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Cost of Living Comparison Between Austin, TX and Otsego, MN Cost of Living Comparison Between Austin, TX and Otsego, MN

😐 Solo nomad: Austin, TX is 22.3% more expensive than Otsego, MN without rent, and 9% more expensive with rent.
😐 Family of 3: Austin, TX is 35% more expensive than Otsego, MN without rent, and 18.5% more expensive with rent.
Currency
🍽 Eating Out
Austin, TX
Otsego, MN
Difference
Meal at Budget Restaurant
$20.13 $20.13
$12.22 $12.22
64.73%
Three-Course Dinner for Two, Mid-Range
$74.7 $74.7
$65.6 $65.6
13.85%
Fast Food Meal (McDonalds, etc)
$10.02 $10.02
$9.96 $9.96
0.60%
Cappuccino
$5.49 $5.49
$5.11 $5.11
7.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 $2.73
$1.99 $1.99
37.19%
Water (0.33 liter bottle)
$2.14 $2.14
$2.42 $2.42
-11.57%
Local Beer (0.5 liter draught)
$5.83 $5.83
$5.83 $5.83
-
Imported Beer (0.33 liter bottle)
$7.93 $7.93
$7.15 $7.15
10.91%
🛒 Groceries & Markets
Austin, TX
Otsego, MN
Difference
Milk (1 liter)
$1.1 $1.1
$0.84 $0.84
30.95%
White Bread (500g)
$3.33 $3.33
$4.19 $4.19
-20.53%
Rice (white) (1kg)
$3.47 $3.47
$3.82 $3.82
-9.16%
Eggs
$4.34 $4.34
$3.32 $3.32
30.72%
Local Cheese (1kg)
$11.87 $11.87
$9.15 $9.15
29.73%
Chicken Fillets (1kg)
$10.56 $10.56
$11.76 $11.76
-10.20%
Beef Round Steak (1kg)
$14.75 $14.75
$14.45 $14.45
2.08%
Apples (1kg)
$5.02 $5.02
$4.33 $4.33
15.94%
Banana (1kg)
$1.5 $1.5
$1.15 $1.15
30.43%
Oranges (1kg)
$4.49 $4.49
$5.67 $5.67
-20.81%
Tomato (1kg)
$4.05 $4.05
$5.28 $5.28
-23.30%
Potato (1kg)
$2.83 $2.83
$3.97 $3.97
-28.72%
Onion (1kg)
$2.83 $2.83
$3.61 $3.61
-21.61%
Lettuce (1 head)
$1.97 $1.97
$2.02 $2.02
-2.48%
Water (1.5 liter bottle)
$2.14 $2.14
$1.89 $1.89
13.23%
Cigarettes 20 Pack (Marlboro, Camel)
$8.76 $8.76
$10.67 $10.67
-17.90%
Wine (Bottle)
$14.7 $14.7
$13.88 $13.88
5.91%
Local Beer (0.5 liter bottle)
$2.34 $2.34
$1.7 $1.7
37.65%
Imported Beer (0.33 liter bottle)
$3.54 $3.54
$4.52 $4.52
-21.68%
🚌 Getting Around
Austin, TX
Otsego, MN
Difference
One-way Ticket (Public Transport)
$1.54 $1.54
$1.99 $1.99
-22.61%
Public Transport Monthly Pass (Regular Price)
$43.15 $43.15
-
-
Taxi Start (Normal Tariff)
$4.46 $4.46
$5.03 $5.03
-11.33%
Taxi (Normal Tariff) (1km)
$1.82 $1.82
$1.38 $1.38
31.88%
Taxi 1hour Waiting (Normal Tariff)
$35.66 $35.66
$29.17 $29.17
22.25%
Gasoline (1 liter)
$0.78 $0.78
$0.8 $0.8
-2.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K $25.9K
$35.3K $35.3K
-26.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$25.1K $25.1K
4.74%
🧾 Monthly Utilities & Internet
Austin, TX
Otsego, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 $176
$217 $217
-19.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.4 $58.4
$47.77 $47.77
22.32%
Internet (50+ Mbps, Unlimited Data)
$67 $67
$64.7 $64.7
3.54%
🎉 Sport & Entertainment
Austin, TX
Otsego, MN
Difference
Gym Membership (Monthly)
$61.9 $61.9
$43.15 $43.15
43.48%
Tennis Court (1 Hour on Weekend)
$9.9 $9.9
-
-
Cinema Ticket
$15.05 $15.05
$14.2 $14.2
5.99%
🧸 Childcare & Education
Austin, TX
Otsego, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,399 $1,399
$1,463 $1,463
-4.37%
International Primary School, 1 Child (Yearly)
$21.9K $21.9K
$30.4K $30.4K
-27.99%
👕👟 Clothing & Footwear
Austin, TX
Otsego, MN
Difference
Jeans (Levis 501 Or Similar)
$55.6 $55.6
$39.27 $39.27
41.53%
Summer Dress (H&M, Zara, etc)
$45.14 $45.14
$41.6 $41.6
8.51%
Sport Shoes (Adidas, Nike)
$86.1 $86.1
$85.2 $85.2
1.16%
Men's Leather Business Shoes
$119 $119
$127 $127
-5.79%
🏠 Accommodation & Living
Austin, TX
Otsego, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$2,228 $2,228
$1,596 $1,596
39.58%
1-bedroom Apartment, Outside City Center (Monthly)
$1,402 $1,402
$1,367 $1,367
2.55%
3-bedroom Apartment, City Center (Monthly)
$3,792 $3,792
$2,674 $2,674
41.84%
3-bedroom Apartment, Outside City Center (Monthly)
$2,681 $2,681
$2,249 $2,249
19.19%
Buy Apartment in City Center (m2)
$4,241 $4,241
$2,693 $2,693
57.48%
Buy Apartment Outside City Center (m2)
$3,166 $3,166
$2,257 $2,257
40.31%
💵 Salaries & Financials
Austin, TX
Otsego, MN
Difference
Average Monthly Net Salary (After Tax)
$4,990 $4,990
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.43
0.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: December 1, 2025

Last update for Otsego, MN: November 30, 2025

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