Cost of Living Comparison Between Amsterdam and Zutphen Cost of Living Comparison Between Amsterdam and Zutphen

😐 Solo nomad: Amsterdam is 0.4% more expensive than Zutphen without rent, and 31.1% more expensive with rent.
😐 Family of 3: Amsterdam is 9.4% more expensive than Zutphen without rent, and 38.7% more expensive with rent.
Currency
🍽 Eating Out
Amsterdam
Zutphen
Difference
Meal at Budget Restaurant
$22.75 €19.54
$19.91 €17.10
14.26%
Three-Course Dinner for Two, Mid-Range
$112 €96.1
$68.3 €58.6
63.88%
Fast Food Meal (McDonalds, etc)
$15.38 €13.21
$12.93 €11.11
18.95%
Cappuccino
$4.85 €4.17
$4.33 €3.72
12.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.58 €3.07
$3.44 €2.96
4.07%
Water (0.33 liter bottle)
$3.25 €2.80
$2.67 €2.29
21.72%
Local Beer (0.5 liter draught)
$6.83 €5.86
$7.30 €6.27
-6.44%
Imported Beer (0.33 liter bottle)
$6.74 €5.79
$5.63 €4.84
19.72%
🛒 Groceries & Markets
Amsterdam
Zutphen
Difference
Milk (1 liter)
$1.47 €1.26
$1.28 €1.10
14.84%
White Bread (500g)
$2.39 €2.05
$2.44 €2.09
-2.05%
Rice (white) (1kg)
$2.56 €2.20
$3.32 €2.85
-22.89%
Eggs
$5.42 €4.65
$4.71 €4.04
15.07%
Local Cheese (1kg)
$15.03 €12.91
$13.39 €11.51
12.25%
Chicken Fillets (1kg)
$14.52 €12.47
$15.82 €13.59
-8.22%
Beef Round Steak (1kg)
$16.80 €14.43
$16.68 €14.33
0.72%
Apples (1kg)
$2.98 €2.56
$2.39 €2.05
24.69%
Banana (1kg)
$2.51 €2.15
$2.56 €2.20
-1.95%
Oranges (1kg)
$2.14 €1.84
$1.90 €1.63
12.63%
Tomato (1kg)
$4.70 €4.04
$3.72 €3.19
26.34%
Potato (1kg)
$2.05 €1.76
$2.06 €1.77
-0.49%
Onion (1kg)
$2.10 €1.80
$1.98 €1.70
6.06%
Lettuce (1 head)
$1.31 €1.13
$1.21 €1.04
8.26%
Water (1.5 liter bottle)
$1.15 €0.99
$0.84 €0.72
36.90%
Cigarettes 20 Pack (Marlboro, Camel)
$14.30 €12.28
$14.59 €12.53
-1.99%
Wine (Bottle)
$7.07 €6.07
$7.86 €6.75
-10.05%
Local Beer (0.5 liter bottle)
$1.75 €1.50
$1.60 €1.37
9.37%
Imported Beer (0.33 liter bottle)
$2.99 €2.57
$2.70 €2.32
10.74%
🚌 Getting Around
Amsterdam
Zutphen
Difference
One-way Ticket (Public Transport)
$3.96 €3.40
$3.51 €3.02
12.82%
Public Transport Monthly Pass (Regular Price)
$116 €99.9
$91.1 €78.2
27.64%
Taxi Start (Normal Tariff)
$4.51 €3.87
$4.37 €3.75
3.20%
Taxi (Normal Tariff) (1km)
$3.06 €2.63
$2.17 €1.86
41.01%
Taxi 1hour Waiting (Normal Tariff)
$64.4 €55.3
$29.46 €25.31
118.43%
Gasoline (1 liter)
$2.30 €1.98
$2.18 €1.88
5.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.6K €37.5K
$37.5K €32.3K
16.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.8K €33.3K
$32.7K €28.1K
18.40%
🧾 Monthly Utilities & Internet
Amsterdam
Zutphen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$299 €257
$355 €305
-15.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.54 €18.50
$25.60 €21.99
-15.86%
Internet (50+ Mbps, Unlimited Data)
$51.0 €43.84
$49.16 €42.23
3.82%
🎉 Sport & Entertainment
Amsterdam
Zutphen
Difference
Gym Membership (Monthly)
$63.2 €54.3
$39.82 €34.21
58.74%
Tennis Court (1 Hour on Weekend)
$39.05 €33.55
$22.92 €19.69
70.38%
Cinema Ticket
$17.17 €14.75
$15.43 €13.26
11.28%
🧸 Childcare & Education
Amsterdam
Zutphen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,880 €2,474
$1,566 €1,346
83.87%
International Primary School, 1 Child (Yearly)
$21.5K €18.4K
$8,115 €6,971
164.55%
👕👟 Clothing & Footwear
Amsterdam
Zutphen
Difference
Jeans (Levis 501 Or Similar)
$101 €87.0
$90.3 €77.5
12.14%
Summer Dress (H&M, Zara, etc)
$48.82 €41.94
$38.72 €33.26
26.08%
Sport Shoes (Adidas, Nike)
$122 €105
$121 €104
0.87%
Men's Leather Business Shoes
$136 €117
$128 €110
6.07%
🏠 Accommodation & Living
Amsterdam
Zutphen
Difference
1-bedroom Apartment, City Center (Monthly)
$2,348 €2,017
$1,445 €1,241
62.48%
1-bedroom Apartment, Outside City Center (Monthly)
$1,994 €1,712
$1,183 €1,016
68.51%
3-bedroom Apartment, City Center (Monthly)
$4,186 €3,596
$2,248 €1,931
86.23%
3-bedroom Apartment, Outside City Center (Monthly)
$3,020 €2,594
$1,714 €1,472
76.21%
Buy Apartment in City Center (m2)
$10.8K €9,288
$5,434 €4,668
98.97%
Buy Apartment Outside City Center (m2)
$7,412 €6,367
$4,277 €3,674
73.30%
💵 Salaries & Financials
Amsterdam
Zutphen
Difference
Average Monthly Net Salary (After Tax)
$5,139 €4,414
$6,427 €5,521
-20.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.02
4.34
-7.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: March 1, 2026

Last update for Zutphen: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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