Last update: Oct 2026

Cost of Living Comparison Between Belfast and Austin, TX

For one person, living is cheaper in Belfast: $2,335 a month against $2,704 in Austin, TX, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Belfast
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Belfast Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Belfast

🇬🇧 United Kingdom

$2,335

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Belfast and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belfast and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,335 in Belfast versus $2,704 in Austin, TX.

Belfast $2,335
Austin, TX $2,704

Estimated couple costs with rent: $3,394 in Belfast versus $4,133 in Austin, TX.

Belfast $3,394
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,453 in Belfast versus $5,562 in Austin, TX.

Belfast $4,453
Austin, TX $5,562

Living in Belfast costs roughly 14% less than in Austin, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Belfast 74% above, Austin, TX 102% above.

Meal at Budget Restaurant

$23.36 £17.65

$20.22 $20.22

15.53%

Three-Course Dinner for Two, Mid-Range

$93.1 £70.3

$85.0 $85.0

9.43%

Fast Food Meal (McDonalds, etc)

$10.64 £8.04

$12.35 $12.35

-13.85%

Cappuccino

$4.88 £3.69

$5.47 $5.47

-10.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 £2.20

$3.82 $3.82

-23.82%

Water (0.33 liter bottle)

$1.93 £1.46

$2.50 $2.50

-22.80%

Local Beer (0.5 liter draught)

$8.05 £6.08

$8.06 $8.06

-0.12%

Imported Beer (0.33 liter bottle)

$7.97 £6.02

$8.99 $8.99

-11.35%

Milk (1 liter)

$1.83 £1.38

$1.13 $1.13

61.95%

White Bread (500g)

$2.27 £1.71

$3.78 $3.78

-39.95%

Rice (white) (1kg)

$2.65 £2.00

$3.25 $3.25

-18.46%

Eggs

$4.46 £3.37

$4.14 $4.14

7.73%

Local Cheese (1kg)

$10.84 £8.19

$13.08 $13.08

-17.13%

Chicken Fillets (1kg)

$10.70 £8.08

$14.31 $14.31

-25.23%

Beef Round Steak (1kg)

$15.73 £11.88

$15.96 $15.96

-1.44%

Apples (1kg)

$3.21 £2.42

$4.38 $4.38

-26.71%

Banana (1kg)

$1.94 £1.47

$1.45 $1.45

33.79%

Oranges (1kg)

$3.43 £2.59

$4.54 $4.54

-24.45%

Tomato (1kg)

$3.97 £3.00

$4.19 $4.19

-5.25%

Potato (1kg)

$2.29 £1.73

$2.63 $2.63

-12.93%

Onion (1kg)

$1.52 £1.15

$2.36 $2.36

-35.59%

Lettuce (1 head)

$1.33 £1.00

$1.76 $1.76

-24.43%

Water (1.5 liter bottle)

$1.87 £1.41

$2.16 $2.16

-13.43%

Cigarettes 20 Pack (Marlboro, Camel)

$23.42 £17.70

$9.81 $9.81

138.74%

Wine (Bottle)

$12.17 £9.20

$14.72 $14.72

-17.32%

Local Beer (0.5 liter bottle)

$2.70 £2.04

$2.78 $2.78

-2.88%

Imported Beer (0.33 liter bottle)

$3.07 £2.32

$3.48 $3.48

-11.78%

One-way Ticket (Public Transport)

$3.19 £2.41

$1.49 $1.49

114.09%

Public Transport Monthly Pass (Regular Price)

$99.7 £75.3

$40.51 $40.51

146.09%

Taxi Start (Normal Tariff)

$4.69 £3.54

$2.67 $2.67

75.66%

Taxi (Normal Tariff) (1km)

$1.51 £1.14

$1.58 $1.58

-4.43%

Taxi 1hour Waiting (Normal Tariff)

$20.06 £15.16

$35.29 $35.29

-43.16%

Gasoline (1 liter)

