Last update: Oct 2026

Cost of Living Comparison Between Bandar Seri Begawan and Bansko

For one person, living is cheaper in Bansko: $970 a month against $1,193 in Bandar Seri Begawan, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

Bandar Seri Begawan
🇧🇳 Brunei
$1,193
/mo nomad
Bansko
🇧🇬 Bulgaria
$970
/mo nomad
Monthly Cost of Living

How much you'll spend in Bandar Seri Begawan and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bandar Seri Begawan and in Bansko actually costs, broken down by who's living it.

A single person spends $1,193 per month in Bandar Seri Begawan vs $970 in Bansko, rent included.

  • Bandar Seri Begawan $1,193
  • Bansko $970

A couple spends around $1,725 per month in Bandar Seri Begawan vs $1,464 in Bansko, rent included.

  • Bandar Seri Begawan $1,725
  • Bansko $1,464

A family of three spends $2,257 per month in Bandar Seri Begawan vs $1,957 in Bansko, rent included.

  • Bandar Seri Begawan $2,257
  • Bansko $1,957

Bandar Seri Begawan costs about 23% more than Bansko, and outside of rent the biggest gap is in clothing.

Both Bandar Seri Begawan and Bansko are more affordable than the global median – Bandar Seri Begawan 11% lower, Bansko 28% lower.

Currency
🍽 Eating Out
Bandar Seri Begawan
Bansko
Difference
Meal at Budget Restaurant
$3.84 BND 4.91
$8.66 BGN 15.15
-55.66%
Three-Course Dinner for Two, Mid-Range
$27.17 BND 34.78
$46.63 BGN 81.6
-41.73%
Fast Food Meal (McDonalds, etc)
$6.13 BND 7.84
$9.01 BGN 15.77
-31.96%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.90 BND 2.44
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.31 BND 2.96
-
-
Cappuccino
$3.88 BND 4.97
$2.24 BGN 3.92
73.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.95 BND 1.22
$1.50 BGN 2.63
-36.67%
Water (0.33 liter bottle)
$0.53 BND 0.68
$0.86 BGN 1.51
-38.37%
Local Beer (0.5 liter draught)
-
$1.76 BGN 3.07
-
Imported Beer (0.33 liter bottle)
-
$2.00 BGN 3.51
-
🛒 Groceries & Markets
Bandar Seri Begawan
Bansko
Difference
Milk (1 liter)
$1.84 BND 2.36
$1.79 BGN 3.14
2.79%
White Bread (500g)
$1.70 BND 2.18
$0.81 BGN 1.42
109.88%
Rice (white) (1kg)
$1.24 BND 1.58
$1.52 BGN 2.66
-18.42%
Eggs
$2.01 BND 2.58
$2.30 BGN 4.02
-12.61%
Local Cheese (1kg)
$9.26 BND 11.85
$9.60 BGN 16.81
-3.54%
Chicken Fillets (1kg)
$4.39 BND 5.63
$6.32 BGN 11.06
-30.54%
Beef Round Steak (1kg)
$10.63 BND 13.61
$8.64 BGN 15.12
23.03%
Apples (1kg)
$3.19 BND 4.09
$1.28 BGN 2.24
149.22%
Banana (1kg)
$2.18 BND 2.79
$1.68 BGN 2.95
29.76%
Oranges (1kg)
$2.86 BND 3.66
$1.70 BGN 2.98
68.24%
Tomato (1kg)
$2.59 BND 3.31
$1.89 BGN 3.30
37.04%
Potato (1kg)
$1.75 BND 2.24
$0.93 BGN 1.63
88.17%
Onion (1kg)
$2.08 BND 2.67
$0.76 BGN 1.32
173.68%
Lettuce (1 head)
$3.61 BND 4.62
$0.54 BGN 0.95
568.52%
Water (1.5 liter bottle)
$0.93 BND 1.19
$0.58 BGN 1.02
60.34%
Bottle of Non-Alcoholic Wine (Mid-Range)
$23.07 BND 29.54
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$3.39 BND 4.35
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$15.45 BND 19.78
$3.44 BGN 6.02
349.13%
Wine (Bottle)
-
$5.14 BGN 9.00
-
Local Beer (0.5 liter bottle)
-
$1.11 BGN 1.94
-
Imported Beer (0.33 liter bottle)
-
$1.70 BGN 2.97
-
🚌 Getting Around
Bandar Seri Begawan
Bansko
Difference
One-way Ticket (Public Transport)
$0.82 BND 1.05
$0.88 BGN 1.55
-6.82%
Public Transport Monthly Pass (Regular Price)
$0.82 BND 1.05
$26.76 BGN 46.83
-96.94%
Taxi Start (Normal Tariff)
$3.82 BND 4.89
$1.29 BGN 2.26
196.12%
Taxi (Normal Tariff) (1km)
$3.42 BND 4.38
$0.65 BGN 1.14
426.15%
Taxi 1hour Waiting (Normal Tariff)
$11.89 BND 15.22
$10.18 BGN 17.81
16.80%
Gasoline (1 liter)
$0.39 BND 0.50
$1.50 BGN 2.63
-74.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.7K BND 56.0K
$28.8K BGN 50.4K
51.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.2K BND 46.3K
$21.5K BGN 37.5K
68.65%
🧾 Monthly Utilities & Internet
Bandar Seri Begawan
Bansko
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.7 BND 77.7
$91.4 BGN 160
-33.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.58 BND 27.63
$14.68 BGN 25.68
47.00%
Internet (50+ Mbps, Unlimited Data)
$65.4 BND 83.8
$12.07 BGN 21.12
442.00%
🎉 Sport & Entertainment
Bandar Seri Begawan
Bansko
Difference
Gym Membership (Monthly)
$45.10 BND 57.7
$32.28 BGN 56.5
39.71%
Tennis Court (1 Hour on Weekend)
$6.96 BND 8.91
$8.60 BGN 15.05
-19.07%
Cinema Ticket
$5.34 BND 6.84
$5.63 BGN 9.86
-5.15%
🧸 Childcare & Education
Bandar Seri Begawan
Bansko
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$214 BND 273
$228 BGN 400
-6.51%
International Primary School, 1 Child (Yearly)
$9,857 BND 12.6K
$2,311 BGN 4,045
326.51%
👕👟 Clothing & Footwear
Bandar Seri Begawan
Bansko
Difference
Jeans (Levis 501 Or Similar)
$75.2 BND 96.3
$30.48 BGN 53.3
146.72%
Summer Dress (H&M, Zara, etc)
$92.5 BND 118
$19.01 BGN 33.26
386.59%
Sport Shoes (Adidas, Nike)
$104 BND 133
$45.53 BGN 79.7
127.52%
Men's Leather Business Shoes
$73.3 BND 93.8
$48.67 BGN 85.2
50.54%
🏠 Accommodation & Living
Bandar Seri Begawan
Bansko
Difference
1-bedroom Apartment, City Center (Monthly)
$734 BND 939
$521 BGN 913
40.68%
1-bedroom Apartment, Outside City Center (Monthly)
$469 BND 601
$367 BGN 643
27.77%
3-bedroom Apartment, City Center (Monthly)
$1,125 BND 1,440
$634 BGN 1,110
77.41%
3-bedroom Apartment, Outside City Center (Monthly)
$692 BND 885
$558 BGN 976
23.99%
Buy Apartment in City Center (m2)
$3,106 BND 3,977
$1,204 BGN 2,106
158.11%
Buy Apartment Outside City Center (m2)
$2,298 BND 2,942
$971 BGN 1,699
136.69%
💵 Salaries & Financials
Bandar Seri Begawan
Bansko
Difference
Average Monthly Net Salary (After Tax)
$1,755 BND 2,247
$1,670 BGN 2,923
5.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.88
2.99
29.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bandar Seri Begawan: October 5, 2026

