Cost of Living Comparison Between Bandar Seri Begawan and Chiang Mai Cost of Living Comparison Between Bandar Seri Begawan and Chiang Mai

Monthly Cost of Living

A single person spends $1,148 per month in Bandar Seri Begawan vs $861 in Chiang Mai, rent included.

A couple spends around $1,727 per month in Bandar Seri Begawan vs $1,350 in Chiang Mai, rent included.

A family of three spends $2,306 per month in Bandar Seri Begawan vs $1,838 in Chiang Mai, rent included.

Bandar Seri Begawan costs about 33% more than Chiang Mai, driven mainly by Monthly Utilities & Internet.

Both Bandar Seri Begawan and Chiang Mai are more affordable than the global median – Bandar Seri Begawan 14% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Bandar Seri Begawan
Chiang Mai
Difference
Meal at Budget Restaurant
$3.75 BND 4.84
$1.96 ฿65.9
91.33%
Three-Course Dinner for Two, Mid-Range
$27.73 BND 35.82
$18.35 ฿617
51.12%
Fast Food Meal (McDonalds, etc)
$6.24 BND 8.06
$7.48 ฿252
-16.58%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.99 BND 2.57
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.28 BND 2.94
-
-
Cappuccino
$3.81 BND 4.93
$2.02 ฿67.8
88.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.00 BND 1.29
$0.85 ฿28.52
17.65%
Water (0.33 liter bottle)
$0.58 BND 0.74
$0.36 ฿11.97
61.11%
Local Beer (0.5 liter draught)
-
$2.14 ฿71.9
-
Imported Beer (0.33 liter bottle)
-
$3.59 ฿121
-
🛒 Groceries & Markets
Bandar Seri Begawan
Chiang Mai
Difference
Milk (1 liter)
$1.92 BND 2.49
$1.65 ฿55.5
16.36%
White Bread (500g)
$1.79 BND 2.31
$1.57 ฿52.7
14.01%
Rice (white) (1kg)
$1.23 BND 1.59
$1.19 ฿40.05
3.36%
Eggs
$2.20 BND 2.84
$1.94 ฿65.1
13.40%
Local Cheese (1kg)
$7.47 BND 9.65
$16.19 ฿545
-53.86%
Chicken Fillets (1kg)
$4.53 BND 5.85
$2.99 ฿101
51.51%
Beef Round Steak (1kg)
$11.09 BND 14.33
$10.94 ฿368
1.37%
Apples (1kg)
$3.28 BND 4.24
$2.71 ฿91.2
21.03%
Banana (1kg)
$2.55 BND 3.29
$1.17 ฿39.27
117.95%
Oranges (1kg)
$3.20 BND 4.14
$1.69 ฿56.8
89.35%
Tomato (1kg)
$2.85 BND 3.68
$1.60 ฿54.0
78.13%
Potato (1kg)
$1.70 BND 2.19
$1.38 ฿46.56
23.19%
Onion (1kg)
$2.16 BND 2.79
$1.20 ฿40.47
80.00%
Lettuce (1 head)
$3.57 BND 4.61
$0.67 ฿22.51
432.84%
Water (1.5 liter bottle)
$0.83 BND 1.07
$0.56 ฿18.74
48.21%
Bottle of Non-Alcoholic Wine (Mid-Range)
$12.67 BND 16.36
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$3.35 BND 4.33
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.58 BND 2.04
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$15.63 BND 20.19
$4.64 ฿156
236.85%
Wine (Bottle)
-
$17.62 ฿593
-
Local Beer (0.5 liter bottle)
-
$1.86 ฿62.6
-
Imported Beer (0.33 liter bottle)
-
$3.30 ฿111
-
🚌 Getting Around
Bandar Seri Begawan
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.74 BND 0.96
$0.88 ฿29.70
-15.91%
Public Transport Monthly Pass (Regular Price)
-
$19.34 ฿651
-
Taxi Start (Normal Tariff)
$4.82 BND 6.23
$1.36 ฿45.92
254.41%
Taxi (Normal Tariff) (1km)
$2.64 BND 3.40
$1.34 ฿45.00
97.01%
Taxi 1hour Waiting (Normal Tariff)
$11.49 BND 14.85
$8.21 ฿276
39.95%
Gasoline (1 liter)
$0.38 BND 0.49
$1.22 ฿41.20
-68.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.3K BND 50.8K
$21.4K ฿718.5K
84.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.6K BND 47.3K
$22.5K ฿758.1K
62.39%
🧾 Monthly Utilities & Internet
Bandar Seri Begawan
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.4 BND 78.0
$70.7 ฿2,378
-14.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.12 BND 28.57
