Cost of Living Comparison Between Austin, TX and Panama City, FL Cost of Living Comparison Between Austin, TX and Panama City, FL

🙂 Solo nomad: Austin, TX is 8.9% cheaper than Panama City, FL without rent, and 3.1% cheaper with rent.

😐 Family of 3: Austin, TX is 18.3% more expensive than Panama City, FL without rent, and 20.9% more expensive with rent.

Meal at Budget Restaurant

$19.64 $19.64

$18.66 $18.66

5.25%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$54.1 $54.1

40.90%

Fast Food Meal (McDonalds, etc)

$9.95 $9.95

$10.32 $10.32

-3.59%

Cappuccino

$5.61 $5.61

$4.9 $4.9

14.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$2.68 $2.68

-1.49%

Water (0.33 liter bottle)

$2.19 $2.19

$2.12 $2.12

3.30%

Local Beer (0.5 liter draught)

$5.84 $5.84

$5.11 $5.11

14.29%

Imported Beer (0.33 liter bottle)

$7.92 $7.92

$6.65 $6.65

19.10%

Milk (1 liter)

$1.13 $1.13

$0.93 $0.93

21.51%

White Bread (500g)

$3.3 $3.3

$3.19 $3.19

3.45%

Rice (white) (1kg)

$3.5 $3.5

$2.59 $2.59

35.14%

Eggs

$4.4 $4.4

$3.18 $3.18

38.36%

Local Cheese (1kg)

$12 $12

$10.82 $10.82

10.91%

Chicken Fillets (1kg)

$10.68 $10.68

$11.6 $11.6

-7.93%

Beef Round Steak (1kg)

$14.73 $14.73

$14.9 $14.9

-1.14%

Apples (1kg)

$4.88 $4.88

$3.46 $3.46

41.04%

Banana (1kg)

$1.52 $1.52

$1.57 $1.57

-3.18%

Oranges (1kg)

$4.53 $4.53

$2.88 $2.88

57.29%

Tomato (1kg)

$3.92 $3.92

$4.17 $4.17

-6.00%

Potato (1kg)

$2.72 $2.72

$3.17 $3.17

-14.20%

Onion (1kg)

$2.76 $2.76

$2.74 $2.74

0.73%

Lettuce (1 head)

$2.01 $2.01

$2.12 $2.12

-5.19%

Water (1.5 liter bottle)

$2.18 $2.18

$1.95 $1.95

11.79%

Cigarettes 20 Pack (Marlboro, Camel)

$8.86 $8.86

$8.21 $8.21

7.92%

Wine (Bottle)

$14.96 $14.96

$9.13 $9.13

63.86%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$1.75 $1.75

33.71%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.15 $3.15

9.21%

One-way Ticket (Public Transport)

$1.48 $1.48

$1.49 $1.49

-0.67%

Public Transport Monthly Pass (Regular Price)

$42.82 $42.82

$132 $132

-67.66%

Taxi Start (Normal Tariff)

$4.3 $4.3

$2.43 $2.43

76.95%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.51 $1.51

20.53%

Taxi 1hour Waiting (Normal Tariff)

$34.63 $34.63

$25.81 $25.81

34.17%

Gasoline (1 liter)

$0.73 $0.73

$0.81 $0.81

-9.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K $25.5K

$22.6K $22.6K

12.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$24.7K $24.7K

6.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 $177

$221 $221

-20.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$42.87 $42.87

37.46%

Internet (50+ Mbps, Unlimited Data)

$64.8 $64.8

$66.5 $66.5

-2.50%

Gym Membership (Monthly)

$62.6 $62.6

$39.64 $39.64

57.90%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$14.72 $14.72

$13.13 $13.13

12.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,378 $1,378

$529 $529

160.76%

International Primary School, 1 Child (Yearly)

$22.4K $22.4K

$8,103 $8,103

176.30%

Jeans (Levis 501 Or Similar)

$56.3 $56.3

$38.64 $38.64

45.68%

Summer Dress (H&M, Zara, etc)

$46.46 $46.46

$42.44 $42.44

9.47%

Sport Shoes (Adidas, Nike)

$86.7 $86.7

$59.1 $59.1

46.68%

Men's Leather Business Shoes

$119 $119

$75 $75

58.42%

1-bedroom Apartment, City Center (Monthly)

$2,188 $2,188

$1,675 $1,675

30.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,395 $1,395

$1,492 $1,492

-6.50%

3-bedroom Apartment, City Center (Monthly)

$3,896 $3,896

$2,308 $2,308

68.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,689 $2,689

$1,783 $1,783

50.78%

Buy Apartment in City Center (m2)

$4,414 $4,414

$3,593 $3,593

22.83%

Buy Apartment Outside City Center (m2)

$3,161 $3,161

$3,594 $3,594

-12.03%

Average Monthly Net Salary (After Tax)

$4,871 $4,871

$3,977 $3,977

22.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.43

0.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 28, 2025

Last update for Panama City, FL: October 27, 2025

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