Last update: Oct 2026

Cost of Living Comparison Between Bellevue, WA and Annapolis, MD

For one person, living is cheaper in Annapolis, MD: $3,458 a month against $3,719 in Bellevue, WA, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

181

Cost of Living Index in Bellevue, WA
Learn more

Bellevue, WA Living Index
169

Cost of Living Index in Annapolis, MD
Learn more

Annapolis, MD Living Index

Jump to prices

Bellevue, WA

🇺🇸 United States

$3,719

/mo nomad

Annapolis, MD

🇺🇸 United States

$3,458

/mo nomad

Monthly Cost of Living

How much you'll spend in Bellevue, WA and in Annapolis, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellevue, WA and in Annapolis, MD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,719 in Bellevue, WA versus $3,458 in Annapolis, MD.

Bellevue, WA $3,719
Annapolis, MD $3,458

Estimated couple costs with rent: $5,673 in Bellevue, WA versus $4,748 in Annapolis, MD.

Bellevue, WA $5,673
Annapolis, MD $4,748

Monthly costs for a family of three with rent: $7,628 in Bellevue, WA versus $6,038 in Annapolis, MD.

Bellevue, WA $7,628
Annapolis, MD $6,038

Living in Bellevue, WA is roughly 8% more expensive than in Annapolis, MD, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bellevue, WA 175% above, Annapolis, MD 156% above.

Meal at Budget Restaurant

$25.37 $25.37

$30.17 $30.17

-15.91%

Three-Course Dinner for Two, Mid-Range

$102 $102

$80.1 $80.1

26.73%

Fast Food Meal (McDonalds, etc)

$13.04 $13.04

$10.12 $10.12

28.85%

Cappuccino

$5.82 $5.82

$5.62 $5.62

3.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.55 $2.55

25.88%

Water (0.33 liter bottle)

$2.62 $2.62

$1.92 $1.92

36.46%

Local Beer (0.5 liter draught)

$8.07 $8.07

$6.98 $6.98

15.62%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$8.78 $8.78

-7.97%

Milk (1 liter)

$1.10 $1.10

$1.13 $1.13

-2.65%

White Bread (500g)

$4.86 $4.86

$2.99 $2.99

62.54%

Rice (white) (1kg)

$6.00 $6.00

$5.47 $5.47

9.69%

Eggs

$5.55 $5.55

$6.38 $6.38

-13.01%

Local Cheese (1kg)

$16.32 $16.32

$9.63 $9.63

69.47%

Chicken Fillets (1kg)

$15.78 $15.78

$7.78 $7.78

102.83%

Beef Round Steak (1kg)

$23.03 $23.03

$15.10 $15.10

52.52%

Apples (1kg)

$5.59 $5.59

$5.86 $5.86

-4.61%

Banana (1kg)

$1.87 $1.87

$1.95 $1.95

-4.10%

Oranges (1kg)

$5.29 $5.29

$4.59 $4.59

15.25%

Tomato (1kg)

$4.53 $4.53

$7.24 $7.24

-37.43%

Potato (1kg)

$2.64 $2.64

$4.27 $4.27

-38.17%

Onion (1kg)

$3.18 $3.18

$4.81 $4.81

-33.89%

Lettuce (1 head)

$2.03 $2.03

$2.62 $2.62

-22.52%

Water (1.5 liter bottle)

$2.49 $2.49

$1.63 $1.63

52.76%

Cigarettes 20 Pack (Marlboro, Camel)

$12.17 $12.17

$9.36 $9.36

30.02%

Wine (Bottle)

$18.59 $18.59

$14.68 $14.68

26.63%

Local Beer (0.5 liter bottle)

$2.17 $2.17

$1.76 $1.76

23.30%

Imported Beer (0.33 liter bottle)

$4.76 $4.76

$3.84 $3.84

23.96%

One-way Ticket (Public Transport)

$2.80 $2.80

$4.08 $4.08

-31.37%

Public Transport Monthly Pass (Regular Price)

$106 $106

$138 $138

-23.10%

Taxi Start (Normal Tariff)

$2.54 $2.54

$3.04 $3.04

-16.45%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.58 $1.58

4.43%

Taxi 1hour Waiting (Normal Tariff)

$30.32 $30.32

$29.54 $29.54

2.64%

Gasoline (1 liter)

