Last update: Oct 2026

Cost of Living Comparison Between Arrecife and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,549 in Arrecife, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

75

Cost of Living Index in Arrecife
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Arrecife Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Arrecife

🇪🇸 Spain

$1,549

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Arrecife and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arrecife and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,549 in Arrecife versus $1,349 in Ubud, Bali.

Arrecife $1,549
Ubud, Bali $1,349

Estimated couple costs with rent: $2,279 in Arrecife versus $2,305 in Ubud, Bali.

Arrecife $2,279
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,009 in Arrecife versus $3,261 in Ubud, Bali.

Arrecife $3,009
Ubud, Bali $3,261

Living in Arrecife is roughly 15% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$11.07 €9.91

$3.32 Rp 60.2K

233.43%

Three-Course Dinner for Two, Mid-Range

$45.64 €40.87

$35.64 Rp 645.8K

28.06%

Fast Food Meal (McDonalds, etc)

$9.23 €8.27

$5.53 Rp 100.3K

66.91%

Cappuccino

$2.51 €2.24

$2.72 Rp 49.3K

-7.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 €1.95

$1.70 Rp 30.8K

28.24%

Water (0.33 liter bottle)

$1.67 €1.50

$0.76 Rp 13.8K

119.74%

Local Beer (0.5 liter draught)

$3.15 €2.82

$2.65 Rp 48.1K

18.87%

Imported Beer (0.33 liter bottle)

$3.58 €3.20

$4.38 Rp 79.4K

-18.26%

Milk (1 liter)

$1.10 €0.99

$1.49 Rp 27.0K

-26.17%

White Bread (500g)

$1.50 €1.34

$2.28 Rp 41.2K

-34.21%

Rice (white) (1kg)

$1.29 €1.15

$1.19 Rp 21.6K

8.40%

Eggs

$3.57 €3.20

$2.04 Rp 36.9K

75.00%

Local Cheese (1kg)

$12.28 €11.00

$17.70 Rp 320.8K

-30.62%

Chicken Fillets (1kg)

$7.07 €6.34

$3.96 Rp 71.8K

78.54%

Beef Round Steak (1kg)

$13.84 €12.40

$12.19 Rp 220.9K

13.54%

Apples (1kg)

$2.63 €2.35

$3.66 Rp 66.2K

-28.14%

Banana (1kg)

$2.52 €2.26

$1.52 Rp 27.5K

65.79%

Oranges (1kg)

$2.28 €2.04

$2.23 Rp 40.4K

2.24%

Tomato (1kg)

$2.58 €2.31

$1.97 Rp 35.7K

30.96%

Potato (1kg)

$1.83 €1.64

$1.85 Rp 33.5K

-1.08%

Onion (1kg)

$2.41 €2.16

$2.42 Rp 43.9K

-0.41%

Lettuce (1 head)

$1.79 €1.60

$0.99 Rp 17.9K

80.81%

Water (1.5 liter bottle)

$0.83 €0.74

$0.51 Rp 9,303

62.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.39 €3.93

$2.22 Rp 40.3K

97.75%

Wine (Bottle)

$6.68 €5.99

$22.24 Rp 403.0K

-69.96%

Local Beer (0.5 liter bottle)

$1.61 €1.45

$2.26 Rp 41.0K

-28.76%

Imported Beer (0.33 liter bottle)

$2.70 €2.42

$2.97 Rp 53.8K

-9.09%

One-way Ticket (Public Transport)

$1.87 €1.68

$0.25 Rp 4,548

648.00%

Public Transport Monthly Pass (Regular Price)

$32.75 €29.33

$7.82 Rp 141.8K

318.80%

Taxi Start (Normal Tariff)

$3.40 €3.04

$0.44 Rp 7,964

672.73%

Taxi (Normal Tariff) (1km)

$2.31 €2.07

$0.43 Rp 7,793

437.21%

Taxi 1hour Waiting (Normal Tariff)

$22.58 €20.22

$5.41 Rp 98.0K

317.38%

Gasoline (1 liter)

