Cost of Living Comparison Between Austin, TX and Schenectady, NY Cost of Living Comparison Between Austin, TX and Schenectady, NY

๐Ÿ˜ Solo nomad: Austin, TX is 10.5% more expensive than Schenectady, NY without rent, and 8.4% more expensive with rent.
๐Ÿ™‚ Family of 3: Austin, TX is 10.4% cheaper than Schenectady, NY without rent, and 24.6% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Austin, TX
Schenectady, NY
Difference
Meal at Budget Restaurant
$19.64 $19.64
$19.24 $19.24
2.08%
Three-Course Dinner for Two, Mid-Range
$76.2 $76.2
$65.4 $65.4
16.54%
Fast Food Meal (McDonalds, etc)
$9.95 $9.95
$11.96 $11.96
-16.81%
Cappuccino
$5.61 $5.61
$4.06 $4.06
38.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.41 $2.41
9.54%
Water (0.33 liter bottle)
$2.19 $2.19
$1.97 $1.97
11.17%
Local Beer (0.5 liter draught)
$5.84 $5.84
$4.95 $4.95
17.98%
Imported Beer (0.33 liter bottle)
$7.92 $7.92
$5.98 $5.98
32.44%
๐Ÿ›’ Groceries & Markets
Austin, TX
Schenectady, NY
Difference
Milk (1 liter)
$1.13 $1.13
$1 $1
13.00%
White Bread (500g)
$3.3 $3.3
$3.99 $3.99
-17.29%
Rice (white) (1kg)
$3.5 $3.5
$5.55 $5.55
-36.94%
Eggs
$4.4 $4.4
$5.09 $5.09
-13.56%
Local Cheese (1kg)
$12 $12
$16.4 $16.4
-26.83%
Chicken Fillets (1kg)
$10.68 $10.68
$13.62 $13.62
-21.59%
Beef Round Steak (1kg)
$14.73 $14.73
$17.39 $17.39
-15.30%
Apples (1kg)
$4.88 $4.88
$4.55 $4.55
7.25%
Banana (1kg)
$1.52 $1.52
$1.45 $1.45
4.83%
Oranges (1kg)
$4.53 $4.53
$4.77 $4.77
-5.03%
Tomato (1kg)
$3.92 $3.92
$4.8 $4.8
-18.33%
Potato (1kg)
$2.72 $2.72
$3.25 $3.25
-16.31%
Onion (1kg)
$2.76 $2.76
$2.46 $2.46
12.20%
Lettuce (1 head)
$2.01 $2.01
$1.85 $1.85
8.65%
Water (1.5 liter bottle)
$2.18 $2.18
$1.79 $1.79
21.79%
Cigarettes 20 Pack (Marlboro, Camel)
$8.86 $8.86
$13.17 $13.17
-32.73%
Wine (Bottle)
$14.96 $14.96
$12.77 $12.77
17.15%
Local Beer (0.5 liter bottle)
$2.34 $2.34
$1.75 $1.75
33.71%
Imported Beer (0.33 liter bottle)
$3.44 $3.44
$3.38 $3.38
1.78%
๐ŸšŒ Getting Around
Austin, TX
Schenectady, NY
Difference
One-way Ticket (Public Transport)
$1.48 $1.48
$1.53 $1.53
-3.27%
Public Transport Monthly Pass (Regular Price)
$42.82 $42.82
$55.6 $55.6
-22.94%
Taxi Start (Normal Tariff)
$4.3 $4.3
$3.09 $3.09
39.16%
Taxi (Normal Tariff) (1km)
$1.82 $1.82
$1.43 $1.43
27.27%
Taxi 1hour Waiting (Normal Tariff)
$34.63 $34.63
$27.22 $27.22
27.22%
Gasoline (1 liter)
$0.73 $0.73
$0.93 $0.93
-21.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K $25.5K
$30.4K $30.4K
-16.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$26K $26K
1.34%
๐Ÿงพ Monthly Utilities & Internet
Austin, TX
Schenectady, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 $177
$209 $209
-15.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 $58.9
$58.3 $58.3
1.08%
Internet (50+ Mbps, Unlimited Data)
$64.8 $64.8
$76.1 $76.1
-14.76%
๐ŸŽ‰ Sport & Entertainment
Austin, TX
Schenectady, NY
Difference
Gym Membership (Monthly)
$62.6 $62.6
$70.5 $70.5
-11.23%
Tennis Court (1 Hour on Weekend)
$10.17 $10.17
-
-
Cinema Ticket
$14.72 $14.72
$14.93 $14.93
-1.41%
๐Ÿงธ Childcare & Education
Austin, TX
Schenectady, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,378 $1,378
$1,414 $1,414
-2.52%
International Primary School, 1 Child (Yearly)
$22.4K $22.4K
$28.1K $28.1K
-20.19%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Austin, TX
Schenectady, NY
Difference
Jeans (Levis 501 Or Similar)
$56.3 $56.3
$48.04 $48.04
17.17%
Summer Dress (H&M, Zara, etc)
$46.46 $46.46
$44.12 $44.12
5.30%
Sport Shoes (Adidas, Nike)
$86.7 $86.7
$85 $85
2.01%
Men's Leather Business Shoes
$119 $119
$160 $160
-25.76%
๐Ÿ  Accommodation & Living
Austin, TX
Schenectady, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$2,188 $2,188
$1,324 $1,324
65.25%
1-bedroom Apartment, Outside City Center (Monthly)
$1,395 $1,395
$1,106 $1,106
26.17%
3-bedroom Apartment, City Center (Monthly)
$3,896 $3,896
$2,183 $2,183
78.47%
3-bedroom Apartment, Outside City Center (Monthly)
$2,689 $2,689
$1,461 $1,461
84.11%
Buy Apartment in City Center (m2)
$4,414 $4,414
$2,384 $2,384
85.14%
Buy Apartment Outside City Center (m2)
$3,161 $3,161
$2,335 $2,335
35.40%
๐Ÿ’ต Salaries & Financials
Austin, TX
Schenectady, NY
Difference
Average Monthly Net Salary (After Tax)
$4,871 $4,871
$3,901 $3,901
24.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.45
-

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Austin, TX: October 28, 2025

Last update for Schenectady, NY: October 27, 2025

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