Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Apatity

For one person, living is cheaper in Apatity: $1,070 a month against $1,574 in Belgrade, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
51

Cost of Living Index in Apatity
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Apatity Living Index

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Belgrade

🇷🇸 Serbia

$1,574

/mo nomad

Apatity

🇷🇺 Russia

$1,070

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Apatity

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Apatity actually costs, broken down by who's living it.

A single person spends $1,574 per month in Belgrade vs $1,070 in Apatity, rent included.

Belgrade $1,574
Apatity $1,070

A couple spends around $2,376 per month in Belgrade vs $1,672 in Apatity, rent included.

Belgrade $2,376
Apatity $1,672

A family of three spends $3,178 per month in Belgrade vs $2,275 in Apatity, rent included.

Belgrade $3,178
Apatity $2,275

Belgrade costs about 47% more than Apatity, and outside of rent the biggest gap is in eating out.

Belgrade sits 16% above the global median, while Apatity is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.44 RSD 1,401

$12.81 ₽1,069

4.92%

Three-Course Dinner for Two, Mid-Range

$57.8 RSD 6,029

$33.57 ₽2,801

72.30%

Fast Food Meal (McDonalds, etc)

$13.23 RSD 1,380

$6.93 ₽578

90.91%

Cappuccino

$3.10 RSD 323

$2.72 ₽227

13.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 RSD 285

$1.07 ₽89.0

155.14%

Water (0.33 liter bottle)

$2.31 RSD 241

$0.57 ₽47.60

305.26%

Local Beer (0.5 liter draught)

$3.54 RSD 369

$1.69 ₽141

109.47%

Imported Beer (0.33 liter bottle)

$4.13 RSD 430

$3.41 ₽285

21.11%

Milk (1 liter)

$1.45 RSD 151

$1.05 ₽87.8

38.10%

White Bread (500g)

$1.18 RSD 123

$0.66 ₽54.8

78.79%

Rice (white) (1kg)

$2.61 RSD 272

$1.23 ₽103

112.20%

Eggs

$2.78 RSD 289

$1.73 ₽145

60.69%

Local Cheese (1kg)

$11.23 RSD 1,171

$12.08 ₽1,008

-7.04%

Chicken Fillets (1kg)

$6.72 RSD 701

$6.03 ₽503

11.44%

Beef Round Steak (1kg)

$15.22 RSD 1,586

$12.86 ₽1,073

18.35%

Apples (1kg)

$1.59 RSD 166

$1.82 ₽152

-12.64%

Banana (1kg)

$1.84 RSD 191

$1.67 ₽140

10.18%

Oranges (1kg)

$1.83 RSD 191

$1.61 ₽134

13.66%

Tomato (1kg)

$3.10 RSD 324

$3.04 ₽254

1.97%

Potato (1kg)

$0.95 RSD 98.8

$0.84 ₽69.8

13.10%

Onion (1kg)

$0.72 RSD 75.1

$0.64 ₽53.8

12.50%

Lettuce (1 head)

$0.75 RSD 77.8

$1.25 ₽104

-40.00%

Water (1.5 liter bottle)

$0.69 RSD 72.4

$0.68 ₽56.7

1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$4.76 RSD 496

$2.84 ₽237

67.61%

Wine (Bottle)

$8.43 RSD 878

$8.52 ₽711

-1.06%

Local Beer (0.5 liter bottle)

$0.94 RSD 97.8

$0.98 ₽81.6

-4.08%

Imported Beer (0.33 liter bottle)

$1.53 RSD 159

$1.93 ₽161

-20.73%

One-way Ticket (Public Transport)

$0.59 ₽48.86

Taxi Start (Normal Tariff)

$2.99 RSD 312

$2.25 ₽188

32.89%

Taxi (Normal Tariff) (1km)

$1.02 RSD 106

$0.34 ₽28.42

200.00%

Taxi 1hour Waiting (Normal Tariff)

$17.54 RSD 1,828

$5.41 ₽452

224.21%

Gasoline (1 liter)

