Cost of Living Comparison Between Balzers and Ruggell Cost of Living Comparison Between Balzers and Ruggell

Monthly Cost of Living

Monthly costs for one person with rent: $3,199 in Balzers versus $1,337 in Ruggell.

Estimated couple costs with rent: $5,094 in Balzers versus $1,940 in Ruggell.

Monthly costs for a family of three with rent: $6,989 in Balzers versus $2,544 in Ruggell.

Living in Balzers is roughly 139% more expensive than in Ruggell, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Balzers 139% above, Ruggell 0% above.

Meal at Budget Restaurant

$31.30 CHF 25.31

Three-Course Dinner for Two, Mid-Range

$125 CHF 101

Fast Food Meal (McDonalds, etc)

$21.82 CHF 17.64

Cappuccino

$5.55 CHF 4.49

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.27 CHF 5.07

Water (0.33 liter bottle)

$5.42 CHF 4.38

Local Beer (0.5 liter draught)

$7.45 CHF 6.02

Imported Beer (0.33 liter bottle)

$7.55 CHF 6.11

Milk (1 liter)

$2.73 CHF 2.20

White Bread (500g)

$3.00 CHF 2.43

Rice (white) (1kg)

$2.77 CHF 2.24

Eggs

$11.96 CHF 9.67

Local Cheese (1kg)

$25.61 CHF 20.71

Chicken Fillets (1kg)

$23.71 CHF 19.17

Beef Round Steak (1kg)

$50.3 CHF 40.69

Apples (1kg)

$3.50 CHF 2.83

Banana (1kg)

$3.80 CHF 3.07

Oranges (1kg)

$4.00 CHF 3.24

Tomato (1kg)

$2.64 CHF 2.14

Potato (1kg)

$2.40 CHF 1.94

Onion (1kg)

$2.19 CHF 1.77

Lettuce (1 head)

$2.10 CHF 1.70

Water (1.5 liter bottle)

$1.69 CHF 1.37

Cigarettes 20 Pack (Marlboro, Camel)

$12.53 CHF 10.13

Wine (Bottle)

$14.14 CHF 11.43

Local Beer (0.5 liter bottle)

$2.03 CHF 1.64

Imported Beer (0.33 liter bottle)

$1.77 CHF 1.43

One-way Ticket (Public Transport)

$3.44 CHF 2.78

$5.83 CHF 4.72

-40.99%

Public Transport Monthly Pass (Regular Price)

$85.4 CHF 69.0

$123 CHF 99.8

-30.82%

Taxi Start (Normal Tariff)

$1.75 CHF 1.42

Taxi 1hour Waiting (Normal Tariff)

$8.88 CHF 7.18

$7.59 CHF 6.13

17.00%

Gasoline (1 liter)

$2.21 CHF 1.79

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K CHF 28.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K CHF 26.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 CHF 178

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.64 CHF 32.86

Internet (50+ Mbps, Unlimited Data)

$72.5 CHF 58.6

Gym Membership (Monthly)

$92.2 CHF 74.6

Tennis Court (1 Hour on Weekend)

$24.90 CHF 20.13

Cinema Ticket

$24.43 CHF 19.75

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 CHF 248

International Primary School, 1 Child (Yearly)

$9,050 CHF 7,317

Jeans (Levis 501 Or Similar)

$127 CHF 103

Summer Dress (H&M, Zara, etc)

$52.6 CHF 42.55

Sport Shoes (Adidas, Nike)

$176 CHF 142

Men's Leather Business Shoes

$226 CHF 182

1-bedroom Apartment, City Center (Monthly)

$1,002 CHF 810

$1,527 CHF 1,235

-34.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,292 CHF 1,044

$1,207 CHF 976

7.05%

3-bedroom Apartment, City Center (Monthly)

$2,922 CHF 2,362

$2,545 CHF 2,057

14.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,390 CHF 1,933

$2,235 CHF 1,807

6.98%

Buy Apartment in City Center (m2)

$16.9K CHF 13.6K

Buy Apartment Outside City Center (m2)

$5,216 CHF 4,217

Average Monthly Net Salary (After Tax)

$8,820 CHF 7,131

$9,978 CHF 8,067

-11.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Balzers: July 13, 2026

Last update for Ruggell: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,002 in Balzers and $1,527 in Ruggell. Housing cost is often the main lever when comparing two cities.

Ruggell pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Balzers vs Ruggell: Cost of Living - Frequently Asked Questions

Ruggell is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 139% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 13% lower in Ruggell. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,002 in Balzers versus $1,527 in Ruggell. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ruggell runs roughly 45% less than in Balzers. Both cities have functional networks, but the price difference matters if you're watching your budget.

All in, you'll spend $3,199 per month in Balzers versus $1,337 in Ruggell – a 139% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,337 in Ruggell versus $3,199 in Balzers, a $1,500 budget is realistic in Ruggell but tight or insufficient in Balzers. The gap between the two cities makes Ruggell the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Balzers and Ruggell are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ruggell gentler on the wallet – expenses run 139% less than in Balzers. Beyond cost, consider language, visa policies, and how big the international community is in each city.