Last update: Oct 2026

Cost of Living Comparison Between Barnet and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,870 in Barnet, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

Barnet
🇬🇧 United Kingdom
$2,870
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Barnet and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Barnet and in Cebu actually costs, broken down by who's living it.

A single person spends $2,870 per month in Barnet vs $918 in Cebu, rent included.

  • Barnet $2,870
  • Cebu $918

A couple spends around $4,261 per month in Barnet vs $1,409 in Cebu, rent included.

  • Barnet $4,261
  • Cebu $1,409

A family of three spends $5,652 per month in Barnet vs $1,900 in Cebu, rent included.

  • Barnet $5,652
  • Cebu $1,900

Barnet costs about 213% more than Cebu, and outside of rent the biggest gap is in eating out.

Barnet sits 113% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Barnet
Cebu
Difference
Meal at Budget Restaurant
$22.85 £17.14
$3.09 ₱194
639.48%
Three-Course Dinner for Two, Mid-Range
$90.7 £68.1
$24.22 ₱1,525
274.53%
Fast Food Meal (McDonalds, etc)
$10.61 £7.96
$3.92 ₱247
170.66%
Cappuccino
$5.47 £4.11
$2.51 ₱158
117.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.90 £2.18
$1.59 ₱100
82.39%
Water (0.33 liter bottle)
$1.93 £1.44
$0.53 ₱33.43
264.15%
Local Beer (0.5 liter draught)
$7.75 £5.81
$1.78 ₱112
335.39%
Imported Beer (0.33 liter bottle)
$6.59 £4.95
$2.17 ₱137
203.69%
🛒 Groceries & Markets
Barnet
Cebu
Difference
Milk (1 liter)
$1.62 £1.22
$1.92 ₱121
-15.62%
White Bread (500g)
$1.70 £1.28
$1.36 ₱85.4
25.00%
Rice (white) (1kg)
$2.47 £1.85
$1.01 ₱63.5
144.55%
Eggs
$4.83 £3.62
$2.03 ₱128
137.93%
Local Cheese (1kg)
$11.57 £8.68
$9.86 ₱621
17.34%
Chicken Fillets (1kg)
$10.56 £7.92
$4.39 ₱277
140.55%
Beef Round Steak (1kg)
$16.86 £12.65
$7.60 ₱479
121.84%
Apples (1kg)
$2.90 £2.17
$3.30 ₱208
-12.12%
Banana (1kg)
$1.75 £1.31
$1.39 ₱87.8
25.90%
Oranges (1kg)
$3.05 £2.29
$2.33 ₱147
30.90%
Tomato (1kg)
$3.53 £2.65
$1.50 ₱94.3
135.33%
Potato (1kg)
$1.83 £1.37
$2.36 ₱149
-22.46%
Onion (1kg)
$1.85 £1.39
$1.90 ₱119
-2.63%
Lettuce (1 head)
$1.22 £0.92
$1.19 ₱74.9
2.52%
Water (1.5 liter bottle)
$1.81 £1.36
$0.63 ₱39.71
187.30%
Cigarettes 20 Pack (Marlboro, Camel)
$23.78 £17.84
$3.00 ₱189
692.67%
Wine (Bottle)
$11.66 £8.75
$6.03 ₱379
93.37%
Local Beer (0.5 liter bottle)
$3.25 £2.44
$1.23 ₱77.7
164.23%
Imported Beer (0.33 liter bottle)
$4.52 £3.39
$1.75 ₱110
158.29%
🚌 Getting Around
Barnet
Cebu
Difference
One-way Ticket (Public Transport)
$2.28 £1.71
$0.25 ₱15.86
812.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$5.39 £4.05
$0.77 ₱48.62
600.00%
Taxi (Normal Tariff) (1km)
$2.69 £2.02
$0.23 ₱14.53
1069.57%
Taxi 1hour Waiting (Normal Tariff)
$49.27 £36.96
$4.46 ₱281
1004.71%
Gasoline (1 liter)
$2.14 £1.60
$1.31 ₱82.8
63.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.5K £28.1K
$21.2K ₱1.3M
76.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.0K £30.7K
$19.1K ₱1.2M
114.00%
🧾 Monthly Utilities & Internet
Barnet
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$340 £255
$120 ₱7,569
182.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.10 £13.58
$14.00 ₱882
29.29%
Internet (50+ Mbps, Unlimited Data)
$41.24 £30.94
$27.54 ₱1,734
49.75%
🎉 Sport & Entertainment
Barnet
Cebu
Difference
Gym Membership (Monthly)
-
$32.33 ₱2,035
-