$1.85 RSD 193

$0.82 ₽68.8

125.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K RSD 3.2M

$56.8K ₽4.7M

-46.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K RSD 2.5M

$41.0K ₽3.4M

-42.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 RSD 22.9K

$134 ₽11.2K

63.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.82 RSD 2,588

$7.14 ₽596

247.62%

Internet (50+ Mbps, Unlimited Data)

$35.79 RSD 3,731

$9.70 ₽810

268.97%

Gym Membership (Monthly)

$41.37 RSD 4,313

$33.93 ₽2,832

21.93%

Tennis Court (1 Hour on Weekend)

$22.96 RSD 2,394

$27.18 ₽2,269

-15.53%

Cinema Ticket

$8.32 RSD 867

$7.27 ₽607

14.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 RSD 44.1K

$401 ₽33.5K

5.39%

International Primary School, 1 Child (Yearly)

$11.4K RSD 1.2M

$5,935 ₽495.3K

92.38%

Jeans (Levis 501 Or Similar)

$111 RSD 11.6K

$90.8 ₽7,578

22.57%

Summer Dress (H&M, Zara, etc)

$47.48 RSD 4,950

$45.47 ₽3,795

4.42%

Sport Shoes (Adidas, Nike)

$116 RSD 12.1K

$114 ₽9,533

1.51%

Men's Leather Business Shoes

$158 RSD 16.4K

$100 ₽8,361

57.48%

1-bedroom Apartment, City Center (Monthly)

$823 RSD 85.8K

$417 ₽34.8K

97.33%

1-bedroom Apartment, Outside City Center (Monthly)

$560 RSD 58.3K

$312 ₽26.0K

79.55%

3-bedroom Apartment, City Center (Monthly)

$1,485 RSD 154.8K

$982 ₽81.9K

51.22%

3-bedroom Apartment, Outside City Center (Monthly)

$969 RSD 101.1K

$587 ₽49.0K

65.20%

Buy Apartment in City Center (m2)

$5,489 RSD 572.2K

$1,948 ₽162.6K

181.81%

Buy Apartment Outside City Center (m2)

$3,193 RSD 332.8K

$1,630 ₽136.0K

95.87%

Average Monthly Net Salary (After Tax)

$1,214 RSD 126.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

27.67

-83.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 19, 2026

Last update for Apatity: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$560 35.6%

Apatity

$312 29.1% 44.3% $248

Monthly Utilities & Internet

Belgrade

$280 17.8%

Apatity

$151 14.1% 46.2% $129

Groceries & Markets

Belgrade

$243 15.4%

Apatity

$217 20.3% 10.5% $25

Eating Out

Belgrade

$231 14.7%

Apatity

$178 16.6% 22.9% $53

Clothing & Footwear

Belgrade

$195 12.4%

Apatity

$158 14.8% 18.9% $37

Sport & Entertainment

Belgrade

$58 3.7%

Apatity

$48 4.5% 16.4% $9.5

Getting Around

Belgrade

$8.1 * 0.5%

Apatity

$6.3 * 0.6% 22.1% $1.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $823 in Belgrade versus $417 in Apatity. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $58.0 in Belgrade versus $34.00 in Apatity. Monthly groceries follow the same trend: $243 vs $217 – making Apatity the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇷🇺 Apatity

🕒 Local time

19:40 7:40 PM

20:40 8:40 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

48,748

💱 Currency

Serbian Dinar RSD din

Russian Ruble RUB ₽

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Belgrade Apatity 2,640 km ≈ 3 h 45 min nonstop flight

From you

Belgrade
Apatity

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Apatity: Cost of Living - Frequently Asked Questions

Yes – Belgrade is pricier by about 47%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,360 per month in Belgrade and $1,605 in Apatity. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apatity, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,574 in Belgrade and $1,070 in Apatity. That's a gap of about 47%.

Kindergarten costs $423 per month in Belgrade and $401 in Apatity. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Apatity, where all-in costs run around $1,070, than in Belgrade at $1,574. In Apatity it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Apatity – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Apatity. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.