12.57

29.83%

Chicken Fillets (1kg)

$15.78 $15.78

$6.83 PAB 6.83

131.04%

Beef Round Steak (1kg)

$23.03 $23.03

$10.58 PAB 10.58

117.67%

Apples (1kg)

$5.59 $5.59

$4.18 PAB 4.18

33.73%

Banana (1kg)

$1.87 $1.87

$1.83 PAB 1.83

2.19%

Oranges (1kg)

$5.29 $5.29

$4.20 PAB 4.20

25.95%

Tomato (1kg)

$4.53 $4.53

$4.03 PAB 4.03

12.41%

Potato (1kg)

$2.64 $2.64

$3.48 PAB 3.48

-24.14%

Onion (1kg)

$3.18 $3.18

$4.22 PAB 4.22

-24.64%

Lettuce (1 head)

$2.03 $2.03

$2.41 PAB 2.41

-15.77%

Water (1.5 liter bottle)

$2.49 $2.49

$1.69 PAB 1.69

47.34%

Cigarettes 20 Pack (Marlboro, Camel)

$12.17 $12.17

$6.14 PAB 6.14

98.21%

Wine (Bottle)

$18.59 $18.59

$11.30 PAB 11.30

64.51%

Local Beer (0.5 liter bottle)

$2.17 $2.17

$1.42 PAB 1.42

52.82%

Imported Beer (0.33 liter bottle)

$4.76 $4.76

$2.73 PAB 2.73

74.36%

One-way Ticket (Public Transport)

$2.80 $2.80

$0.33 PAB 0.33

748.48%

Public Transport Monthly Pass (Regular Price)

$106 $106

$21.23 PAB 21.23

401.46%

Taxi Start (Normal Tariff)

$2.54 $2.54

$2.52 PAB 2.52

0.79%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.86 PAB 1.86

-11.29%

Taxi 1hour Waiting (Normal Tariff)

$30.32 $30.32

$21.78 PAB 21.78

39.21%

Gasoline (1 liter)

$1.44 $1.44

$1.25 PAB 1.25

15.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$21.2K PAB 21.2K

72.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$21.0K PAB 21.0K

22.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$130 PAB 130

73.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.0 $54.0

$28.13 PAB 28.13

91.82%

Internet (50+ Mbps, Unlimited Data)

$65.8 $65.8

$48.21 PAB 48.21

36.47%

Gym Membership (Monthly)

$134 $134

$45.78 PAB 45.78

192.68%

Tennis Court (1 Hour on Weekend)

$39.89 $39.89

$34.92 PAB 34.92

14.23%

Cinema Ticket

$17.31 $17.31

$8.67 PAB 8.67

99.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,980 $1,980

$544 PAB 544

263.81%

International Primary School, 1 Child (Yearly)

$31.5K $31.5K

$9,697 PAB 9,697

225.24%

Jeans (Levis 501 Or Similar)

$60.8 $60.8

$66.8 PAB 66.8

-8.90%

Summer Dress (H&M, Zara, etc)

$44.35 $44.35

$49.14 PAB 49.14

-9.75%

Sport Shoes (Adidas, Nike)

$95.8 $95.8

$93.9 PAB 93.9

2.07%

Men's Leather Business Shoes

$127 $127

$112 PAB 112

14.13%

1-bedroom Apartment, City Center (Monthly)

$2,683 $2,683

$1,257 PAB 1,257

113.41%

1-bedroom Apartment, Outside City Center (Monthly)

$2,041 $2,041

$875 PAB 875

133.28%

3-bedroom Apartment, City Center (Monthly)

$5,658 $5,658

$2,155 PAB 2,155

162.54%

3-bedroom Apartment, Outside City Center (Monthly)

$3,822 $3,822

$1,564 PAB 1,564

144.40%

Buy Apartment in City Center (m2)

$4,604 $4,604

$3,122 PAB 3,122

47.48%

Buy Apartment Outside City Center (m2)

$4,735 $4,735

$1,709 PAB 1,709

177.03%

Average Monthly Net Salary (After Tax)

$8,805 $8,805

$916 PAB 916

861.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.39

3.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellevue, WA: October 13, 2026

Last update for Panama City: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bellevue, WA

$2K 54.9%

Panama City

$875 47.2% 57.1% $1.2K

Groceries & Markets

Bellevue, WA

$495 13.3%

Panama City

$325 17.5% 34.4% $170

Eating Out

Bellevue, WA

$392 10.5%

Panama City

$207 11.1% 47.2% $185

Monthly Utilities & Internet

Bellevue, WA

$346 9.3%

Panama City

$206 11.1% 40.3% $139

Sport & Entertainment

Bellevue, WA

$169 4.5%

Panama City

$63 3.4% 62.6% $106

Clothing & Footwear

Bellevue, WA

$148 4%

Panama City

$145 7.8% 2.1% $3.1

Getting Around

Bellevue, WA

$128 3.5%

Panama City

$34 1.9% 73.2% $94

Cost Breakdown

A one-bedroom apartment in the center runs $2,683 in Bellevue, WA and $1,257 in Panama City. Housing cost is often the main lever when comparing two cities.

Bellevue, WA pays 861% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $102 in Bellevue, WA vs $48.00 in Panama City for a mid-range dinner for two. Groceries echo the gap at $495 vs $325 per month, with Panama City cheaper across the board.

Good to know

🇺🇸 Bellevue, WA

🇵🇦 Panama City

🕒 Local time

13:58 1:58 PM

15:58 3:58 PM

2 h ahead of Bellevue, WA

🌤 Weather

👥 Population

151,854

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.89 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Panamanian Balboa exchange rates as of October 19, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

PAB to USD in detail →

On the map

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Between locations

Bellevue, WA Panama City 5,870 km ≈ 8 h nonstop flight

From you

Bellevue, WA
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bellevue, WA vs Panama City: Cost of Living - Frequently Asked Questions

Panama City is cheaper overall, especially in groceries, eating out, and leisure. The 100% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 861% higher in Bellevue, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,683 in Bellevue, WA versus $1,257 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Panama City – a meal for two runs $48.00 versus $102 in Bellevue, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,719 per month in Bellevue, WA versus $1,855 in Panama City – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,855 in Panama City versus $3,719 in Bellevue, WA, a $2,500 budget is realistic in Panama City but tight or insufficient in Bellevue, WA. The gap between the two cities makes Panama City the clear choice for anyone on this budget.

For families, Panama City is more practical. Housing and childcare are both notably cheaper than in Bellevue, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bellevue, WA and Panama City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panama City gentler on the wallet – expenses run 100% less than in Bellevue, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.