Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Kharkiv

For one person, living is cheaper in Kharkiv: $673 a month against $1,538 in Belgrade, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
33

Cost of Living Index in Kharkiv
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Kharkiv Living Index

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Belgrade

🇷🇸 Serbia

$1,538

/mo nomad

Kharkiv

🇺🇦 Ukraine

$673

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Kharkiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Kharkiv actually costs, broken down by who's living it.

A single person spends $1,538 per month in Belgrade vs $673 in Kharkiv, rent included.

Belgrade $1,538
Kharkiv $673

A couple spends around $2,321 per month in Belgrade vs $1,064 in Kharkiv, rent included.

Belgrade $2,321
Kharkiv $1,064

A family of three spends $3,105 per month in Belgrade vs $1,456 in Kharkiv, rent included.

Belgrade $3,105
Kharkiv $1,456

Belgrade costs about 129% more than Kharkiv, and outside of rent the biggest gap is in eating out.

Belgrade sits 15% above the global median, while Kharkiv is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.33 RSD 1,389

$6.80 ₴305

96.03%

Three-Course Dinner for Two, Mid-Range

$58.4 RSD 6,085

$31.13 ₴1,396

87.66%

Fast Food Meal (McDonalds, etc)

$13.58 RSD 1,414

$4.95 ₴222

174.34%

Cappuccino

$3.13 RSD 326

$1.57 ₴70.6

99.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 RSD 288

$1.05 ₴47.09

163.81%

Water (0.33 liter bottle)

$2.27 RSD 237

$0.51 ₴23.00

345.10%

Local Beer (0.5 liter draught)

$3.75 RSD 390

$0.97 ₴43.65

286.60%

Imported Beer (0.33 liter bottle)

$4.38 RSD 456

$1.70 ₴76.3

157.65%

Milk (1 liter)

$1.40 RSD 146

$1.09 ₴48.88

28.44%

White Bread (500g)

$1.17 RSD 122

$0.70 ₴31.47

67.14%

Rice (white) (1kg)

$2.71 RSD 282

$1.19 ₴53.5

127.73%

Eggs

$2.78 RSD 289

$1.74 ₴78.0

59.77%

Local Cheese (1kg)

$11.36 RSD 1,184

$8.33 ₴374

36.37%

Chicken Fillets (1kg)

$7.01 RSD 731

$4.29 ₴192

63.40%

Beef Round Steak (1kg)

$15.72 RSD 1,638

$7.08 ₴317

122.03%

Apples (1kg)

$1.66 RSD 173

$1.39 ₴62.6

19.42%

Banana (1kg)

$1.81 RSD 188

$1.60 ₴72.0

13.12%

Oranges (1kg)

$1.83 RSD 190

$1.66 ₴74.6

10.24%

Tomato (1kg)

$3.13 RSD 326

$2.15 ₴96.5

45.58%

Potato (1kg)

$0.88 RSD 91.3

$0.73 ₴32.75

20.55%

Onion (1kg)

$0.67 RSD 70.3

$0.55 ₴24.73

21.82%

Lettuce (1 head)

$0.81 RSD 84.4

$1.21 ₴54.2

-33.06%

Water (1.5 liter bottle)

$0.68 RSD 70.9

$0.65 ₴28.97

4.62%

Cigarettes 20 Pack (Marlboro, Camel)

$4.78 RSD 498

$2.85 ₴128

67.72%

Wine (Bottle)

$8.54 RSD 889

$4.35 ₴195

96.32%

Local Beer (0.5 liter bottle)

$0.94 RSD 97.7

$0.85 ₴38.29

10.59%

Imported Beer (0.33 liter bottle)

$1.44 RSD 150

$1.18 ₴52.9

22.03%

Public Transport Monthly Pass (Regular Price)

Taxi Start (Normal Tariff)

$3.09 RSD 322

$1.38 ₴61.8

123.91%

Taxi (Normal Tariff) (1km)

$1.02 RSD 107

$0.31 ₴14.06

229.03%

Taxi 1hour Waiting (Normal Tariff)

$17.18 RSD 1,789

$2.19 ₴98.2

684.47%

Gasoline (1 liter)