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$17.01 £12.76
$5.65 ₱356
201.06%
🧸 Childcare & Education
Barnet
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,583 £1,938
$275 ₱17.3K
838.23%
International Primary School, 1 Child (Yearly)
$34.8K £26.1K
$7,918 ₱498.5K
339.73%
👕👟 Clothing & Footwear
Barnet
Cebu
Difference
Jeans (Levis 501 Or Similar)
$89.8 £67.4
$49.33 ₱3,106
82.06%
Summer Dress (H&M, Zara, etc)
$47.85 £35.90
$25.24 ₱1,589
89.58%
Sport Shoes (Adidas, Nike)
$93.3 £70.0
$77.0 ₱4,846
21.18%
Men's Leather Business Shoes
$126 £94.4
$57.2 ₱3,601
119.88%
🏠 Accommodation & Living
Barnet
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,947 £1,461
$500 ₱31.5K
289.87%
1-bedroom Apartment, Outside City Center (Monthly)
$1,557 £1,168
$309 ₱19.4K
404.21%
3-bedroom Apartment, City Center (Monthly)
$3,311 £2,484
$1,078 ₱67.9K
207.16%
3-bedroom Apartment, Outside City Center (Monthly)
$2,802 £2,102
$615 ₱38.7K
355.41%
Buy Apartment in City Center (m2)
$14.3K £10.7K
$2,886 ₱181.7K
394.76%
Buy Apartment Outside City Center (m2)
$13.9K £10.5K
$1,917 ₱120.7K
627.84%
💵 Salaries & Financials
Barnet
Cebu
Difference
Average Monthly Net Salary (After Tax)
$2,612 £1,959
$346 ₱21.8K
654.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.74
7.2
-34.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Barnet: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Barnet
$1.6K
Cebu
$309 80.2% $1.2K
Monthly Utilities & Internet
Barnet
$399
Cebu
$162 59.5% $237
Eating Out
Barnet
$352
Cebu
$88 74.9% $263
Groceries & Markets
Barnet
$340
Cebu
$206 39.4% $134
Clothing & Footwear
Barnet
$161
Cebu
$94 41.5% $67
Sport & Entertainment
Barnet
$34 *
Cebu
$44 28.2% $9.6
Getting Around
Barnet
$28 *
Cebu
$16 44.4% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,947 in Barnet versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 655% higher in Barnet, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91.0 in Barnet versus $24.00 in Cebu. Monthly groceries follow the same trend: $340 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know
🇬🇧 Barnet
🇵🇭 Cebu
🕒 Local time
16:30 4:30 PM
23:30 11:30 PM
7 h ahead of Barnet
🌤 Weather
👥 Population
111,973
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Barnet Cebu 11,300 km ≈ 15 h nonstop flight
From you
  • Barnet
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Barnet vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Barnet?
Yes – Barnet is pricier by about 213%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $4,305 per month in Barnet and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Barnet or in Cebu?
A mid-range dinner for two costs $91.0 in Barnet and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Barnet and in Cebu?
Groceries cost about 65% more in Barnet, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Barnet or in Cebu?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Barnet at $2,870. In Cebu it covers expenses comfortably, while in Barnet it requires careful planning or may not stretch far enough.
Is Barnet or Cebu more family-friendly?
Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Barnet or Cebu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Barnet makes more sense. Both are solid long-term options with distinct trade-offs.

Barnet vs other spots: cost of living compared

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