$14.04 ฿472
57.55%
Internet (50+ Mbps, Unlimited Data)
$64.2 BND 82.9
$17.49 ฿589
267.07%
🎉 Sport & Entertainment
Bandar Seri Begawan
Chiang Mai
Difference
Gym Membership (Monthly)
$37.32 BND 48.20
$42.15 ฿1,418
-11.46%
Tennis Court (1 Hour on Weekend)
$2.84 BND 3.67
$6.88 ฿231
-58.72%
Cinema Ticket
$5.56 BND 7.19
$5.92 ฿199
-6.08%
🧸 Childcare & Education
Bandar Seri Begawan
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$161 BND 208
$309 ฿10.4K
-47.79%
International Primary School, 1 Child (Yearly)
$9,584 BND 12.4K
$14.9K ฿500.7K
-35.59%
👕👟 Clothing & Footwear
Bandar Seri Begawan
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$97.0 BND 125
$55.8 ฿1,876
73.96%
Summer Dress (H&M, Zara, etc)
$69.0 BND 89.2
$26.11 ฿879
164.38%
Sport Shoes (Adidas, Nike)
$108 BND 139
$83.0 ฿2,793
29.94%
Men's Leather Business Shoes
$64.1 BND 82.8
$70.5 ฿2,371
-9.00%
🏠 Accommodation & Living
Bandar Seri Begawan
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$739 BND 954
$432 ฿14.5K
70.94%
1-bedroom Apartment, Outside City Center (Monthly)
$458 BND 592
$239 ฿8,040
91.78%
3-bedroom Apartment, City Center (Monthly)
$1,324 BND 1,710
$822 ฿27.7K
61.04%
3-bedroom Apartment, Outside City Center (Monthly)
$812 BND 1,049
$512 ฿17.2K
58.65%
Buy Apartment in City Center (m2)
$3,009 BND 3,887
$1,915 ฿64.4K
57.17%
Buy Apartment Outside City Center (m2)
$2,268 BND 2,929
$1,467 ฿49.4K
54.59%
💵 Salaries & Financials
Bandar Seri Begawan
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,954 BND 2,524
$579 ฿19.5K
237.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.06
5
-18.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bandar Seri Begawan: July 11, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A central one-bedroom costs $739 in Bandar Seri Begawan versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 237% higher in Bandar Seri Begawan, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $28.00 in Bandar Seri Begawan versus $18.00 in Chiang Mai. Groceries tell a different story – $222 in Bandar Seri Begawan vs $243 in Chiang Mai – so Bandar Seri Begawan wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bandar Seri Begawan vs Chiang Mai: Cost of Living - Frequently Asked Questions
Is Chiang Mai cheaper than Bandar Seri Begawan?
Yes – Bandar Seri Begawan is pricier by about 33%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,722 per month in Bandar Seri Begawan and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Bandar Seri Begawan or in Chiang Mai?
A mid-range dinner for two costs $28.00 in Bandar Seri Begawan and $18.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Bandar Seri Begawan and in Chiang Mai?
Interestingly, groceries are about 10% cheaper in Bandar Seri Begawan – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 a realistic budget for living in Bandar Seri Begawan or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Bandar Seri Begawan at $1,148. In Chiang Mai it covers expenses comfortably, while in Bandar Seri Begawan it requires careful planning or may not stretch far enough.
Is Bandar Seri Begawan or Chiang Mai more family-friendly?
Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Bandar Seri Begawan or Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bandar Seri Begawan makes more sense. Both are solid long-term options with distinct trade-offs.

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