$1.59 €1.42

$0.82 Rp 14.9K

93.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K €27.2K

$23.8K Rp 432.0M

27.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K €28.8K

$31.7K Rp 575.3M

1.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 €102

$79.1 Rp 1.4M

44.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.30 €17.28

$6.45 Rp 116.8K

199.22%

Internet (50+ Mbps, Unlimited Data)

$28.47 €25.50

$18.58 Rp 336.7K

53.23%

Gym Membership (Monthly)

$44.63 €39.97

$49.48 Rp 896.7K

-9.80%

Tennis Court (1 Hour on Weekend)

$15.64 €14.01

$17.65 Rp 319.8K

-11.39%

Cinema Ticket

$8.07 €7.22

$4.27 Rp 77.4K

88.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$467 €418

$491 Rp 8.9M

-4.77%

International Primary School, 1 Child (Yearly)

$6,521 €5,840

$5,674 Rp 102.8M

14.93%

Jeans (Levis 501 Or Similar)

$86.6 €77.6

$44.64 Rp 808.9K

94.06%

Summer Dress (H&M, Zara, etc)

$34.05 €30.50

$34.95 Rp 633.4K

-2.58%

Sport Shoes (Adidas, Nike)

$89.7 €80.3

$79.9 Rp 1.4M

12.20%

Men's Leather Business Shoes

$124 €111

$79.4 Rp 1.4M

55.98%

1-bedroom Apartment, City Center (Monthly)

$846 €758

$1,125 Rp 20.4M

-24.80%

1-bedroom Apartment, Outside City Center (Monthly)

$673 €602

$671 Rp 12.2M

0.16%

3-bedroom Apartment, City Center (Monthly)

$1,407 €1,260

$3,565 Rp 64.6M

-60.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,023 €916

$1,723 Rp 31.2M

-40.65%

Buy Apartment in City Center (m2)

$3,328 €2,981

$2,732 Rp 49.5M

21.84%

Buy Apartment Outside City Center (m2)

$2,237 €2,003

$2,284 Rp 41.4M

-2.07%

Average Monthly Net Salary (After Tax)

$1,683 €1,508

$164 Rp 3.0M

927.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.15

13.78

-77.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arrecife: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arrecife

$673 43.4%

Ubud, Bali

$672 49.8% 0.2% $1.1

Groceries & Markets

Arrecife

$264 17%

Ubud, Bali

$288 21.4% 9.4% $25

Eating Out

Arrecife

$185 11.9%

Ubud, Bali

$108 8% 41.7% $77

Monthly Utilities & Internet

Arrecife

$162 10.5%

Ubud, Bali

$104 7.7% 35.7% $58

Clothing & Footwear

Arrecife

$150 9.7%

Ubud, Bali

$108 8% 28.5% $43

Sport & Entertainment

Arrecife

$61 3.9%

Ubud, Bali

$58 4.3% 4.5% $2.7

Getting Around

Arrecife

$55 3.6%

Ubud, Bali

$11 0.9% 79.3% $44

Cost Breakdown

A one-bedroom apartment in the center runs $846 in Arrecife and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Arrecife pays about 10 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $46 in Arrecife vs $36 in Ubud, Bali. Groceries flip the comparison at $264 vs $288, with Arrecife cheaper for home cooking.

Good to know

🇪🇸 Arrecife

🇮🇩 Ubud, Bali

🕒 Local time

02:36 2:36 AM

10:36 10:36 AM

8 h ahead of Arrecife

🌤 Weather

👥 Population

64,826

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Arrecife Ubud, Bali 14,220 km ≈ 18 h nonstop flight

From you

Arrecife
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arrecife vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,549 in Arrecife and $1,349 in Ubud, Bali, so Ubud, Bali is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Arrecife is about 10 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $846 in Arrecife versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $46 in Arrecife. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,549 per month in Arrecife versus $1,349 in Ubud, Bali – Ubud, Bali is about 13% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Arrecife and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Arrecife on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.