$1.87 RSD 195

$1.83 ₴82.2

2.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K RSD 3.2M

$29.5K ₴1.3M

4.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K RSD 2.5M

$22.2K ₴996.8K

9.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 RSD 22.7K

$95.1 ₴4,266

128.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.24 RSD 2,629

$5.98 ₴268

322.07%

Internet (50+ Mbps, Unlimited Data)

$35.35 RSD 3,683

$6.83 ₴306

417.57%

Gym Membership (Monthly)

$41.77 RSD 4,351

$22.10 ₴991

89.00%

Tennis Court (1 Hour on Weekend)

$22.80 RSD 2,375

$13.61 ₴610

67.52%

Cinema Ticket

$8.47 RSD 882

$4.62 ₴207

83.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$426 RSD 44.4K

$280 ₴12.6K

52.28%

International Primary School, 1 Child (Yearly)

$11.4K RSD 1.2M

$2,666 ₴119.6K

327.57%

Jeans (Levis 501 Or Similar)

$111 RSD 11.6K

$56.3 ₴2,527

97.30%

Summer Dress (H&M, Zara, etc)

$45.99 RSD 4,791

$42.92 ₴1,925

7.15%

Sport Shoes (Adidas, Nike)

$119 RSD 12.4K

$90.2 ₴4,044

32.15%

Men's Leather Business Shoes

$154 RSD 16.0K

$104 ₴4,685

47.34%

1-bedroom Apartment, City Center (Monthly)

$821 RSD 85.6K

$243 ₴10.9K

237.98%

1-bedroom Apartment, Outside City Center (Monthly)

$561 RSD 58.4K

$143 ₴6,431

291.02%

3-bedroom Apartment, City Center (Monthly)

$1,511 RSD 157.4K

$505 ₴22.6K

199.43%

3-bedroom Apartment, Outside City Center (Monthly)

$942 RSD 98.1K

$211 ₴9,470

346.09%

Buy Apartment in City Center (m2)

$5,312 RSD 553.4K

$1,073 ₴48.1K

395.08%

Buy Apartment Outside City Center (m2)

$3,165 RSD 329.7K

$571 ₴25.6K

454.11%

Average Monthly Net Salary (After Tax)

$1,228 RSD 127.9K

$528 ₴23.7K

132.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

17.89

-74.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 3, 2026

Last update for Kharkiv: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$561 35.5%

Kharkiv

$143 21% 74.4% $417

Monthly Utilities & Internet

Belgrade

$278 17.6%

Kharkiv

$108 15.8% 61.2% $170

Groceries & Markets

Belgrade

$246 15.6%

Kharkiv

$163 23.8% 34% $84

Eating Out

Belgrade

$233 14.7%

Kharkiv

$103 15% 55.9% $130

Clothing & Footwear

Belgrade

$194 12.3%

Kharkiv

$132 19.4% 31.7% $61

Sport & Entertainment

Belgrade

$59 3.7%

Kharkiv

$31 4.6% 46.6% $27

Getting Around

Belgrade

$8.2 * 0.5%

Kharkiv

$3 * 0.4% 64.1% $5.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $821 in Belgrade versus $243 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 133% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Belgrade versus $31.00 in Kharkiv. Monthly groceries follow the same trend: $246 vs $163 – making Kharkiv the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇺🇦 Kharkiv

🕒 Local time

03:43 3:43 AM

04:43 4:43 AM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

1,447,652

💱 Currency

Serbian Dinar RSD din

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 RSD = 9.6 USD

1,000 RSD = 8.56 EUR

100 UAH = 2.23 USD

100 UAH = 1.99 EUR

Exchange rates and currency converter

UAH, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 10, 2026: 1 USD = 104 RSD (1,000 RSD = 9.6 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

Ukrainian Hryvnia exchange rates as of October 10, 2026: 1 USD = 44.85 UAH (100 UAH = 2.23 USD). 1 EUR = 50.31 UAH (100 UAH = 1.99 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Belgrade Kharkiv 1,320 km ≈ 2 h 15 min nonstop flight

From you

Belgrade
Kharkiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Kharkiv: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,538 in Belgrade, $673 in Kharkiv – roughly 129% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,307 per month in Belgrade and $1,009 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $31.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 51% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kharkiv, where all-in costs run around $673, than in Belgrade at $1,538. In Kharkiv it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

It depends on your priorities. Kharkiv has an edge in some lifestyle areas, with costs from $673 in Kharkiv to $1,538 in Belgrade. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.