Last update: Oct 2026

Cost of Living Comparison Between Balzers and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,242 in Balzers, rent and utilities included – about $27,700 less a year. Rent and utilities account for about half of the difference.

155

Cost of Living Index in Balzers
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Balzers Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Balzers

🇱🇮 Liechtenstein

$3,242

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Balzers and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Balzers and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,242 in Balzers versus $934 in Cebu.

Balzers $3,242
Cebu $934

Estimated couple costs with rent: $5,014 in Balzers versus $1,415 in Cebu.

Balzers $5,014
Cebu $1,415

Monthly costs for a family of three with rent: $6,786 in Balzers versus $1,896 in Cebu.

Balzers $6,786
Cebu $1,896

Living in Balzers is roughly 247% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Balzers is 142% above, Cebu is 30% below.

Meal at Budget Restaurant

$30.43 CHF 25.26

$3.03 ₱190

904.29%

Three-Course Dinner for Two, Mid-Range

$119 CHF 98.6

$23.48 ₱1,473

406.13%

Fast Food Meal (McDonalds, etc)

$21.49 CHF 17.83

$4.09 ₱256

425.43%

Cappuccino

$5.56 CHF 4.62

$2.52 ₱158

120.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.03 CHF 5.00

$1.54 ₱96.9

291.56%

Water (0.33 liter bottle)

$5.36 CHF 4.44

$0.49 ₱30.98

993.88%

Local Beer (0.5 liter draught)

$7.10 CHF 5.89

$1.79 ₱112

296.65%

Imported Beer (0.33 liter bottle)

$7.11 CHF 5.90

$2.26 ₱142

214.60%

Milk (1 liter)

$2.60 CHF 2.16

$1.95 ₱122

33.33%

White Bread (500g)

$2.96 CHF 2.45

$1.43 ₱89.7

106.99%

Rice (white) (1kg)

$2.69 CHF 2.23

$1.02 ₱63.8

163.73%

Eggs

$12.03 CHF 9.99

$2.06 ₱129

483.98%

Local Cheese (1kg)

$25.01 CHF 20.76

$9.81 ₱615

154.94%

Chicken Fillets (1kg)

$23.41 CHF 19.43

$4.61 ₱289

407.81%

Beef Round Steak (1kg)

$48.70 CHF 40.42

$7.70 ₱483

532.47%

Apples (1kg)

$3.45 CHF 2.87

$3.31 ₱207

4.23%

Banana (1kg)

$3.82 CHF 3.17

$1.45 ₱90.9

163.45%

Oranges (1kg)

$4.07 CHF 3.37

$2.36 ₱148

72.46%

Tomato (1kg)

$2.56 CHF 2.13

$1.54 ₱96.4

66.23%

Potato (1kg)

$2.34 CHF 1.94

$2.36 ₱148

-0.85%

Onion (1kg)

$2.10 CHF 1.74

$1.99 ₱125

5.53%

Lettuce (1 head)

$2.06 CHF 1.71

$1.15 ₱72.1

79.13%

Water (1.5 liter bottle)

$1.58 CHF 1.32

$0.67 ₱42.15

135.82%

Cigarettes 20 Pack (Marlboro, Camel)

$12.10 CHF 10.04

$3.00 ₱188

303.33%

Wine (Bottle)

$13.67 CHF 11.35

$6.35 ₱398

115.28%

Local Beer (0.5 liter bottle)

$1.99 CHF 1.65

$1.31 ₱81.9

51.91%

Imported Beer (0.33 liter bottle)

$1.72 CHF 1.43

$1.73 ₱108

-0.58%

One-way Ticket (Public Transport)

$3.49 CHF 2.90

$0.25 ₱15.78

1296.00%

Public Transport Monthly Pass (Regular Price)

$81.4 CHF 67.6

$12.65 ₱793

543.48%

Taxi Start (Normal Tariff)

$1.79 CHF 1.48

$0.74 ₱46.32

141.89%

Taxi (Normal Tariff) (1km)

$5.86 CHF 4.86

$0.21 ₱13.11

2690.48%

Taxi 1hour Waiting (Normal Tariff)

