Cost of Living Comparison Between Austin, TX and Monterey, CA Cost of Living Comparison Between Austin, TX and Monterey, CA

😐 Solo nomad: Austin, TX is 9.8% more expensive than Monterey, CA without rent, and 18.1% cheaper with rent.
🙂 Family of 3: Austin, TX is 7.1% cheaper than Monterey, CA without rent, and 17.5% cheaper with rent.
Currency
🍽 Eating Out
Austin, TX
Monterey, CA
Difference
Meal at Budget Restaurant
$19.64 $19.64
$16.22 $16.22
21.09%
Three-Course Dinner for Two, Mid-Range
$76.2 $76.2
$64.9 $64.9
17.51%
Fast Food Meal (McDonalds, etc)
$9.95 $9.95
$9.45 $9.45
5.29%
Cappuccino
$5.61 $5.61
$4.48 $4.48
25.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$3.16 $3.16
-16.46%
Water (0.33 liter bottle)
$2.19 $2.19
$1.63 $1.63
34.36%
Local Beer (0.5 liter draught)
$5.84 $5.84
$5.86 $5.86
-0.34%
Imported Beer (0.33 liter bottle)
$7.92 $7.92
$4.44 $4.44
78.38%
🛒 Groceries & Markets
Austin, TX
Monterey, CA
Difference
Milk (1 liter)
$1.13 $1.13
$1.34 $1.34
-15.67%
White Bread (500g)
$3.3 $3.3
$3.41 $3.41
-3.23%
Rice (white) (1kg)
$3.5 $3.5
$4.37 $4.37
-19.91%
Eggs
$4.4 $4.4
$4 $4
10.00%
Local Cheese (1kg)
$12 $12
$9.38 $9.38
27.93%
Chicken Fillets (1kg)
$10.68 $10.68
$17.66 $17.66
-39.52%
Beef Round Steak (1kg)
$14.73 $14.73
$14.04 $14.04
4.91%
Apples (1kg)
$4.88 $4.88
$3.85 $3.85
26.75%
Banana (1kg)
$1.52 $1.52
$1.15 $1.15
32.17%
Oranges (1kg)
$4.53 $4.53
$2.46 $2.46
84.15%
Tomato (1kg)
$3.92 $3.92
$2.23 $2.23
75.78%
Potato (1kg)
$2.72 $2.72
$1.92 $1.92
41.67%
Onion (1kg)
$2.76 $2.76
$2.23 $2.23
23.77%
Lettuce (1 head)
$2.01 $2.01
$1.83 $1.83
9.84%
Water (1.5 liter bottle)
$2.18 $2.18
$1.94 $1.94
12.37%
Cigarettes 20 Pack (Marlboro, Camel)
$8.86 $8.86
$12.16 $12.16
-27.14%
Wine (Bottle)
$14.96 $14.96
$17.28 $17.28
-13.43%
Local Beer (0.5 liter bottle)
$2.34 $2.34
$2.2 $2.2
6.36%
Imported Beer (0.33 liter bottle)
$3.44 $3.44
$2.44 $2.44
40.98%
🚌 Getting Around
Austin, TX
Monterey, CA
Difference
One-way Ticket (Public Transport)
$1.48 $1.48
$2.04 $2.04
-27.45%
Public Transport Monthly Pass (Regular Price)
$42.82 $42.82
$53 $53
-19.15%
Taxi Start (Normal Tariff)
$4.3 $4.3
$1.58 $1.58
172.15%
Taxi (Normal Tariff) (1km)
$1.82 $1.82
$0.89 $0.89
104.49%
Taxi 1hour Waiting (Normal Tariff)
$34.63 $34.63
$28.75 $28.75
20.45%
Gasoline (1 liter)
$0.73 $0.73
$1.22 $1.22
-40.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K $25.5K
$24.2K $24.2K
5.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$24.2K $24.2K
8.72%
🧾 Monthly Utilities & Internet
Austin, TX
Monterey, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 $177
$188 $188
-5.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 $58.9
$51.7 $51.7
13.92%
Internet (50+ Mbps, Unlimited Data)
$64.8 $64.8
$61.8 $61.8
4.87%
🎉 Sport & Entertainment
Austin, TX
Monterey, CA
Difference
Gym Membership (Monthly)
$62.6 $62.6
$43.27 $43.27
44.65%
Tennis Court (1 Hour on Weekend)
$10.17 $10.17
$10.52 $10.52
-3.33%
Cinema Ticket
$14.72 $14.72
$12.3 $12.3
19.67%
🧸 Childcare & Education
Austin, TX
Monterey, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,378 $1,378
$570 $570
141.77%
International Primary School, 1 Child (Yearly)
$22.4K $22.4K
$12.5K $12.5K
78.48%
👕👟 Clothing & Footwear
Austin, TX
Monterey, CA
Difference
Jeans (Levis 501 Or Similar)
$56.3 $56.3
$68.4 $68.4
-17.74%
Summer Dress (H&M, Zara, etc)
$46.46 $46.46
$119 $119
-60.85%
Sport Shoes (Adidas, Nike)
$86.7 $86.7
$98.5 $98.5
-11.98%
Men's Leather Business Shoes
$119 $119
$202 $202
-41.08%
🏠 Accommodation & Living
Austin, TX
Monterey, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,188 $2,188
$2,323 $2,323
-5.85%
1-bedroom Apartment, Outside City Center (Monthly)
$1,395 $1,395
$2,004 $2,004
-30.39%
3-bedroom Apartment, City Center (Monthly)
$3,896 $3,896
$3,623 $3,623
7.54%
3-bedroom Apartment, Outside City Center (Monthly)
$2,689 $2,689
$3,664 $3,664
-26.61%
Buy Apartment in City Center (m2)
$4,414 $4,414
$7,809 $7,809
-43.48%
Buy Apartment Outside City Center (m2)
$3,161 $3,161
$5,920 $5,920
-46.60%
💵 Salaries & Financials
Austin, TX
Monterey, CA
Difference
Average Monthly Net Salary (After Tax)
$4,871 $4,871
$4,380 $4,380
11.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.4
0.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 28, 2025

Last update for Monterey, CA: October 29, 2025

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