Cost of Living Comparison Between Austin, TX and Effingham, IL Cost of Living Comparison Between Austin, TX and Effingham, IL

๐Ÿ˜ Solo nomad: Austin, TX is 11.9% more expensive than Effingham, IL without rent, and 7.7% more expensive with rent.
๐Ÿ˜ Family of 3: Austin, TX is 45.9% more expensive than Effingham, IL without rent, and 18.5% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Austin, TX
Effingham, IL
Difference
Meal at Budget Restaurant
$19.64 $19.64
$15.27 $15.27
28.62%
Three-Course Dinner for Two, Mid-Range
$76.2 $76.2
$44.12 $44.12
72.80%
Fast Food Meal (McDonalds, etc)
$9.95 $9.95
$9.94 $9.94
0.10%
Cappuccino
$5.61 $5.61
$5.11 $5.11
9.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.39 $2.39
10.46%
Water (0.33 liter bottle)
$2.19 $2.19
$2.01 $2.01
8.96%
Local Beer (0.5 liter draught)
$5.84 $5.84
$4.9 $4.9
19.18%
Imported Beer (0.33 liter bottle)
$7.92 $7.92
$7.18 $7.18
10.31%
๐Ÿ›’ Groceries & Markets
Austin, TX
Effingham, IL
Difference
Milk (1 liter)
$1.13 $1.13
$0.51 $0.51
121.57%
White Bread (500g)
$3.3 $3.3
$2.87 $2.87
14.98%
Rice (white) (1kg)
$3.5 $3.5
$4.43 $4.43
-20.99%
Eggs
$4.4 $4.4
$3.06 $3.06
43.79%
Local Cheese (1kg)
$12 $12
$15.5 $15.5
-22.58%
Chicken Fillets (1kg)
$10.68 $10.68
$10.83 $10.83
-1.39%
Beef Round Steak (1kg)
$14.73 $14.73
$14.64 $14.64
0.61%
Apples (1kg)
$4.88 $4.88
$5.36 $5.36
-8.96%
Banana (1kg)
$1.52 $1.52
$1.57 $1.57
-3.18%
Oranges (1kg)
$4.53 $4.53
$4.1 $4.1
10.49%
Tomato (1kg)
$3.92 $3.92
$5.65 $5.65
-30.62%
Potato (1kg)
$2.72 $2.72
$2.18 $2.18
24.77%
Onion (1kg)
$2.76 $2.76
$1.12 $1.12
146.43%
Lettuce (1 head)
$2.01 $2.01
$1.96 $1.96
2.55%
Water (1.5 liter bottle)
$2.18 $2.18
$1.95 $1.95
11.79%
Cigarettes 20 Pack (Marlboro, Camel)
$8.86 $8.86
$8.49 $8.49
4.36%
Wine (Bottle)
$14.96 $14.96
$11.87 $11.87
26.03%
Local Beer (0.5 liter bottle)
$2.34 $2.34
$2.72 $2.72
-13.97%
Imported Beer (0.33 liter bottle)
$3.44 $3.44
$3.36 $3.36
2.38%
๐ŸšŒ Getting Around
Austin, TX
Effingham, IL
Difference
One-way Ticket (Public Transport)
$1.48 $1.48
$1.97 $1.97
-24.87%
Public Transport Monthly Pass (Regular Price)
$42.82 $42.82
-
-
Taxi Start (Normal Tariff)
$4.3 $4.3
$2.82 $2.82
52.48%
Taxi (Normal Tariff) (1km)
$1.82 $1.82
$1.41 $1.41
29.08%
Taxi 1hour Waiting (Normal Tariff)
$34.63 $34.63
$29.83 $29.83
16.09%
Gasoline (1 liter)
$0.73 $0.73
$0.82 $0.82
-10.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K $25.5K
$35.1K $35.1K
-27.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$26.9K $26.9K
-2.18%
๐Ÿงพ Monthly Utilities & Internet
Austin, TX
Effingham, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 $177
$236 $236
-25.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 $58.9
$44.39 $44.39
32.76%
Internet (50+ Mbps, Unlimited Data)
$64.8 $64.8
$61.5 $61.5
5.36%
๐ŸŽ‰ Sport & Entertainment
Austin, TX
Effingham, IL
Difference
Gym Membership (Monthly)
$62.6 $62.6
$43.22 $43.22
44.82%
Tennis Court (1 Hour on Weekend)
$10.17 $10.17
-
-
Cinema Ticket
$14.72 $14.72
$11.99 $11.99
22.77%
๐Ÿงธ Childcare & Education
Austin, TX
Effingham, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,378 $1,378
$1,240 $1,240
11.18%
International Primary School, 1 Child (Yearly)
$22.4K $22.4K
$13.7K $13.7K
63.86%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Austin, TX
Effingham, IL
Difference
Jeans (Levis 501 Or Similar)
$56.3 $56.3
$44.8 $44.8
25.65%
Summer Dress (H&M, Zara, etc)
$46.46 $46.46
$34.36 $34.36
35.22%
Sport Shoes (Adidas, Nike)
$86.7 $86.7
$84.7 $84.7
2.34%
Men's Leather Business Shoes
$119 $119
$63.7 $63.7
86.59%
๐Ÿ  Accommodation & Living
Austin, TX
Effingham, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,188 $2,188
$1,575 $1,575
38.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,395 $1,395
$1,366 $1,366
2.12%
3-bedroom Apartment, City Center (Monthly)
$3,896 $3,896
$2,602 $2,602
49.69%
3-bedroom Apartment, Outside City Center (Monthly)
$2,689 $2,689
$2,245 $2,245
19.78%
Buy Apartment in City Center (m2)
$4,414 $4,414
$2,384 $2,384
85.16%
Buy Apartment Outside City Center (m2)
$3,161 $3,161
$2,746 $2,746
15.12%
๐Ÿ’ต Salaries & Financials
Austin, TX
Effingham, IL
Difference
Average Monthly Net Salary (After Tax)
$4,871 $4,871
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.61
-2.42%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Austin, TX: October 28, 2025

Last update for Effingham, IL: October 29, 2025

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