$8.34 CHF 6.92

$4.33 ₱271

92.61%

Gasoline (1 liter)

$2.14 CHF 1.78

$1.33 ₱83.5

60.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K CHF 28.1K

$21.8K ₱1.4M

55.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K CHF 26.7K

$19.4K ₱1.2M

65.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 CHF 179

$121 ₱7,563

79.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.00 CHF 32.37

$14.45 ₱907

169.90%

Internet (50+ Mbps, Unlimited Data)

$70.7 CHF 58.7

$28.29 ₱1,774

149.88%

Gym Membership (Monthly)

$92.7 CHF 77.0

$32.68 ₱2,050

183.72%

Tennis Court (1 Hour on Weekend)

$24.01 CHF 19.93

$6.39 ₱401

275.74%

Cinema Ticket

$24.20 CHF 20.08

$5.46 ₱342

343.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$296 CHF 245

$273 ₱17.1K

8.10%

International Primary School, 1 Child (Yearly)

$8,624 CHF 7,158

$8,156 ₱511.5K

5.74%

Jeans (Levis 501 Or Similar)

$126 CHF 104

$49.57 ₱3,109

153.60%

Summer Dress (H&M, Zara, etc)

$50.7 CHF 42.09

$24.87 ₱1,560

103.90%

Sport Shoes (Adidas, Nike)

$171 CHF 142

$76.6 ₱4,804

123.14%

Men's Leather Business Shoes

$221 CHF 183

$59.3 ₱3,717

272.43%

1-bedroom Apartment, City Center (Monthly)

$989 CHF 821

$506 ₱31.7K

95.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,260 CHF 1,046

$309 ₱19.4K

307.25%

3-bedroom Apartment, City Center (Monthly)

$2,849 CHF 2,364

$1,052 ₱66.0K

170.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,312 CHF 1,919

$619 ₱38.8K

273.53%

Buy Apartment in City Center (m2)

$16.1K CHF 13.4K

$2,915 ₱182.9K

452.82%

Buy Apartment Outside City Center (m2)

$5,180 CHF 4,300

$1,867 ₱117.1K

177.44%

Average Monthly Net Salary (After Tax)

$8,613 CHF 7,148

$341 ₱21.4K

2425.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

7.2

4.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Balzers: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Balzers

$1.3K 39.6%

Cebu

$309 33.5% 75.4% $951

Groceries & Markets

Balzers

$601 18.9%

Cebu

$210 22.7% 65% $391

Eating Out

Balzers

$470 14.8%

Cebu

$88 9.6% 81.2% $382

Monthly Utilities & Internet

Balzers

$326 10.3%

Cebu

$163 17.7% 49.9% $163

Clothing & Footwear

Balzers

$256 8%

Cebu

$95 10.2% 63% $161

Sport & Entertainment

Balzers

$141 4.4%

Cebu

$44 4.7% 69.1% $98

Getting Around

Balzers

$126 4%

Cebu

$15 1.7% 87.8% $111

Cost Breakdown

A one-bedroom apartment in the center runs $989 in Balzers and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Balzers pays 2425% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Balzers vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $601 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇱🇮 Balzers

🇵🇭 Cebu

🕒 Local time

10:15 10:15 AM

16:15 4:15 PM

6 h ahead of Balzers

🌤 Weather

👥 Population

4,600

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.2 USD

1 CHF = 1.07 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 10, 2026: 1 USD = 0.83 CHF (1 CHF = 1.2 USD). 1 EUR = 0.931 CHF (1 CHF = 1.07 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to CHF in detail →

On the map

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Between locations

Balzers Cebu 10,940 km ≈ 14 h nonstop flight

From you

Balzers
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Balzers vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 247% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2425% higher in Balzers, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $989 in Balzers versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 186% higher in Balzers. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $119 in Balzers. If you eat out regularly, this makes a real dent in your monthly spending.

At $934 in Cebu versus $3,242 in Balzers, a $1,500 budget is realistic in Cebu but tight or insufficient in Balzers. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Balzers, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Balzers and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 247% less than in Balzers. Beyond cost, consider language, visa policies, and how big the international community is in each city.