Cost of Living Comparison Between Austin, TX and Loveland, CO Cost of Living Comparison Between Austin, TX and Loveland, CO

😐 Solo nomad: Austin, TX is 4.9% more expensive than Loveland, CO without rent, and 4.8% cheaper with rent.

😐 Family of 3: Austin, TX is 0.4% more expensive than Loveland, CO without rent, and 13% more expensive with rent.

Meal at Budget Restaurant

$19.78 $19.78

$19.67 $19.67

0.56%

Three-Course Dinner for Two, Mid-Range

$73.5 $73.5

$84.7 $84.7

-13.21%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$11.66 $11.66

-12.61%

Cappuccino

$5.71 $5.71

$4.95 $4.95

15.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$2.78 $2.78

-0.72%

Water (0.33 liter bottle)

$2.18 $2.18

$2.32 $2.32

-6.03%

Local Beer (0.5 liter draught)

$5.89 $5.89

$6.18 $6.18

-4.69%

Imported Beer (0.33 liter bottle)

$7.83 $7.83

$6.91 $6.91

13.31%

Milk (1 liter)

$1.1 $1.1

$1 $1

10.00%

White Bread (500g)

$3.4 $3.4

$3.68 $3.68

-7.61%

Rice (white) (1kg)

$3.44 $3.44

$3.33 $3.33

3.30%

Eggs

$4.31 $4.31

$4.21 $4.21

2.38%

Local Cheese (1kg)

$12.14 $12.14

$10.86 $10.86

11.79%

Chicken Fillets (1kg)

$10.68 $10.68

$10.32 $10.32

3.49%

Beef Round Steak (1kg)

$14.65 $14.65

$16.2 $16.2

-9.57%

Apples (1kg)

$5.01 $5.01

$3.94 $3.94

27.16%

Banana (1kg)

$1.49 $1.49

$1.52 $1.52

-1.97%

Oranges (1kg)

$4.6 $4.6

$3.82 $3.82

20.42%

Tomato (1kg)

$4.12 $4.12

$4.89 $4.89

-15.75%

Potato (1kg)

$2.86 $2.86

$2.29 $2.29

24.89%

Onion (1kg)

$2.78 $2.78

$2.24 $2.24

24.11%

Lettuce (1 head)

$2.03 $2.03

$2.51 $2.51

-19.12%

Water (1.5 liter bottle)

$2.17 $2.17

$1.97 $1.97

10.15%

Cigarettes 20 Pack (Marlboro, Camel)

$8.75 $8.75

$9.34 $9.34

-6.32%

Wine (Bottle)

$14.82 $14.82

$16.37 $16.37

-9.47%

Local Beer (0.5 liter bottle)

$2.27 $2.27

$2.22 $2.22

2.25%

Imported Beer (0.33 liter bottle)

$3.55 $3.55

$2.67 $2.67

32.96%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.01 $1.01

47.52%

Public Transport Monthly Pass (Regular Price)

$43.58 $43.58

$30.18 $30.18

44.40%

Taxi Start (Normal Tariff)

$4.49 $4.49

$2.53 $2.53

77.47%

Taxi (Normal Tariff) (1km)

$1.75 $1.75

$1.43 $1.43

22.38%

Taxi 1hour Waiting (Normal Tariff)

$34.6 $34.6

$25.11 $25.11

37.79%

Gasoline (1 liter)

$0.77 $0.77

$0.8 $0.8

-3.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K $25.5K

$27.3K $27.3K

-6.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.3K $25.3K

2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 $170

$166 $166

2.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.7 $58.7

$55.1 $55.1

6.59%

Internet (50+ Mbps, Unlimited Data)

$65.1 $65.1

$75.5 $75.5

-13.73%

Gym Membership (Monthly)

$61.4 $61.4

$27.69 $27.69

121.63%

Tennis Court (1 Hour on Weekend)

$9.86 $9.86

Cinema Ticket

$14.8 $14.8

$12.06 $12.06

22.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,411 $1,411

$1,509 $1,509

-6.49%

International Primary School, 1 Child (Yearly)

$21.8K $21.8K

$12.4K $12.4K

75.67%

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$59.1 $59.1

-7.09%

Summer Dress (H&M, Zara, etc)

$45.89 $45.89

$56.4 $56.4

-18.58%

Sport Shoes (Adidas, Nike)

$84.9 $84.9

$78.8 $78.8

7.78%

Men's Leather Business Shoes

$116 $116

$106 $106

9.17%

1-bedroom Apartment, City Center (Monthly)

$2,204 $2,204

$1,671 $1,671

31.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 $1,416

$1,631 $1,631

-13.18%

3-bedroom Apartment, City Center (Monthly)

$3,826 $3,826

$2,599 $2,599

47.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,699 $2,699

$2,233 $2,233

20.88%

Buy Apartment in City Center (m2)

$4,496 $4,496

$2,784 $2,784

61.47%

Buy Apartment Outside City Center (m2)

$3,115 $3,115

$2,465 $2,465

26.37%

Average Monthly Net Salary (After Tax)

$4,958 $4,958

$4,763 $4,763

4.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.59

-2.12%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 4, 2025

Last update for Loveland, CO: November 3, 2025

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