Last update: Oct 2026

Cost of Living Comparison Between Australia and Finland

Name: Finland
Address: FI

For one person, living is cheaper in Finland: $1,935 a month against $2,539 in Australia, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Australia
Learn more

Australia Living Index
94

Cost of Living Index in Finland
Learn more

Finland Living Index

Jump to prices

🇦🇺 Australia

$2,539

/mo nomad

🇫🇮 Finland

$1,935

/mo nomad

Monthly Cost of Living

How much you'll spend in Australia and in Finland

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Australia and in Finland actually costs, broken down by who's living it.

A single person spends $2,539 per month in Australia vs $1,935 in Finland, rent included.

Australia $2,539
Finland $1,935

A couple spends around $3,716 per month in Australia vs $3,030 in Finland, rent included.

Australia $3,716
Finland $3,030

A family of three spends $4,892 per month in Australia vs $4,125 in Finland, rent included.

Australia $4,892
Finland $4,125

The regional cost range is wider in Australia ($1,635–$3,245) than in Finland ($981–$2,192), so city choice matters more there.

The cost of living in Australia is about 31% higher than in Finland on average.

Both Australia and Finland are pricier than the global median – Australia by 87%, Finland by 43%.

Meal at Budget Restaurant

$17.35 A$24.65

$16.53 €14.76

4.96%

Three-Course Dinner for Two, Mid-Range

$84.5 A$120

$89.0 €79.4

-4.98%

Fast Food Meal (McDonalds, etc)

$10.98 A$15.60

$12.21 €10.90

-10.07%

Cappuccino

$3.84 A$5.46

$4.81 €4.29

-20.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 A$4.11

$3.11 €2.78

-7.07%

Water (0.33 liter bottle)

$2.29 A$3.25

$2.31 €2.06

-0.87%

Local Beer (0.5 liter draught)

$7.79 A$11.07

$8.52 €7.60

-8.57%

Imported Beer (0.33 liter bottle)

$8.42 A$11.96

$8.78 €7.84

-4.10%

Milk (1 liter)

$1.75 A$2.49

$1.35 €1.21

29.63%

White Bread (500g)

$2.78 A$3.94

$2.72 €2.43

2.21%

Rice (white) (1kg)

$2.31 A$3.28

$2.64 €2.36

-12.50%

Eggs

$4.89 A$6.95

$3.49 €3.12

40.11%

Local Cheese (1kg)

$9.95 A$14.14

$8.85 €7.89

12.43%

Chicken Fillets (1kg)

$9.06 A$12.87

$13.39 €11.95

-32.34%

Beef Round Steak (1kg)

$14.92 A$21.19

$22.42 €20.01

-33.45%

Apples (1kg)

$3.65 A$5.19

$2.67 €2.39

36.70%

Banana (1kg)

$3.03 A$4.31

$2.10 €1.87

44.29%

Oranges (1kg)

$3.24 A$4.60

$2.44 €2.18

32.79%

Tomato (1kg)

$4.69 A$6.67

$4.32 €3.86

8.56%

Potato (1kg)

$2.85 A$4.06

$1.29 €1.15

120.93%

Onion (1kg)

$2.32 A$3.30

$1.72 €1.53

34.88%

Lettuce (1 head)

$2.43 A$3.45

$2.22 €1.98

9.46%

Water (1.5 liter bottle)

$1.66 A$2.36

$1.87 €1.67

-11.23%

Cigarettes 20 Pack (Marlboro, Camel)

$38.47 A$54.7

$13.30 €11.87

189.25%

Wine (Bottle)

$13.84 A$19.67

$14.47 €12.92

-4.35%

Local Beer (0.5 liter bottle)

$4.87 A$6.92

$3.57 €3.19

36.41%

Imported Beer (0.33 liter bottle)

$5.28 A$7.50

$3.67 €3.27

43.87%

One-way Ticket (Public Transport)

$2.71 A$3.85

$3.48 €3.11

-22.13%

Public Transport Monthly Pass (Regular Price)

$94.0 A$134

$70.3 €62.8

33.68%

Taxi Start (Normal Tariff)

$3.57 A$5.07

$8.93 €7.97

-60.02%

Taxi (Normal Tariff) (1km)

