Cost of Living Comparison Between Atascadero, CA and Ubud, Bali Cost of Living Comparison Between Atascadero, CA and Ubud, Bali

Monthly Cost of Living

A single person spends $2,686 per month in Atascadero, CA vs $1,408 in Ubud, Bali, rent included.

A couple spends around $3,930 per month in Atascadero, CA vs $2,582 in Ubud, Bali, rent included.

A family of three spends $5,174 per month in Atascadero, CA vs $3,757 in Ubud, Bali, rent included.

Atascadero, CA costs about 91% more than Ubud, Bali, driven mainly by Eating Out.

Both Atascadero, CA and Ubud, Bali sit above the global median – Atascadero, CA by 100%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Atascadero, CA
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.31 $20.31
$3.42 Rp 58.7K
493.86%
Three-Course Dinner for Two, Mid-Range
$78.4 $78.4
$32.96 Rp 566.5K
137.96%
Fast Food Meal (McDonalds, etc)
$9.30 $9.30
$5.08 Rp 87.3K
83.07%
Cappuccino
$5.46 $5.46
$2.82 Rp 48.5K
93.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.74 $2.74
$1.37 Rp 23.5K
100.00%
Water (0.33 liter bottle)
$2.51 $2.51
$0.71 Rp 12.2K
253.52%
Local Beer (0.5 liter draught)
$6.81 $6.81
$2.97 Rp 51.0K
129.29%
Imported Beer (0.33 liter bottle)
$4.91 $4.91
$3.91 Rp 67.2K
25.58%
🛒 Groceries & Markets
Atascadero, CA
Ubud, Bali
Difference
Milk (1 liter)
$1.13 $1.13
$1.75 Rp 30.0K
-35.43%
White Bread (500g)
$4.28 $4.28
$2.52 Rp 43.2K
69.84%
Rice (white) (1kg)
$5.54 $5.54
$1.21 Rp 20.8K
357.85%
Eggs
$5.91 $5.91
$2.33 Rp 40.1K
153.65%
Local Cheese (1kg)
$15.34 $15.34
$14.50 Rp 249.2K
5.79%
Chicken Fillets (1kg)
$10.51 $10.51
$4.36 Rp 74.9K
141.06%
Beef Round Steak (1kg)
$15.19 $15.19
$12.05 Rp 207.0K
26.06%
Apples (1kg)
$3.43 $3.43
$3.82 Rp 65.6K
-10.21%
Banana (1kg)
$1.86 $1.86
$1.61 Rp 27.7K
15.53%
Oranges (1kg)
$3.34 $3.34
$2.70 Rp 46.5K
23.70%
Tomato (1kg)
$3.33 $3.33
$2.23 Rp 38.3K
49.33%
Potato (1kg)
$2.86 $2.86
$1.90 Rp 32.6K
50.53%
Onion (1kg)
$2.88 $2.88
$2.18 Rp 37.5K
32.11%
Lettuce (1 head)
$2.11 $2.11
$1.03 Rp 17.7K
104.85%
Water (1.5 liter bottle)
$1.93 $1.93
$0.77 Rp 13.3K
150.65%
Cigarettes 20 Pack (Marlboro, Camel)
$10.75 $10.75
$3.18 Rp 54.7K
238.05%
Wine (Bottle)
$12.15 $12.15
$23.23 Rp 399.2K
-47.70%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$2.85 Rp 48.9K
-38.25%
Imported Beer (0.33 liter bottle)
$2.74 $2.74
$2.72 Rp 46.7K
0.74%
🚌 Getting Around
Atascadero, CA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$0.29 Rp 5,022
579.31%
Public Transport Monthly Pass (Regular Price)
$45.73 $45.73
$8.43 Rp 144.8K
442.47%
Taxi Start (Normal Tariff)
$6.65 $6.65
$0.49 Rp 8,344
1257.14%
Taxi (Normal Tariff) (1km)
$1.97 $1.97
$0.45 Rp 7,812
337.78%
Taxi 1hour Waiting (Normal Tariff)
$37.20 $37.20
$6.28 Rp 107.8K
492.36%
Gasoline (1 liter)
$1.28 $1.28
$0.85 Rp 14.6K
50.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K $24.4K
$26.1K Rp 447.8M
-6.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.6K $28.6K
$31.5K Rp 541.8M
-9.31%
🧾 Monthly Utilities & Internet
Atascadero, CA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$257 $257
$79.8 Rp 1.4M
222.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.37 $46.37
$4.09 Rp 70.3K
1033.74%
Internet (50+ Mbps, Unlimited Data)
$71.4 $71.4
$24.06 Rp 413.6K
196.67%
🎉 Sport & Entertainment
Atascadero, CA
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.81 $43.81
$96.2 Rp 1.7M
-54.45%
Tennis Court (1 Hour on Weekend)
-
$6.53 Rp 112.2K
-
Cinema Ticket
$12.39 $12.39
$4.13 Rp 71.1K
200.00%
🧸 Childcare & Education
Atascadero, CA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,296 $2,296
$297 Rp 5.1M
673.64%
International Primary School, 1 Child (Yearly)
$34.3K $34.3K
$6,661 Rp 114.5M
414.95%
👕👟 Clothing & Footwear
Atascadero, CA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$63.5 $63.5
$55.0 Rp 944.5K
15.50%
Summer Dress (H&M, Zara, etc)
$50.6 $50.6
$38.75 Rp 666.0K
30.66%
Sport Shoes (Adidas, Nike)
$78.6 $78.6
$89.6 Rp 1.5M
-12.26%
Men's Leather Business Shoes
$111 $111
$78.9 Rp 1.4M
40.98%
🏠 Accommodation & Living
Atascadero, CA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,634 $1,634
$1,018 Rp 17.5M
60.43%
1-bedroom Apartment, Outside City Center (Monthly)
$1,339 $1,339
$660 Rp 11.3M
102.86%
3-bedroom Apartment, City Center (Monthly)
$2,743 $2,743
$3,435 Rp 59.0M
-20.17%
3-bedroom Apartment, Outside City Center (Monthly)
$2,226 $2,226
$2,053 Rp 35.3M
8.42%
Buy Apartment in City Center (m2)
$2,948 $2,948
$2,981 Rp 51.2M
-1.11%
Buy Apartment Outside City Center (m2)
$2,670 $2,670
$2,368 Rp 40.7M
12.74%
💵 Salaries & Financials
Atascadero, CA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$172 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
13.28
-50.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atascadero, CA: April 21, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,634 in Atascadero, CA versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $78 in Atascadero, CA versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $387 vs $299 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Atascadero, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Atascadero, CA?
Yes – Atascadero, CA is pricier by about 91%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,029 per month in Atascadero, CA and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 442% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,296 per month in Atascadero, CA and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Atascadero, CA or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Atascadero, CA at $2,686. In Ubud, Bali it covers expenses comfortably, while in Atascadero, CA it requires careful planning or may not stretch far enough.
Is Atascadero, CA or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Atascadero, CA or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Atascadero, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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