$2.16 £1.63

$0.99 $0.99

118.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K £28.4K

$35.8K $35.8K

5.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K £30.4K

$27.2K $27.2K

48.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$264 £200

$219 $219

20.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.88 £18.04

$58.0 $58.0

-58.82%

Internet (50+ Mbps, Unlimited Data)

$46.04 £34.79

$68.4 $68.4

-32.65%

Gym Membership (Monthly)

$46.88 £35.42

$57.9 $57.9

-19.03%

Tennis Court (1 Hour on Weekend)

$10.26 £7.75

$14.82 $14.82

-30.77%

Cinema Ticket

$14.25 £10.77

$14.13 $14.13

0.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,418 £1,072

$1,509 $1,509

-6.02%

International Primary School, 1 Child (Yearly)

$17.5K £13.2K

$21.5K $21.5K

-18.65%

Jeans (Levis 501 Or Similar)

$82.6 £62.4

$51.7 $51.7

59.85%

Summer Dress (H&M, Zara, etc)

$46.02 £34.78

$44.05 $44.05

4.47%

Sport Shoes (Adidas, Nike)

$107 £80.7

$85.1 $85.1

25.46%

Men's Leather Business Shoes

$103 £78.0

$105 $105

-1.98%

1-bedroom Apartment, City Center (Monthly)

$1,157 £874

$1,932 $1,932

-40.14%

1-bedroom Apartment, Outside City Center (Monthly)

$900 £680

$1,272 $1,272

-29.26%

3-bedroom Apartment, City Center (Monthly)

$1,933 £1,461

$3,670 $3,670

-47.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,368 £1,034

$2,525 $2,525

-45.83%

Buy Apartment in City Center (m2)

$4,143 £3,131

$7,617 $7,617

-45.61%

Buy Apartment Outside City Center (m2)

$2,487 £1,880

$3,199 $3,199

-22.25%

Average Monthly Net Salary (After Tax)

$3,223 £2,435

$5,105 $5,105

-36.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.91

6.79

-27.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belfast: October 5, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belfast

$900 39.4%

Austin, TX

$1.3K 48.2% 41.4% $372

Eating Out

Belfast

$353 15.4%

Austin, TX

$348 13.2% 1.4% $4.9

Groceries & Markets

Belfast

$345 15.1%

Austin, TX

$403 15.3% 16.6% $57

Monthly Utilities & Internet

Belfast

$334 14.6%

Austin, TX

$346 13.1% 3.4% $11

Clothing & Footwear

Belfast

$152 6.7%

Austin, TX

$129 4.9% 15.5% $24

Getting Around

Belfast

$125 5.5%

Austin, TX

$57 2.2% 54.3% $68

Sport & Entertainment

Belfast

$75 3.3%

Austin, TX

$86 3.3% 14.3% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,157 in Belfast and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Belfast vs $85.0 in Austin, TX. Groceries flip the comparison at $345 vs $403, with Belfast cheaper for home cooking.

Good to know

🇬🇧 Belfast

🇺🇸 Austin, TX

🕒 Local time

04:16 4:16 AM

22:16 10:16 PM

6 h behind Belfast

🌤 Weather

👥 Population

348,000

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Belfast Austin, TX 7,420 km ≈ 10 h nonstop flight

From you

Belfast
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belfast vs Austin, TX: Cost of Living - Frequently Asked Questions

Belfast wins on cost – living expenses run 16% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Belfast the obvious pick if budget is a priority.

On paper, salaries run 58% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,157 in Belfast versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,335 per month in Belfast versus $2,704 in Austin, TX – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Belfast runs roughly 146% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,335 in Belfast versus $2,704 in Austin, TX, a $2,500 budget is realistic in Belfast but tight or insufficient in Austin, TX. The gap between the two cities makes Belfast the clear choice for anyone on this budget.

Both work as nomad bases, but Belfast delivers better value – similar infrastructure at $2,335 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Belfast hard to pass up.

Safety-wise, Belfast and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belfast gentler on the wallet – expenses run 16% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.