Cost of Living Comparison Between Austin, TX and St. Cloud, MN Cost of Living Comparison Between Austin, TX and St. Cloud, MN

😐 Solo nomad: Austin, TX is 40.7% more expensive than St. Cloud, MN without rent, and 8.7% more expensive with rent.

😐 Family of 3: Austin, TX is 45.4% more expensive than St. Cloud, MN without rent, and 15.5% more expensive with rent.

Meal at Budget Restaurant

$19.64 $19.64

$18.12 $18.12

8.39%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$64.9 $64.9

17.42%

Fast Food Meal (McDonalds, etc)

$9.95 $9.95

$9.89 $9.89

0.61%

Cappuccino

$5.61 $5.61

$5 $5

12.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.7 $2.7

-2.22%

Water (0.33 liter bottle)

$2.19 $2.19

$2.37 $2.37

-7.59%

Local Beer (0.5 liter draught)

$5.84 $5.84

$6.07 $6.07

-3.79%

Imported Beer (0.33 liter bottle)

$7.92 $7.92

$6.91 $6.91

14.62%

Milk (1 liter)

$1.13 $1.13

$0.8 $0.8

41.25%

White Bread (500g)

$3.3 $3.3

$2.83 $2.83

16.61%

Rice (white) (1kg)

$3.5 $3.5

$3.36 $3.36

4.17%

Eggs

$4.4 $4.4

$2.19 $2.19

100.91%

Local Cheese (1kg)

$12 $12

$4.83 $4.83

148.45%

Chicken Fillets (1kg)

$10.68 $10.68

$9.43 $9.43

13.26%

Beef Round Steak (1kg)

$14.73 $14.73

$14.19 $14.19

3.81%

Apples (1kg)

$4.88 $4.88

$3.77 $3.77

29.44%

Banana (1kg)

$1.52 $1.52

$1.15 $1.15

32.17%

Oranges (1kg)

$4.53 $4.53

$3.24 $3.24

39.81%

Tomato (1kg)

$3.92 $3.92

$2.23 $2.23

75.78%

Potato (1kg)

$2.72 $2.72

$0.79 $0.79

244.30%

Onion (1kg)

$2.76 $2.76

$1.62 $1.62

70.37%

Lettuce (1 head)

$2.01 $2.01

$1.98 $1.98

1.52%

Water (1.5 liter bottle)

$2.18 $2.18

$1.87 $1.87

16.58%

Cigarettes 20 Pack (Marlboro, Camel)

$8.86 $8.86

$10.11 $10.11

-12.36%

Wine (Bottle)

$14.96 $14.96

$12.06 $12.06

24.05%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$1.74 $1.74

34.48%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$4.38 $4.38

-21.46%

One-way Ticket (Public Transport)

$1.48 $1.48

$1.94 $1.94

-23.71%

Public Transport Monthly Pass (Regular Price)

$42.82 $42.82

Taxi Start (Normal Tariff)

$4.3 $4.3

$5.13 $5.13

-16.18%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.38 $1.38

31.88%

Taxi 1hour Waiting (Normal Tariff)

$34.63 $34.63

$29.17 $29.17

18.72%

Gasoline (1 liter)

$0.73 $0.73

$0.8 $0.8

-8.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K $25.5K

$35.8K $35.8K

-28.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$25.1K $25.1K

4.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 $177

$219 $219

-19.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$47.65 $47.65

23.67%

Internet (50+ Mbps, Unlimited Data)

$64.8 $64.8

$50.3 $50.3

28.91%

Gym Membership (Monthly)

$62.6 $62.6

$43.39 $43.39

44.25%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$14.72 $14.72

$13.78 $13.78

6.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,378 $1,378

$1,477 $1,477

-6.67%

International Primary School, 1 Child (Yearly)

$22.4K $22.4K

$30.1K $30.1K

-25.68%

Jeans (Levis 501 Or Similar)

$56.3 $56.3

$38.96 $38.96

44.48%

Summer Dress (H&M, Zara, etc)

$46.46 $46.46

$41.34 $41.34

12.39%

Sport Shoes (Adidas, Nike)

$86.7 $86.7

$83.5 $83.5

3.83%

Men's Leather Business Shoes

$119 $119

$128 $128

-6.83%

1-bedroom Apartment, City Center (Monthly)

$2,188 $2,188

$1,618 $1,618

35.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,395 $1,395

$1,344 $1,344

3.79%

3-bedroom Apartment, City Center (Monthly)

$3,896 $3,896

$2,644 $2,644

47.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,689 $2,689

$2,186 $2,186

23.04%

Buy Apartment in City Center (m2)

$4,414 $4,414

$2,591 $2,591

70.34%

Buy Apartment Outside City Center (m2)

$3,161 $3,161

$2,634 $2,634

20.02%

Average Monthly Net Salary (After Tax)

$4,871 $4,871

$8,674 $8,674

-43.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.43

0.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 28, 2025

Last update for St. Cloud, MN: October 29, 2025

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