Cost of Living Comparison Between Austin, TX and Panama City, FL Cost of Living Comparison Between Austin, TX and Panama City, FL

๐Ÿ˜ Solo nomad: Austin, TX is 3.9% more expensive than Panama City, FL without rent, and 5% cheaper with rent.
๐Ÿ˜ Family of 3: Austin, TX is 26.2% more expensive than Panama City, FL without rent, and 22.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Austin, TX
Panama City, FL
Difference
Meal at Budget Restaurant
$20.03 $20.03
$19.03 $19.03
5.25%
Three-Course Dinner for Two, Mid-Range
$75.7 $75.7
$54.9 $54.9
37.86%
Fast Food Meal (McDonalds, etc)
$10.17 $10.17
$10.62 $10.62
-4.24%
Cappuccino
$5.78 $5.78
$4.92 $4.92
17.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.65 $2.65
$2.63 $2.63
0.76%
Water (0.33 liter bottle)
$2.12 $2.12
$2.12 $2.12
-
Local Beer (0.5 liter draught)
$5.89 $5.89
$5.07 $5.07
16.17%
Imported Beer (0.33 liter bottle)
$8.04 $8.04
$6.63 $6.63
21.27%
๐Ÿ›’ Groceries & Markets
Austin, TX
Panama City, FL
Difference
Milk (1 liter)
$1.15 $1.15
$0.94 $0.94
22.34%
White Bread (500g)
$3.42 $3.42
$3.30 $3.30
3.64%
Rice (white) (1kg)
$3.43 $3.43
$2.58 $2.58
32.95%
Eggs
$4.33 $4.33
$3.15 $3.15
37.46%
Local Cheese (1kg)
$11.79 $11.79
$10.89 $10.89
8.26%
Chicken Fillets (1kg)
$10.44 $10.44
$11.43 $11.43
-8.66%
Beef Round Steak (1kg)
$14.57 $14.57
$15.25 $15.25
-4.46%
Apples (1kg)
$4.82 $4.82
$3.45 $3.45
39.71%
Banana (1kg)
$1.57 $1.57
$1.53 $1.53
2.61%
Oranges (1kg)
$4.50 $4.50
$2.85 $2.85
57.89%
Tomato (1kg)
$3.93 $3.93
$4.22 $4.22
-6.87%
Potato (1kg)
$2.71 $2.71
$3.16 $3.16
-14.24%
Onion (1kg)
$2.88 $2.88
$2.85 $2.85
1.05%
Lettuce (1 head)
$1.97 $1.97
$2.04 $2.04
-3.43%
Water (1.5 liter bottle)
$2.18 $2.18
$1.93 $1.93
12.95%
Cigarettes 20 Pack (Marlboro, Camel)
$9.11 $9.11
$8.18 $8.18
11.37%
Wine (Bottle)
$15.29 $15.29
$13.52 $13.52
13.09%
Local Beer (0.5 liter bottle)
$2.36 $2.36
$1.78 $1.78
32.58%
Imported Beer (0.33 liter bottle)
$3.56 $3.56
$2.99 $2.99
19.06%
๐ŸšŒ Getting Around
Austin, TX
Panama City, FL
Difference
One-way Ticket (Public Transport)
$1.48 $1.48
$1.47 $1.47
0.68%
Public Transport Monthly Pass (Regular Price)
$43.25 $43.25
$132 $132
-67.31%
Taxi Start (Normal Tariff)
$4.46 $4.46
$2.56 $2.56
74.22%
Taxi (Normal Tariff) (1km)
$1.80 $1.80
$1.58 $1.58
13.92%
Taxi 1hour Waiting (Normal Tariff)
$34.81 $34.81
$26.24 $26.24
32.66%
Gasoline (1 liter)
$0.79 $0.79
$0.81 $0.81
-2.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K $25.8K
$23.4K $23.4K
10.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$24.1K $24.1K
11.59%
๐Ÿงพ Monthly Utilities & Internet
Austin, TX
Panama City, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$175 $175
$222 $222
-21.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.4 $58.4
$43.46 $43.46
34.35%
Internet (50+ Mbps, Unlimited Data)
$66.9 $66.9
$67.3 $67.3
-0.58%
๐ŸŽ‰ Sport & Entertainment
Austin, TX
Panama City, FL
Difference
Gym Membership (Monthly)
$62.2 $62.2
$40.41 $40.41
53.80%
Tennis Court (1 Hour on Weekend)
$10.10 $10.10
-
-
Cinema Ticket
$14.84 $14.84
$12.87 $12.87
15.31%
๐Ÿงธ Childcare & Education
Austin, TX
Panama City, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,385 $1,385
$526 $526
163.45%
International Primary School, 1 Child (Yearly)
$21.7K $21.7K
$8,046 $8,046
169.56%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Austin, TX
Panama City, FL
Difference
Jeans (Levis 501 Or Similar)
$56.0 $56.0
$39.77 $39.77
40.89%
Summer Dress (H&M, Zara, etc)
$46.16 $46.16
$42.79 $42.79
7.88%
Sport Shoes (Adidas, Nike)
$87.1 $87.1
$60.3 $60.3
44.42%
Men's Leather Business Shoes
$116 $116
$75.5 $75.5
53.43%
๐Ÿ  Accommodation & Living
Austin, TX
Panama City, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,211 $2,211
$1,734 $1,734
27.53%
1-bedroom Apartment, Outside City Center (Monthly)
$1,435 $1,435
$1,503 $1,503
-4.53%
3-bedroom Apartment, City Center (Monthly)
$3,833 $3,833
$2,322 $2,322
65.10%
3-bedroom Apartment, Outside City Center (Monthly)
$2,695 $2,695
$1,764 $1,764
52.81%
Buy Apartment in City Center (m2)
$7,347 $7,347
$3,589 $3,589
104.70%
Buy Apartment Outside City Center (m2)
$3,180 $3,180
$3,618 $3,618
-12.11%
๐Ÿ’ต Salaries & Financials
Austin, TX
Panama City, FL
Difference
Average Monthly Net Salary (After Tax)
$4,945 $4,945
$4,042 $4,042
22.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.43
0.31%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Austin, TX: February 28, 2026

Last update for Panama City, FL: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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