Last update for Bansko: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bandar Seri Begawan
$469
Bansko
$367 21.7% $102
Groceries & Markets
Bandar Seri Begawan
$218
Bansko
$193 11.6% $25
Clothing & Footwear
Bandar Seri Begawan
$155
Bansko
$65 58.3% $90
Monthly Utilities & Internet
Bandar Seri Begawan
$148
Bansko
$118 20% $29
Eating Out
Bandar Seri Begawan
$102
Bansko
$145 43.1% $44
Sport & Entertainment
Bandar Seri Begawan
$56
Bansko
$44 21.9% $12
Getting Around
Bandar Seri Begawan
$25
Bansko
$35 39.4% $9.9

Cost Breakdown

A central one-bedroom costs $734 in Bandar Seri Begawan versus $521 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Bandar Seri Begawan, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $27.00 in Bandar Seri Begawan versus $47.00 in Bansko. Groceries tell a different story – $218 in Bandar Seri Begawan vs $193 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know
🇧🇳 Bandar Seri Begawan
🇧🇬 Bansko
🕒 Local time
17:42 5:42 PM
12:42 12:42 PM
5 h behind Bandar Seri Begawan
🌤 Weather
👥 Population
50,000 Capital
8,000
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD, EUR to BND – Brunei Dollar Converter

Brunei Dollar exchange rates as of October 10, 2026: 1 USD = 1.28 BND (1 BND = 0.781 USD). 1 EUR = 1.43 BND (1 BND = 0.697 EUR).

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

On the map
Between locations
  • Bandar Seri Begawan Bansko 9,770 km ≈ 13 h nonstop flight
From you
  • Bandar Seri Begawan
  • Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bandar Seri Begawan vs Bansko: Cost of Living - Frequently Asked Questions
Is Bansko cheaper than Bandar Seri Begawan?
Yes – Bandar Seri Begawan is pricier by about 23%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $1,789 per month in Bandar Seri Begawan and $1,455 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Bandar Seri Begawan and in Bansko?
Monthly expenses with rent come to $1,193 in Bandar Seri Begawan and $970 in Bansko. That's a gap of about 23%.
Which city has cheaper public transport?
Public transport costs about 3163% less in Bansko. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,000 a realistic budget for living in Bandar Seri Begawan or in Bansko?
A $2,000 monthly budget goes further in Bansko, where all-in costs run around $970, than in Bandar Seri Begawan at $1,193. In Bansko it covers expenses comfortably, while in Bandar Seri Begawan it requires careful planning or may not stretch far enough.
Is Bandar Seri Begawan or Bansko more family-friendly?
Families tend to lean toward Bansko – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Bandar Seri Begawan or Bansko?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bandar Seri Begawan makes more sense. Both are solid long-term options with distinct trade-offs.

Bandar Seri Begawan vs other spots: cost of living compared

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