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Cost of Living Comparison Between Bangalore and Panaji Cost of Living Comparison Between Bangalore and Panaji

๐Ÿ˜ Solo nomad: Bangalore is 7.5% more expensive than Panaji without rent, and 18.9% more expensive with rent.
๐Ÿ˜ Family of 3: Bangalore is 28.3% more expensive than Panaji without rent, and 25.9% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Bangalore
Panaji
Difference
Meal at Budget Restaurant
$3.51 โ‚น319
$3.41 โ‚น310
2.93%
Three-Course Dinner for Two, Mid-Range
$17.37 โ‚น1,576
$17.62 โ‚น1,599
-1.42%
Fast Food Meal (McDonalds, etc)
$4.12 โ‚น374
$3.86 โ‚น350
6.74%
Cappuccino
$2.38 โ‚น216
$2.15 โ‚น195
10.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.46 โ‚น41.55
$0.49 โ‚น44.05
-6.12%
Water (0.33 liter bottle)
$0.19 โ‚น17.56
$0.20 โ‚น18.15
-5.00%
Local Beer (0.5 liter draught)
$2.38 โ‚น216
$1.19 โ‚น108
100.00%
Imported Beer (0.33 liter bottle)
$3.95 โ‚น359
$1.98 โ‚น180
99.49%
๐Ÿ›’ Groceries & Markets
Bangalore
Panaji
Difference
Milk (1 liter)
$0.61 โ‚น55.1
$0.78 โ‚น70.6
-21.79%
White Bread (500g)
$0.58 โ‚น52.9
$0.51 โ‚น46.28
13.73%
Rice (white) (1kg)
$0.83 โ‚น75.1
$0.78 โ‚น71.0
6.41%
Eggs
$1.04 โ‚น94.7
$0.99 โ‚น89.6
5.05%
Local Cheese (1kg)
$7.40 โ‚น672
$5.73 โ‚น520
29.14%
Chicken Fillets (1kg)
$3.76 โ‚น341
$3.88 โ‚น352
-3.09%
Apples (1kg)
$2.52 โ‚น229
$2.58 โ‚น234
-2.33%
Banana (1kg)
$0.80 โ‚น72.7
$0.92 โ‚น83.3
-13.04%
Oranges (1kg)
$1.08 โ‚น98.3
$1.33 โ‚น121
-18.80%
Tomato (1kg)
$0.43 โ‚น39.33
$0.62 โ‚น56.2
-30.65%
Potato (1kg)
$0.47 โ‚น42.30
$0.42 โ‚น38.19
11.90%
Onion (1kg)
$0.54 โ‚น48.79
$0.45 โ‚น40.64
20.00%
Lettuce (1 head)
$0.48 โ‚น43.23
$0.91 โ‚น82.4
-47.25%
Water (1.5 liter bottle)
$0.32 โ‚น29.31
$0.37 โ‚น33.96
-13.51%
Cigarettes 20 Pack (Marlboro, Camel)
$3.99 โ‚น362
$2.97 โ‚น269
34.34%
Wine (Bottle)
$10.92 โ‚น991
$7.90 โ‚น717
38.23%
Local Beer (0.5 liter bottle)
$2.07 โ‚น188
$1.02 โ‚น92.5
102.94%
Imported Beer (0.33 liter bottle)
$3.28 โ‚น298
$3.57 โ‚น324
-8.12%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.42 โ‚น674
$4.73 โ‚น429
56.87%
๐ŸšŒ Getting Around
Bangalore
Panaji
Difference
One-way Ticket (Public Transport)
$0.56 โ‚น50.5
$0.18 โ‚น16.15
211.11%
Public Transport Monthly Pass (Regular Price)
$14.27 โ‚น1,295
$6.92 โ‚น628
106.21%
Taxi Start (Normal Tariff)
$1.13 โ‚น103
$0.46 โ‚น41.82
145.65%
Taxi (Normal Tariff) (1km)
$0.33 โ‚น29.65
-
-
Taxi 1hour Waiting (Normal Tariff)
$2.36 โ‚น214
$1.47 โ‚น134
60.54%
Gasoline (1 liter)
$1.18 โ‚น107
$1.14 โ‚น103
3.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$13.9K โ‚น1.3M
$10.8K โ‚น983.0K
28.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K โ‚น2.2M
$24.4K โ‚น2.2M
0.57%
๐Ÿงพ Monthly Utilities & Internet
Bangalore
Panaji
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$34.74 โ‚น3,152
$23.19 โ‚น2,105
49.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.09 โ‚น462
$4.27 โ‚น387
19.20%
Internet (50+ Mbps, Unlimited Data)
$10.80 โ‚น980
$9.84 โ‚น893
9.76%
๐ŸŽ‰ Sport & Entertainment
Bangalore
Panaji
Difference
Gym Membership (Monthly)
$18.40 โ‚น1,669
$34.59 โ‚น3,139
-46.81%
Tennis Court (1 Hour on Weekend)
$6.03 โ‚น547
$3.47 โ‚น315
73.78%
Cinema Ticket
$4.71 โ‚น428
$3.12 โ‚น283
50.96%
๐Ÿงธ Childcare & Education
Bangalore
Panaji
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$117 โ‚น10.6K
$60.1 โ‚น5,450
94.49%
International Primary School, 1 Child (Yearly)
$3,322 โ‚น301.4K
$1,631 โ‚น148.0K
103.67%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Bangalore
Panaji
Difference
Jeans (Levis 501 Or Similar)
$28.21 โ‚น2,560
$41.35 โ‚น3,753
-31.78%
Summer Dress (H&M, Zara, etc)
$29.89 โ‚น2,713
$29.47 โ‚น2,674
1.43%
Sport Shoes (Adidas, Nike)
$54.3 โ‚น4,927
$23.58 โ‚น2,140
130.24%
Men's Leather Business Shoes
$40.00 โ‚น3,630
$17.36 โ‚น1,576
130.41%
๐Ÿ  Accommodation & Living
Bangalore
Panaji
Difference
1-bedroom Apartment, City Center (Monthly)
$299 โ‚น27.1K
$197 โ‚น17.9K
51.54%
1-bedroom Apartment, Outside City Center (Monthly)
$185 โ‚น16.8K
$149 โ‚น13.5K
24.43%
3-bedroom Apartment, City Center (Monthly)
$834 โ‚น75.7K
$392 โ‚น35.6K
112.58%
3-bedroom Apartment, Outside City Center (Monthly)
$476 โ‚น43.2K
$289 โ‚น26.2K
64.75%
Buy Apartment in City Center (m2)
$2,037 โ‚น184.9K
$954 โ‚น86.6K
113.56%
Buy Apartment Outside City Center (m2)
$974 โ‚น88.4K
$710 โ‚น64.5K
37.14%
๐Ÿ’ต Salaries & Financials
Bangalore
Panaji
Difference
Average Monthly Net Salary (After Tax)
$958 โ‚น87.0K
$202 โ‚น18.3K
375.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.19
9.62
-4.47%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Bangalore: January 10, 2026

Last update for Panaji: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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