$1.63 A$2.32

$1.38 €1.24

18.12%

Taxi 1hour Waiting (Normal Tariff)

$40.04 A$56.9

$66.0 €58.9

-39.34%

Gasoline (1 liter)

$1.33 A$1.88

$2.24 €2.00

-40.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.4K

$37.4K €33.4K

-22.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K A$36.5K

$37.9K €33.9K

-32.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 A$292

$141 €126

45.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.24 A$40.12

$27.22 €24.29

3.75%

Internet (50+ Mbps, Unlimited Data)

$57.0 A$80.9

$25.45 €22.72

123.77%

Gym Membership (Monthly)

$55.4 A$78.7

$43.82 €39.11

26.36%

Tennis Court (1 Hour on Weekend)

$19.46 A$27.65

$30.04 €26.81

-35.22%

Cinema Ticket

$15.06 A$21.39

$17.93 €16.00

-16.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,097 A$2,979

$387 €345

442.14%

International Primary School, 1 Child (Yearly)

$18.0K A$25.6K

$13.1K €11.7K

37.51%

Jeans (Levis 501 Or Similar)

$78.0 A$111

$97.2 €86.7

-19.71%

Summer Dress (H&M, Zara, etc)

$55.3 A$78.6

$40.09 €35.78

38.01%

Sport Shoes (Adidas, Nike)

$112 A$159

$100.0 €89.2

11.89%

Men's Leather Business Shoes

$122 A$173

$147 €131

-17.03%

1-bedroom Apartment, City Center (Monthly)

$1,559 A$2,216

$851 €759

83.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,215 A$1,726

$704 €628

72.54%

3-bedroom Apartment, City Center (Monthly)

$2,435 A$3,460

$1,561 €1,393

56.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,924 A$2,734

$1,211 €1,081

58.87%

Buy Apartment in City Center (m2)

$8,175 A$11.6K

$4,938 €4,407

65.57%

Buy Apartment Outside City Center (m2)

$6,060 A$8,611

$2,932 €2,617

106.70%

Average Monthly Net Salary (After Tax)

$4,038 A$5,738

$3,033 €2,707

33.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.94

3.87

53.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Australia: October 19, 2026

Last update for Finland: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Australia

$1.2K 47.8%

Finland

$704 36.4% 42% $511

Groceries & Markets

Australia

$372 14.7%

Finland

$376 19.4% 1% $3.8

Eating Out

Australia

$294 11.6%

Finland

$308 15.9% 4.8% $14

Monthly Utilities & Internet

Australia

$291 11.4%

Finland

$194 10% 33.4% $97

Clothing & Footwear

Australia

$165 6.5%

Finland

$173 8.9% 4.6% $7.7

Getting Around

Australia

$117 4.6%

Finland

$100 5.2% 14.1% $16

Sport & Entertainment

Australia

$85 3.4%

Finland

$80 4.1% 6.8% $5.8

Cost Breakdown

Average rent: $1,364 in Australia vs $791 in Finland. For reference, capital cities sit at $1,719 in Canberra and $1,225 in Helsinki.

Average salary: $3,853 in Australia vs $2,891 in Finland. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 72% higher in Australia.

Public transport is 23% more expensive in Australia.

Salaries are 33% higher in Australia.

Good to know

🇦🇺 Australia

🇫🇮 Finland

🕒 Local time

12:13 12:13 PM

03:13 3:13 AM

9 h behind Australia

🌤 Weather

👥 Population

26,473,055

5,608,218

💱 Currency

Australian Dollar AUD $

Euro EUR €

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.628 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 26, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.59 AUD (1 AUD = 0.628 EUR).

Euro exchange rates as of October 26, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Australia Finland 15,210 km ≈ 20 h nonstop flight

From you

Australia
Finland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Australia vs Finland: Cost of Living - Frequently Asked Questions

Finland is the cheaper option – living costs run roughly 24% lower on average.

Housing costs more in Australia: a central one-bedroom averages $1,364 versus $791 in Finland.

$2,500 buys a comfortable lifestyle in Finland, but in Australia it only works with careful planning outside the capital. Same money, very different lives.

Finland is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.