$1.44 $1.44

$0.93 $0.93

54.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$31.0K $31.0K

18.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.0K $25.0K

3.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$162 $162

39.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.0 $54.0

$53.9 $53.9

0.17%

Internet (50+ Mbps, Unlimited Data)

$65.8 $65.8

$96.1 $96.1

-31.53%

Gym Membership (Monthly)

$134 $134

$66.1 $66.1

102.80%

Tennis Court (1 Hour on Weekend)

$39.89 $39.89

Cinema Ticket

$17.31 $17.31

$12.05 $12.05

43.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,980 $1,980

$1,661 $1,661

19.24%

International Primary School, 1 Child (Yearly)

$31.5K $31.5K

$19.7K $19.7K

60.17%

Jeans (Levis 501 Or Similar)

$60.8 $60.8

$42.76 $42.76

42.21%

Summer Dress (H&M, Zara, etc)

$44.35 $44.35

$24.53 $24.53

80.80%

Sport Shoes (Adidas, Nike)

$95.8 $95.8

$91.5 $91.5

4.65%

Men's Leather Business Shoes

$127 $127

$121 $121

4.97%

1-bedroom Apartment, City Center (Monthly)

$2,683 $2,683

$2,092 $2,092

28.27%

1-bedroom Apartment, Outside City Center (Monthly)

$2,041 $2,041

$1,959 $1,959

4.17%

3-bedroom Apartment, City Center (Monthly)

$5,658 $5,658

$3,211 $3,211

76.22%

3-bedroom Apartment, Outside City Center (Monthly)

$3,822 $3,822

$2,707 $2,707

41.19%

Buy Apartment in City Center (m2)

$4,604 $4,604

Buy Apartment Outside City Center (m2)

$4,735 $4,735

Average Monthly Net Salary (After Tax)

$8,805 $8,805

$5,555 $5,555

58.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.08

9.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellevue, WA: October 13, 2026

Last update for Annapolis, MD: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bellevue, WA

$2K 54.9%

Annapolis, MD

$2K 56.7% 4% $82

Groceries & Markets

Bellevue, WA

$495 13.3%

Annapolis, MD

$396 11.4% 20.2% $100

Eating Out

Bellevue, WA

$392 10.5%

Annapolis, MD

$410 11.8% 4.5% $18

Monthly Utilities & Internet

Bellevue, WA

$346 9.3%

Annapolis, MD

$312 9% 9.8% $34

Sport & Entertainment

Bellevue, WA

$169 4.5%

Annapolis, MD

$90 2.6% 46.5% $78

Clothing & Footwear

Bellevue, WA

$148 4%

Annapolis, MD

$126 3.6% 14.7% $22

Getting Around

Bellevue, WA

$128 3.5%

Annapolis, MD

$166 4.8% 29% $37

Cost Breakdown

A one-bedroom apartment in the center runs $2,683 in Bellevue, WA and $2,092 in Annapolis, MD. Housing cost is often the main lever when comparing two cities.

Bellevue, WA pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $102 in Bellevue, WA vs $80.0 in Annapolis, MD for a mid-range dinner for two. Groceries echo the gap at $495 vs $396 per month, with Annapolis, MD cheaper across the board.

Good to know

🇺🇸 Bellevue, WA

🇺🇸 Annapolis, MD

🕒 Local time

13:30 1:30 PM

16:30 4:30 PM

3 h ahead of Bellevue, WA

🌤 Weather

👥 Population

151,854

36,408

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Bellevue, WA Annapolis, MD 3,760 km ≈ 5 h nonstop flight

From you

Bellevue, WA
Annapolis, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bellevue, WA vs Annapolis, MD: Cost of Living - Frequently Asked Questions

Annapolis, MD wins on cost – living expenses run 8% lower than in Bellevue, WA. Housing and daily spending are where you'll feel the difference most, making Annapolis, MD the obvious pick if budget is a priority.

Average pay runs 58% higher in Bellevue, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,683 in Bellevue, WA versus $2,092 in Annapolis, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,719 per month in Bellevue, WA versus $3,458 in Annapolis, MD – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Annapolis, MD runs roughly 30% less than in Bellevue, WA. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Annapolis, MD is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Annapolis, MD delivers better value – similar infrastructure at $3,458 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Annapolis, MD hard to pass up.

Safety-wise, Bellevue, WA and Annapolis, MD are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Annapolis, MD gentler on the wallet – expenses run 8% less than in Bellevue, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.