Last update: Oct 2026

Cost of Living Comparison Between Ancona and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,623 in Ancona, rent and utilities included – about $8,300 less a year. Rent and utilities account for about half of the difference.

79

Cost of Living Index in Ancona
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Ancona Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Ancona

🇮🇹 Italy

$1,623

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Ancona and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ancona and in Cebu actually costs, broken down by who's living it.

A single person spends $1,623 per month in Ancona vs $934 in Cebu, rent included.

Ancona $1,623
Cebu $934

A couple spends around $2,407 per month in Ancona vs $1,415 in Cebu, rent included.

Ancona $2,407
Cebu $1,415

A family of three spends $3,191 per month in Ancona vs $1,896 in Cebu, rent included.

Ancona $3,191
Cebu $1,896

Ancona costs about 74% more than Cebu, and outside of rent the biggest gap is in eating out.

Ancona sits 21% above the global median, while Cebu is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.87 €15.05

$3.03 ₱190

456.77%

Three-Course Dinner for Two, Mid-Range

$79.1 €70.6

$23.48 ₱1,473

237.05%

Fast Food Meal (McDonalds, etc)

$11.19 €9.98

$4.09 ₱256

173.59%

Cappuccino

$2.03 €1.81

$2.52 ₱158

-19.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 €2.29

$1.54 ₱96.9

66.88%

Water (0.33 liter bottle)

$1.23 €1.10

$0.49 ₱30.98

151.02%

Local Beer (0.5 liter draught)

$5.58 €4.98

$1.79 ₱112

211.73%

Imported Beer (0.33 liter bottle)

$5.53 €4.93

$2.26 ₱142

144.69%

Milk (1 liter)

$1.19 €1.07

$1.95 ₱122

-38.97%

White Bread (500g)

$2.26 €2.02

$1.43 ₱89.7

58.04%

Rice (white) (1kg)

$2.25 €2.01

$1.02 ₱63.8

120.59%

Eggs

$2.85 €2.55

$2.06 ₱129

38.35%

Local Cheese (1kg)

$13.65 €12.18

$9.81 ₱615

39.14%

Chicken Fillets (1kg)

$11.11 €9.92

$4.61 ₱289

141.00%

Beef Round Steak (1kg)

$17.28 €15.42

$7.70 ₱483

124.42%

Apples (1kg)

$2.34 €2.09

$3.31 ₱207

-29.31%

Banana (1kg)

$1.49 €1.33

$1.45 ₱90.9

2.76%

Oranges (1kg)

$2.40 €2.15

$2.36 ₱148

1.69%

Tomato (1kg)

$3.00 €2.68

$1.54 ₱96.4

94.81%

Potato (1kg)

$1.56 €1.39

$2.36 ₱148

-33.90%

Onion (1kg)

$1.86 €1.66

$1.99 ₱125

-6.53%

Lettuce (1 head)

$1.43 €1.27

$1.15 ₱72.1

24.35%

Water (1.5 liter bottle)

$0.39 €0.35

$0.67 ₱42.15

-41.79%

Cigarettes 20 Pack (Marlboro, Camel)

$6.83 €6.10

$3.00 ₱188

127.67%

Wine (Bottle)

$5.52 €4.93

$6.35 ₱398

-13.07%

Local Beer (0.5 liter bottle)

$1.54 €1.38

$1.31 ₱81.9

17.56%

Imported Beer (0.33 liter bottle)

$2.11 €1.88

$1.73 ₱108

21.97%

One-way Ticket (Public Transport)

$1.66 €1.49

$0.25 ₱15.78

564.00%

Public Transport Monthly Pass (Regular Price)

$38.98 €34.78

$12.65 ₱793

208.14%

Taxi Start (Normal Tariff)

$5.58 €4.98

$0.74 ₱46.32

654.05%

Taxi (Normal Tariff) (1km)

$1.70 €1.52

$0.21 ₱13.11

709.52%

Taxi 1hour Waiting (Normal Tariff)

$28.30 €25.26

$4.33 ₱271

553.58%

Gasoline (1 liter)

$2.01 €1.80

$1.33 ₱83.5

51.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.1K

$21.8K ₱1.4M

50.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.4K €31.6K

$19.4K ₱1.2M

82.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 €244

$121 ₱7,563

127.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.08 €12.57

$14.45 ₱907

-2.56%

Internet (50+ Mbps, Unlimited Data)

$36.08 €32.20

$28.29 ₱1,774

27.54%

Gym Membership (Monthly)

$63.3 €56.5

$32.68 ₱2,050

93.64%

Tennis Court (1 Hour on Weekend)

$19.49 €17.40

$6.39 ₱401

205.01%

Cinema Ticket

$11.39 €10.17

$5.46 ₱342

108.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$287 €256

$273 ₱17.1K

4.93%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$86.3 €77.1

$49.57 ₱3,109

74.18%

Summer Dress (H&M, Zara, etc)

$31.46 €28.08

$24.87 ₱1,560

26.50%

Sport Shoes (Adidas, Nike)

$91.1 €81.3

$76.6 ₱4,804

19.00%

Men's Leather Business Shoes

$99.9 €89.2

$59.3 ₱3,717

68.58%

1-bedroom Apartment, City Center (Monthly)

$602 €537

$506 ₱31.7K

19.09%

1-bedroom Apartment, Outside City Center (Monthly)

$474 €423

$309 ₱19.4K

53.26%

3-bedroom Apartment, City Center (Monthly)

$909 €812

$1,052 ₱66.0K

-13.54%

3-bedroom Apartment, Outside City Center (Monthly)

$664 €592

$619 ₱38.8K

7.22%

Buy Apartment in City Center (m2)

$3,078 €2,746

$2,915 ₱182.9K

5.56%

Buy Apartment Outside City Center (m2)

$2,038 €1,819

$1,867 ₱117.1K

9.17%

Average Monthly Net Salary (After Tax)

$1,727 €1,541

$341 ₱21.4K

406.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-58.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ancona: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ancona

$474 29.3%

Cebu

$309 33.5% 34.7% $165

Monthly Utilities & Internet

Ancona

$324 20%

Cebu

$163 17.7% 49.6% $161

Groceries & Markets

Ancona

$290 17.9%

Cebu

$210 22.7% 27.5% $80

Eating Out

Ancona

$247 15.2%

Cebu

$88 9.6% 64.2% $159

Clothing & Footwear

Ancona

$139 8.6%

Cebu

$95 10.2% 31.9% $44

Sport & Entertainment

Ancona

$86 5.3%

Cebu

$44 4.7% 49.3% $42

Getting Around

Ancona

$60 3.7%

Cebu

$15 1.7% 74.1% $44

Cost Breakdown

A central one-bedroom costs $602 in Ancona versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 406% higher in Ancona, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Ancona versus $23.00 in Cebu. Monthly groceries follow the same trend: $290 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇮🇹 Ancona

🇵🇭 Cebu

🕒 Local time

07:23 7:23 AM

13:23 1:23 PM

6 h ahead of Ancona

🌤 Weather

👥 Population

100,861

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Ancona Cebu 10,810 km ≈ 14 h nonstop flight

From you

Ancona
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ancona vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Ancona is pricier by about 74%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,435 per month in Ancona and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 208% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $287 per month in Ancona and $273 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Ancona at $1,623. In Cebu it covers expenses comfortably, while in Ancona it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ancona makes more sense. Both are solid long-term options with distinct trade-offs.