Cost of Living Comparison Between Austin, TX and Albany, NY Cost of Living Comparison Between Austin, TX and Albany, NY

🙂 Solo nomad: Austin, TX is 5.4% cheaper than Albany, NY without rent, and 0.1% more expensive with rent.
🙂 Family of 3: Austin, TX is 2.7% cheaper than Albany, NY without rent, and 2.4% cheaper with rent.
Currency
🍽 Eating Out
Austin, TX
Albany, NY
Difference
Meal at Budget Restaurant
$19.64 $19.64
$19.04 $19.04
3.15%
Three-Course Dinner for Two, Mid-Range
$76.2 $76.2
$79.2 $79.2
-3.74%
Fast Food Meal (McDonalds, etc)
$9.95 $9.95
$13.05 $13.05
-23.75%
Cappuccino
$5.61 $5.61
$5.9 $5.9
-4.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.83 $2.83
-6.71%
Water (0.33 liter bottle)
$2.19 $2.19
$1.96 $1.96
11.73%
Local Beer (0.5 liter draught)
$5.84 $5.84
$5.15 $5.15
13.40%
Imported Beer (0.33 liter bottle)
$7.92 $7.92
$5.9 $5.9
34.24%
🛒 Groceries & Markets
Austin, TX
Albany, NY
Difference
Milk (1 liter)
$1.13 $1.13
$1.04 $1.04
8.65%
White Bread (500g)
$3.3 $3.3
$3.83 $3.83
-13.84%
Rice (white) (1kg)
$3.5 $3.5
$5.76 $5.76
-39.24%
Eggs
$4.4 $4.4
$5.25 $5.25
-16.19%
Local Cheese (1kg)
$12 $12
$14.32 $14.32
-16.20%
Chicken Fillets (1kg)
$10.68 $10.68
$14.18 $14.18
-24.68%
Beef Round Steak (1kg)
$14.73 $14.73
$17.36 $17.36
-15.15%
Apples (1kg)
$4.88 $4.88
$4.67 $4.67
4.50%
Banana (1kg)
$1.52 $1.52
$1.42 $1.42
7.04%
Oranges (1kg)
$4.53 $4.53
$4.71 $4.71
-3.82%
Tomato (1kg)
$3.92 $3.92
$4.76 $4.76
-17.65%
Potato (1kg)
$2.72 $2.72
$2.91 $2.91
-6.53%
Onion (1kg)
$2.76 $2.76
$3.55 $3.55
-22.25%
Lettuce (1 head)
$2.01 $2.01
$3.25 $3.25
-38.15%
Water (1.5 liter bottle)
$2.18 $2.18
$1.78 $1.78
22.47%
Cigarettes 20 Pack (Marlboro, Camel)
$8.86 $8.86
$14.55 $14.55
-39.11%
Wine (Bottle)
$14.96 $14.96
$13.13 $13.13
13.94%
Local Beer (0.5 liter bottle)
$2.34 $2.34
$2.18 $2.18
7.34%
Imported Beer (0.33 liter bottle)
$3.44 $3.44
$4.09 $4.09
-15.89%
🚌 Getting Around
Austin, TX
Albany, NY
Difference
One-way Ticket (Public Transport)
$1.48 $1.48
$1.53 $1.53
-3.27%
Public Transport Monthly Pass (Regular Price)
$42.82 $42.82
$65 $65
-34.16%
Taxi Start (Normal Tariff)
$4.3 $4.3
$4.86 $4.86
-11.52%
Taxi (Normal Tariff) (1km)
$1.82 $1.82
$1.42 $1.42
28.17%
Taxi 1hour Waiting (Normal Tariff)
$34.63 $34.63
$27.03 $27.03
28.12%
Gasoline (1 liter)
$0.73 $0.73
$0.94 $0.94
-22.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K $25.5K
$29.4K $29.4K
-13.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$25.3K $25.3K
4.08%
🧾 Monthly Utilities & Internet
Austin, TX
Albany, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 $177
$212 $212
-16.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 $58.9
$59.1 $59.1
-0.25%
Internet (50+ Mbps, Unlimited Data)
$64.8 $64.8
$78.9 $78.9
-17.78%
🎉 Sport & Entertainment
Austin, TX
Albany, NY
Difference
Gym Membership (Monthly)
$62.6 $62.6
$31.7 $31.7
97.44%
Tennis Court (1 Hour on Weekend)
$10.17 $10.17
$21.85 $21.85
-53.46%
Cinema Ticket
$14.72 $14.72
$15.01 $15.01
-1.93%
🧸 Childcare & Education
Austin, TX
Albany, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,378 $1,378
$1,419 $1,419
-2.84%
International Primary School, 1 Child (Yearly)
$22.4K $22.4K
$28.5K $28.5K
-21.50%
👕👟 Clothing & Footwear
Austin, TX
Albany, NY
Difference
Jeans (Levis 501 Or Similar)
$56.3 $56.3
$51.4 $51.4
9.62%
Summer Dress (H&M, Zara, etc)
$46.46 $46.46
$45.66 $45.66
1.75%
Sport Shoes (Adidas, Nike)
$86.7 $86.7
$84.3 $84.3
2.84%
Men's Leather Business Shoes
$119 $119
$103 $103
14.93%
🏠 Accommodation & Living
Austin, TX
Albany, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$2,188 $2,188
$1,436 $1,436
52.35%
1-bedroom Apartment, Outside City Center (Monthly)
$1,395 $1,395
$1,303 $1,303
7.11%
3-bedroom Apartment, City Center (Monthly)
$3,896 $3,896
$2,856 $2,856
36.41%
3-bedroom Apartment, Outside City Center (Monthly)
$2,689 $2,689
$2,555 $2,555
5.25%
Buy Apartment in City Center (m2)
$4,414 $4,414
$3,512 $3,512
25.67%
Buy Apartment Outside City Center (m2)
$3,161 $3,161
$3,006 $3,006
5.16%
💵 Salaries & Financials
Austin, TX
Albany, NY
Difference
Average Monthly Net Salary (After Tax)
$4,871 $4,871
$3,766 $3,766
29.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.45
-

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 28, 2025

Last update for Albany, NY: October 29, 2025

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