Cost of Living Comparison Between Austin, TX and Carmel, IN Cost of Living Comparison Between Austin, TX and Carmel, IN

😐 Solo nomad: Austin, TX is 9.5% more expensive than Carmel, IN without rent, and 5.1% more expensive with rent.
🙂 Family of 3: Austin, TX is 6.3% cheaper than Carmel, IN without rent, and 10.8% more expensive with rent.
Currency
🍽 Eating Out
Austin, TX
Carmel, IN
Difference
Meal at Budget Restaurant
$19.64 $19.64
$25.22 $25.22
-22.13%
Three-Course Dinner for Two, Mid-Range
$76.2 $76.2
$75 $75
1.72%
Fast Food Meal (McDonalds, etc)
$9.95 $9.95
$11.2 $11.2
-11.16%
Cappuccino
$5.61 $5.61
$4.68 $4.68
19.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.78 $2.78
-5.04%
Water (0.33 liter bottle)
$2.19 $2.19
$1.99 $1.99
10.05%
Local Beer (0.5 liter draught)
$5.84 $5.84
$6.12 $6.12
-4.58%
Imported Beer (0.33 liter bottle)
$7.92 $7.92
$6.55 $6.55
20.92%
🛒 Groceries & Markets
Austin, TX
Carmel, IN
Difference
Milk (1 liter)
$1.13 $1.13
$0.77 $0.77
46.75%
White Bread (500g)
$3.3 $3.3
$2.73 $2.73
20.88%
Rice (white) (1kg)
$3.5 $3.5
$4.8 $4.8
-27.08%
Eggs
$4.4 $4.4
$3.46 $3.46
27.17%
Local Cheese (1kg)
$12 $12
$9.43 $9.43
27.25%
Chicken Fillets (1kg)
$10.68 $10.68
$11.05 $11.05
-3.35%
Beef Round Steak (1kg)
$14.73 $14.73
$14.77 $14.77
-0.27%
Apples (1kg)
$4.88 $4.88
$5.11 $5.11
-4.50%
Banana (1kg)
$1.52 $1.52
$1.55 $1.55
-1.94%
Oranges (1kg)
$4.53 $4.53
$4.48 $4.48
1.12%
Tomato (1kg)
$3.92 $3.92
$4.18 $4.18
-6.22%
Potato (1kg)
$2.72 $2.72
$2.42 $2.42
12.40%
Onion (1kg)
$2.76 $2.76
$2.69 $2.69
2.60%
Lettuce (1 head)
$2.01 $2.01
$1.75 $1.75
14.86%
Water (1.5 liter bottle)
$2.18 $2.18
$2.08 $2.08
4.81%
Cigarettes 20 Pack (Marlboro, Camel)
$8.86 $8.86
$9.21 $9.21
-3.80%
Wine (Bottle)
$14.96 $14.96
$13.26 $13.26
12.82%
Local Beer (0.5 liter bottle)
$2.34 $2.34
$2.17 $2.17
7.83%
Imported Beer (0.33 liter bottle)
$3.44 $3.44
$3.81 $3.81
-9.71%
🚌 Getting Around
Austin, TX
Carmel, IN
Difference
One-way Ticket (Public Transport)
$1.48 $1.48
$2.37 $2.37
-37.55%
Public Transport Monthly Pass (Regular Price)
$42.82 $42.82
-
-
Taxi Start (Normal Tariff)
$4.3 $4.3
$2.05 $2.05
109.76%
Taxi (Normal Tariff) (1km)
$1.82 $1.82
$1.42 $1.42
28.17%
Taxi 1hour Waiting (Normal Tariff)
$34.63 $34.63
$34.42 $34.42
0.61%
Gasoline (1 liter)
$0.73 $0.73
$0.86 $0.86
-15.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K $25.5K
$24.4K $24.4K
4.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$22.7K $22.7K
15.91%
🧾 Monthly Utilities & Internet
Austin, TX
Carmel, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 $177
$235 $235
-24.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 $58.9
$63.5 $63.5
-7.24%
Internet (50+ Mbps, Unlimited Data)
$64.8 $64.8
$65.9 $65.9
-1.61%
🎉 Sport & Entertainment
Austin, TX
Carmel, IN
Difference
Gym Membership (Monthly)
$62.6 $62.6
$69.6 $69.6
-10.05%
Tennis Court (1 Hour on Weekend)
$10.17 $10.17
$32.59 $32.59
-68.79%
Cinema Ticket
$14.72 $14.72
$12.47 $12.47
18.04%
🧸 Childcare & Education
Austin, TX
Carmel, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,378 $1,378
$1,757 $1,757
-21.55%
International Primary School, 1 Child (Yearly)
$22.4K $22.4K
$27.2K $27.2K
-17.84%
👕👟 Clothing & Footwear
Austin, TX
Carmel, IN
Difference
Jeans (Levis 501 Or Similar)
$56.3 $56.3
$47.24 $47.24
19.16%
Summer Dress (H&M, Zara, etc)
$46.46 $46.46
$41.36 $41.36
12.33%
Sport Shoes (Adidas, Nike)
$86.7 $86.7
$87.3 $87.3
-0.77%
Men's Leather Business Shoes
$119 $119
$106 $106
11.67%
🏠 Accommodation & Living
Austin, TX
Carmel, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$2,188 $2,188
$1,492 $1,492
46.66%
1-bedroom Apartment, Outside City Center (Monthly)
$1,395 $1,395
$1,259 $1,259
10.81%
3-bedroom Apartment, City Center (Monthly)
$3,896 $3,896
$2,563 $2,563
52.00%
3-bedroom Apartment, Outside City Center (Monthly)
$2,689 $2,689
$1,887 $1,887
42.50%
Buy Apartment in City Center (m2)
$4,414 $4,414
$1,886 $1,886
133.99%
Buy Apartment Outside City Center (m2)
$3,161 $3,161
$1,784 $1,784
77.19%
💵 Salaries & Financials
Austin, TX
Carmel, IN
Difference
Average Monthly Net Salary (After Tax)
$4,871 $4,871
$6,682 $6,682
-27.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.56
-1.68%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 28, 2025

Last update for Carmel, IN: October 29, 2025

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